Database Develop

Mortgage Payment Calculator needed for Pocket PC

I'm a loan officer, looking for a basic Mortgage Payment Calculator for my Tilt. I saw several software programs available after doing a google browse. Just wanted to get some input from other pocket pc users. I don't need anything fancy just some thing basic to calculate Rate/Term & Interest Only payments while away from my office. I don't mind paying for the software but of course would prefer a trial version first.
Any suggestions?
I know I'm not the only mortgage guy with a Kaiser/Tilt that's still afloat in this ugly market ; )

Its you're lucky day..
roadmenace49 said:
I'm a loan officer, looking for a basic Mortgage Payment Calculator for my Tilt. I saw several software programs available after doing a google browse. Just wanted to get some input from other pocket pc users. I don't need anything fancy just some thing basic to calculate Rate/Term & Interest Only payments while away from my office. I don't mind paying for the software but of course would prefer a trial version first.
Any suggestions?
I know I'm not the only mortgage guy with a Kaiser/Tilt that's still afloat in this ugly market ; )
Click to expand...
Click to collapse
Hey Roadmenace...
I'm a loan officer cum realtor and have been using the best one that was ever created for pocket pc. How I know this is because I've tried pretty much each and every title thats available on handango/pocketgear.com over the past 4 or so years.. yup! that means from the days of WM2003. And its pretty ironic that having tried some costing as much as $50, the best one was and is totally free.
It was written by one Greg Fischer from Australia, a mortgage rep himself based down under. Its called mortgage calc and I believe it had over a million or so downloads to its name on the above sites back in the days.
However, the person stopped updating it beyond its 3.4 build for over a year and that too for just WM2003se. After a hiatus of over a year and my persistent googling I found his amateur site again and he had actually re-written the whole thing for WM5/6 and its now version 3.5
Sorry for the lesson in history.. I had to cuz if you'd known about it, the software was literally a "living legend" in its category.
Some of the fancy calculators built in it are no longer there for the WM5/6 versions but its still hands down the best you're gonna find hands down.
Here's the link to the website:
http://members.optusnet.com.au/~gm_fisher/Main.htm
and I'm attaching the .cab as well.

A great free option is Microsoft Excel. You can set it up to calculate any of the variables that you mention - rate, # of payments, necessary downpayment, etc. You can also use it for irregular mortgage terms as well. If you are not proficient in Excel, you can download templates directly from Microsoft or from www.vertex42.com (or just do a google search).
This is a great, free option (I think that Excel is the best software ever created, so I am a little bias) IMHO.

Excel is VERY useful. I don't know if it's the best though... I pick notepad.

I am wondering with the difference between a mortgage
Hi, I am wondering with the difference between a mortgage APR and Interest Rate? My mortgage interest rate is 6.875% and the APR is 7.504% does the APR of 7.504% sound right if the interest rate is 6.875%? My mom said that the 2 numbers should be closer together than that. Also, my mortgage banker never mentioned an APR, and since we are 1st time home buyer's, we were unaware of it. We only knew about the Interest rate. Can you please help me?

What Makes Google So Successful?

The word Google has become synonymous with online search as it refers to the world’s best search engine, and it has developed a platform for huge free web-based applications that now we use every day to perform tasks, or simply for entertainment. The company now is a multinational corporation with a huge budget and a pre-determined strategy to grow bigger. But how does Google does it?
Google does it simply with its interest in providing what everyone needs and the way they want it to be. Unlike the other corporates that sells good or sometimes excellent products for a high price, Google’s answer to this is simply, a high quality “product as a service” and the best part it’s for free. However, the company also does sell online advertisement spaces. The ads are served also in their propriety services like Gmail and Docs etc.
Presenting an operating system for the small gadgets and making it free is a wise way to approach the market, and to get the approval of the experts the company made it based on Linux, the developers’ favorite. The project was first at the hands of a small company, but Google acquired it and financed the project so it can become a reality in order to expand in the telecommunication industry. The smart thing was including all of its services alongside new ones into the software, this making it getting closer to its users and getting the feedback with not much of an effort.
Google has developed some of its key services out from university labs. At first they would be tested for a long time internally, and then when it’s near perfection it’s released to the world like Gmail. The service was in beta phase for five years before it became stable. It’s is a pressure-free developing style, a style that divers it from others. While other companies have deadlines and a releasing schedule, Google doesn’t, simply because there is no one to report to. Its external contracts are different; Google doesn’t create a product for another corporate. Having so will enforce the company to work in a narrow area and with predetermined way. On the contrary it simply creates and presents the product for the other companies to work with.
Its employees are encouraged to work on project that interests them directly. This corporate culture cannot be simply copied. If it was, we would see someone doing it. It’s also what divers it from other companies and it’s what defines it now. Making the workspace fun and interesting is to maintain the current staff and attract new “brains”, the ones who might have an idea of a project that can turn out to be the next big thing.
Google maintains its services up and running with its dependency on ads; this was at first and might still be at a certain degree. But its market share and its focus on many fields might define the future of the corporate. Sole dependency on ads online is definitely not a good strategy and Google has figured that out already, with its expanding plans to other areas, first, ten years ago when it acquired Blogger the famous blogging platform. After that YouTube, with its 4 Billion videos streamed daily, alongside it’s cloud music service that has shown great threat to competitors with its simplicity. And lately it’s 12.5 Billion bid on Motorola Mobility.
It’s clear that Google continues to grow with its unique way of managing its business. It’s is what will define the corporate future, alongside our lifestyle that has been influenced and still does. We used to read printed books; we now read them on small devices to save the huge space the books occupy. There are many examples of how Google has enhanced the way we perform our tasks and activities and made them easy for us, and this is the reason why Google is so succeful.

Unagi said:
Unlike the other corporates that sells good or sometimes excellent products for a high price, Google’s answer to this is simply, a high quality “product as a service” and the best part it’s for free.
Click to expand...
Click to collapse
NOTHING is free. I am as guilty as most of the people for taking their 'free' candy, but it will someday bite us on the ass.
Not sure when, but it will happen. And it won't be pretty!
And believe me they are not doing it to be good corporate citizens.

Making money online is easy
Unagi said:
The word Google has become synonymous with online search as it refers to the world’s best search engine, and it has developed a platform for huge free web-based applications that now we use every day to perform tasks, or simply for entertainment. The company now is a multinational corporation with a huge budget and a pre-determined strategy to grow bigger. But how does Google does it?
Google does it simply with its interest in providing what everyone needs and the way they want it to be. Unlike the other corporates that sells good or sometimes excellent products for a high price, Google’s answer to this is simply, a high quality “product as a service” and the best part it’s for free. However, the company also does sell online advertisement spaces. The ads are served also in their propriety services like Gmail and Docs etc.
Presenting an operating system for the small gadgets and making it free is a wise way to approach the market, and to get the approval of the experts the company made it based on Linux, the developers’ favorite. The project was first at the hands of a small company, but Google acquired it and financed the project so it can become a reality in order to expand in the telecommunication industry. The smart thing was including all of its services alongside new ones into the software, this making it getting closer to its users and getting the feedback with not much of an effort.
Google has developed some of its key services out from university labs. At first they would be tested for a long time internally, and then when it’s near perfection it’s released to the world like Gmail. The service was in beta phase for five years before it became stable. It’s is a pressure-free developing style, a style that divers it from others. While other companies have deadlines and a releasing schedule, Google doesn’t, simply because there is no one to report to. Its external contracts are different; Google doesn’t create a product for another corporate. Having so will enforce the company to work in a narrow area and with predetermined way. On the contrary it simply creates and presents the product for the other companies to work with.
Its employees are encouraged to work on project that interests them directly. This corporate culture cannot be simply copied. If it was, we would see someone doing it. It’s also what divers it from other companies and it’s what defines it now. Making the workspace fun and interesting is to maintain the current staff and attract new “brains”, the ones who might have an idea of a project that can turn out to be the next big thing.
Google maintains its services up and running with its dependency on ads; this was at first and might still be at a certain degree. But its market share and its focus on many fields might define the future of the corporate. Sole dependency on ads online is definitely not a good strategy and Google has figured that out already, with its expanding plans to other areas, first, ten years ago when it acquired Blogger the famous blogging platform. After that YouTube, with its 4 Billion videos streamed daily, alongside it’s cloud music service that has shown great threat to competitors with its simplicity. And lately it’s 12.5 Billion bid on Motorola Mobility.
It’s clear that Google continues to grow with its unique way of managing its business. It’s is what will define the corporate future, alongside our lifestyle that has been influenced and still does. We used to read printed books; we now read them on small devices to save the huge space the books occupy. There are many examples of how Google has enhanced the way we perform our tasks and activities and made them easy for us, and this is the reason why Google is so succeful.
Click to expand...
Click to collapse
It is very easy to make money online, go to moolamails . info and Members can earn extra money online by visiting our sponsors websites. After you visit our sponsors link for the designated time, your account will be credited. Members can also earn 25 cents per signup for joining our advertisers programs. You can cashout your earnings at $2 witch will never increase. Along with the pay per click ads, members can also earn by opting into our paid emails list. If you choose, you may have paid emails sent to your email address on file. In our members traffic exchange we offer random 1 cent bonuses. The most important way to earn here is by telling the world about us with your custom Moola Mails referral links and banners. Earn 10% of your direct referrals earnings as a free member or up to 35% with a premium membership. No limits on direct referrals. Take advange of our paid to promote feature, we give you 5 cents for every 1000 times your show the world your custom Moola Mails referral link. Send people to your Moola Mails referral link and watch your ptp earnings and your referral tree grow. Join and start making extra money online with our easy to use custom interface today.

ravisinghal20 said:
It is very easy to make money online, go to moolamails . info and Members can earn extra money online by visiting our sponsors websites. After you visit our sponsors link for the designated time, your account will be credited. Members can also earn 25 cents per signup for joining our advertisers programs. You can cashout your earnings at $2 witch will never increase. Along with the pay per click ads, members can also earn by opting into our paid emails list. If you choose, you may have paid emails sent to your email address on file. In our members traffic exchange we offer random 1 cent bonuses. The most important way to earn here is by telling the world about us with your custom Moola Mails referral links and banners. Earn 10% of your direct referrals earnings as a free member or up to 35% with a premium membership. No limits on direct referrals. Take advange of our paid to promote feature, we give you 5 cents for every 1000 times your show the world your custom Moola Mails referral link. Send people to your Moola Mails referral link and watch your ptp earnings and your referral tree grow. Join and start making extra money online with our easy to use custom interface today.
Click to expand...
Click to collapse
It will cost me more than 25 cents in electricity just deleting all of the spam generated from signing up to worthless sites. And 5 cents for showing a referral 1000 times? Lol. I think bums on skid row wouldn't waste their time on that!
BTW, Nice segue into a plug for your site.

tech start-up need help raising money- by simply watching short videos and voting!

Hi everybody. Me, my school, and a new start-up company called Froovie are working together to raise money. 60% will go to my school's digital media department, and 40% to the company. Also before I lose any ones interest all you have to do is watch a two minute video (or a couple of them) then vote on them, preferably mine. That's it. Heres the video I submitted: Mod edit: Link removed.
Here are the specifics to it:
The company:
Froovie is a new startup company that is focused on fundraiser for digital media classes, but can be used for other fundraisers also. It is currently in closed beta, and my school is using it and helping them fix the bugs because the founder knows our principal (private school). Basically you have people compete in a contest for a prize set by the school. Each contestant whether a group or individual will create a 2 minute video under the rules set by the school. They will then be able to share the video (as I am now) for people to vote. Each vote does cost $1, but you dont need unhealthy candy, or some product youll never use and can support a good cause. Each vote will then be split 60/40 profit between the nonprofit organiztion/school, and Froovie. Then whoever has the most votes gets whatever prize the organization the is using their services promised beforehand.
Why my school could use the money:
We are using the money to upgrade our media hardware and software. We have on Mac pro (I believe 2007) that works decent and only a few software generation behind, and then we have 8 10 year old Imacs where the best one is a dual core 1GHZ processor, 1GB of RAM, and 80 GB hard drive. We also have a go pro we just got, and a good sony camera. Obviously we cant do any video editing, and barely any photo editing on those computers. We are trying to upgrade the Mac Pro, and buy two new iMac 2012s (high end 21" version), and get adobe premiere pro on all of them, and use our own personal cameras. We currently do most of our editing on our home computers using about three different programs in our spare time, which is not that productive. Half the class has recently got premiere pro at home, or had it for the transition. We will use this hardware and software to put stuff in our newspaper, gazette, and yearbook for photography. Also for video we have a homeroom show we put out as often as we can about the latest stuff going around school, some comedy, and tips for the years, which is enjoyed by students and staff alike. We also do the videos for the jog a thon fundraiser which supports ALL school clubs, and several sports. We also make the videos for the homecoming and prom court, for rallies, and want to work on a promo video for the school. We also switched from loudspeaker announcements to daily video announcements on the school website. In the past we have also raised money for the school and got some of the seniors part time jobs by making commercials for local companies and such because we become proficient with our equipment.
what it does by voting for me:
It gives me, and the actors in my video the importunity to win a small scholarship if we win, and looks good on college applications (with a 98% college rate within a year after graduation we can create more stuff that colleges like). It will also allow us to make more videos and enter more contest when outside the class. Also as part of the prize I will be able to get these $70 dual turntables ive been wanting to get for djing as a summer job (I know several local big djs), and could possibly make free DJ mixes for anyone who votes and helps me get my career in media production and entertainment off the ground with the final pieces of hardware I need in class, and out of class.
How it benefits you:
besides helping out a good cause that helps us keep our class, provide people with better college transcripts,and possibly get a job in the future, you get to help a tech start-up get off the ground, and if we win get a free DJ mix! Some of us might even make some of your favorite youtube videos in the near future, and maybe be part of making your favorite big movie! You also get to make several dozen people's lives happier by watching a quick video and donating $1, or more (you choose how much, forgot to say that).
Other stuff that benefits us:
Others ways to help us even if you cant spend and extra $1 (which everyone has, even for someone you don't know who is a struggling student) is by reviewing our videos here and telling us what you think and how we can get better. We only had about two weeks to make these videos and edit them, and half of them are our first time editing! We have all filmed things, controlled lighting, and acted. But we have never had all of us edit or direct something by ourselves and either tell our friends what to do, or have other people in our class act for us. Another thing you can do is tell is if you find any bugs in the system, since I have direct contact with the founder, and some of their representatives. You can also tell us what new features the company can add to their site since we are basically an outside consultant!
Also if there is anything confusing, or anything I can make easier to understand please tell me. Also, if you don't want to vote for any of our videos, please tell us so we can make everything we do better as much as we can.​

TL;DR..
Self promotion, advertising, etc etc etc are not allowed....
It may be fir good cause, But its not allowed in xda AFAIK..
Please read the rules first...
-------------------------------------------------------------------------
★Nothing is True.. Everything is Permitted©★
Have you seen a Muffin..?

We're not here to make money from, sorry, so no.
Thread closed.

Utilize the Internet to Improve the State of Your Business

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Hi, nice to be here.

I've passed through as a viewer over the years so decided to get more involved. Most of what I read is gobbledegook to me but so much is useful, everyone should explore this site and its avenues.
I windows insider compute, I android phone and watch. I have two 4G Ticwatches having recently gained a Pro 3. My current searches have been on eSIM but I want an easy life @ 70, not to be adding one function to **** (insert your own favourite) something else. I've successfully used NFC payments since the pandemic started and that is paramount. Reading that sorting eSIM can knock out Pay is to be avoided.
Keeping up with tech follows 60 years of amateur radio, through hifi, through engineering work, through auto interest, homelife into retirement. I read tech, expect much of 6G and wearable, and hope for synthetic fuel to renew ICE - I don't want to drive vacuum cleaner tech!
Looking forward, it'll be great.

Melbro said:
I've passed through as a viewer over the years so decided to get more involved. Most of what I read is gobbledegook to me but so much is useful, everyone should explore this site and its avenues.
I windows insider compute, I android phone and watch. I have two 4G Ticwatches having recently gained a Pro 3. My current searches have been on eSIM but I want an easy life @ 70, not to be adding one function to **** (insert your own favourite) something else. I've successfully used NFC payments since the pandemic started and that is paramount. Reading that sorting eSIM can knock out Pay is to be avoided.
Keeping up with tech follows 60 years of amateur radio, through hifi, through engineering work, through auto interest, homelife into retirement. I read tech, expect much of 6G and wearable, and hope for synthetic fuel to renew ICE - I don't want to drive vacuum cleaner tech!
Looking forward, it'll be great.
Click to expand...
Click to collapse
Hello, nice ro have you here, welcome!