Related
I just contacted safeware.com and purchased PDA insurance for my AT&T Tilt for $52.00/annually. They repair/replace the device up to $550.00. Since AT&T doesn't even offer you the option of insurance, it certainly is worth the $4.30/month for piece of mind.
Any Luck With This Insuance?
I was wondering if anyone has used this service and has had any luck with it?
I was able to get mine coverd for $650 under my house ins with a $0.00 deductable. It was about $45-55 per year... maybe check into that.
Safeware insurance...
Yaron2 said:
I just contacted safeware.com and purchased PDA insurance for my AT&T Tilt for $52.00/annually. They repair/replace the device up to $550.00. Since AT&T doesn't even offer you the option of insurance, it certainly is worth the $4.30/month for piece of mind.
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Click to collapse
Hi!
I got insured for my TILT @ safeware for 79 USD for an year on $550. how could you get it soo cheap for 52 USD?
I will be speaking to them today about this..
thanks..
Raj
What about SquareTrade insurance? They send me an email with 35% off. Anyone with any experience with them?
- TKN
I've used SquareTrade, but not for a phone. Last week I just made a claim on my amp. They're giving me my money back, minus shipping charges. They seem pretty good and it was a seem less process.
legit or internet slander?
legit or internet slander? What do you guys know about this?
http://reviews.ebay.com/WHY-NOT-TO-...0003415423?ssPageName=BUYGD:CAT:-1:LISTINGS:4
Any other worthwhile providers besides Safeware?
Any other worthwhile providers besides Safeware?
Anyone???
So...anyone???
Safeware
Not sure if anyone else is using safeware but I decided to try them. Since I'm in NY they have a discounted rate for NY folks (surprising). It's $52.00/year with a $50.00 deductible. Not bad for piece of mind if I break it by accident. Worse case I'm out $102.00 for 1 replacement.
This "Insure the Tilt" begs the question: "Why?"
I've had the unfortunate experience of having three different people drop mine three times onto a tile floor in a hospital. Nothing broke. Still works too.
Had someone else broke it, would it have been covered by the policy and would I have been able to collect from them or the person who broke it? If not, just fork over another $300 and get another rather than pay $60 year for insurance.
I'm wagering I'll replace it with another within two years time anyway. So marches technology. Why again, pay $60 to be locked into what will soon be old technology?
Mack5305 said:
This "Insure the Tilt" begs the question: "Why?"
I've had the unfortunate experience of having three different people drop mine three times onto a tile floor in a hospital. Nothing broke. Still works too.
Had someone else broke it, would it have been covered by the policy and would I have been able to collect from them or the person who broke it? If not, just fork over another $300 and get another rather than pay $60 year for insurance.
I'm wagering I'll replace it with another within two years time anyway. So marches technology. Why again, pay $60 to be locked into what will soon be old technology?
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Click to collapse
Can you currently buy this phone without a new contract for $300? Wouldn't we have to buy it at full price as a replacement?
FYI, my homeowners policy will not insure a phone if it is under $400. Since I got mine for <$200, it does not qualify. Also, my wife's iPhone missed it by $1
Mack5305 said:
This "Insure the Tilt" begs the question: "Why?"
I've had the unfortunate experience of having three different people drop mine three times onto a tile floor in a hospital. Nothing broke. Still works too.
Had someone else broke it, would it have been covered by the policy and would I have been able to collect from them or the person who broke it? If not, just fork over another $300 and get another rather than pay $60 year for insurance.
I'm wagering I'll replace it with another within two years time anyway. So marches technology. Why again, pay $60 to be locked into what will soon be old technology?
Click to expand...
Click to collapse
You're not locked into anything... it's renewable each year. I purchase my phone for $300.00 from AT&T. Replacing the phone will cost $500.00 as you can't get the phone for $300.00, at least not from AT&T. The insurance also covers theft, accidental damage, cracked screen, etc. I rather pay the $52.00 for 1 year and have piece of mind if I do drop my phone or something falls on it/etc. I may not be lucky as you to drop it a number of times and nothing breaks. For me it's worth it at least for the 1st year. After that I'm sure the prices of the phone will drop so no need to renew.
I can buy the Tilt from ATT for $276 with no contract (using my business account @ 45% off).
Do these insurance companies just pay "cash" for the replacement or do they send out a new phone?
Unfortunately the average user doesn't have a business account. Would be nice though.
As for the replacement they send out a new phone. Most likely a refurb as HTC/AT&T does the same for in-warranty replacement.
I just got the ATT Tilt from ebay few days ago. I have not really used it yet. I am going to check with safeware about the insurance policy.
Thanks!
EDIT:
I just checked the safeware.com to get a quote. They did not have an option for "cell phone". I selected "laptop" with the coverage of $600. It turns out the annual cost is $69 with $100 deductible.
How did you get the coverage for your cell phone? by calling them? or do it online?
plchan said:
....
I just checked the safeware.com to get a quote. They did not have an option for "cell phone". I selected "laptop" with the coverage of $600. It turns out the annual cost is $69 with $100 deductible.
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So you effectively spend $169 per year for a replacement Tilt?
In a year, AT&T will probably sell them for $50 just to get people online with a data plan.
Remember when you had to pay for a Motorola Razr phone? Some places they're free now with a plan.
You have two companies for the Cell phone insurance.
http://www.wirelesssafeguard.com/ Which I bought my insurance through & http://www.safeware.com/ which I thought was a waste of money
Wireless Safe Gaurd
Pro - "ATG’s Safeguard Program helps you protect your wireless device against any type of damage, loss, and theft."
Con- $100 Deductable
Safeware
Pro - No Deductible
Con- read the below and also read the contract. What a useless contract, they don't cover any defects or break down from use, plus tons of other crap about environemental variables, basically it is only loss insurance or if you smash your phone, which you'd have to do if it stopped working to get it covered.
Thank you very much for the inquiry. A damp environment refers to the actual environment in which a unit is used in. For example, a unit is kept in a greenhouse which has higher than normal amount of humidity, and due to the constant exposure, internal parts begin to rust. A liquid spill however, is a single physical event which causes the unit not to function, which is not caused by the environment. The electrical breakdown refers to electrical components which stop working over time, whether it is caused by a faulty part or simply wear and tear. Similar to the other explanation, a power surge is a single physical event which damages the unit. A surge hits the unit and burns out components or parts. I hope that this helps explain the difference, but please do not hesitate to contact me if any further clarification is required.
Best Regards,
Quang Ha
Individual Sales Manager
Safeware The Insurance Agency Inc
1-800-800-1492 Ext 2184
[email protected]
-----Original Message-----
From: EDITED
Sent: Monday, December 03, 2007 1:46 PM
To: service
Subject: Question about service
I’ve reviewed the portable electronics agreement on your site; these appear to be contradictory based on interpretation.
Sources
http://www.safeware.com/policies/portable_electronics_policy.pdf
III B3 & B4
http://www.safeware.com/faq.php
#9
Accidental damage is defined as an unexpected and unintentional external event, resulting in physical damage to the insured equipment. Examples of accidental damage include, but are not limited to Drops, Falls, Collisions, and Liquid Spills.
http://www.safeware.com/index.php
Power Surge
Comments
A liquid spill(#9) could be considered a damp environment(B4)
The failure of an electronic device is a type of “electrical breakdown” (B3) and would be an unintended, hence an accident(#9). Power surge is also a type of electrical breakdown(B3).
Can you please clarify as to what is actually covered or not covered in the contract terms.
Thank you
galenmd said:
Can you currently buy this phone without a new contract for $300? Wouldn't we have to buy it at full price as a replacement?
FYI, my homeowners policy will not insure a phone if it is under $400. Since I got mine for <$200, it does not qualify. Also, my wife's iPhone missed it by $1
Click to expand...
Click to collapse
Correct me if I'm wrong, but wouldn't it cost more than $400 to get a replacement from AT&T without a new contract if it were rendered inoperable ?
My homeowners covered mine at a recplacement cost of $600 and I'm paying $30/yr. I know that renter's insurance is cheap and will cover it and more.
stozmon said:
Correct me if I'm wrong, but wouldn't it cost more than $400 to get a replacement from AT&T without a new contract if it were rendered inoperable ?
Click to expand...
Click to collapse
Yes. The replacement cost was irrelevant to them. Don't try to make sense of it.
Normally, the SquareTrade warranty is $39.99 and $49.99 for the 8GB and 16GB models, respectively (all values in USD). If you buy the warranty through their Nexus 7 landing page (http://www.squaretrade.com/nexus7) you'll get $10 off, so $29.99 and $39.99. Offer expires 17 August 2012. The warranty is good for 2 years and includes accidental coverage from handling (spills, drops, etc.). They can also adjust the warranty to start when you actually received your Nexus 7, not when you purchased it.
Searched their site for a minute to get some details. There is no deductible for tablets. Shipping is free both ways. Once the parts and labor for any repairs reaches the original purchase price of the device, the contract is considered fulfilled. If it is damaged beyond repair, they will cut a check or make a paypal deposit in the amount of your original purchase price and consider the contract fulfilled. They guarantee 5-day turnaround. 5 days from when you ship the device to them, they will have it repaired and shipped back or pay you for the device. There may be other terms that I did not find on the site, or that I simply forgot but it sounds pretty good to me. I'll be purchasing a plan since I will soon have 3 kids under 3 years old. Who knows what's going to happen to my precious Nexus.
I just wanted to share this discount with you all since I haven't seen it posted yet. For those lucky enough to be able to find a one-time-use 30% off discount, thumbs up for you! I couldn't find any that weren't used so this is my best bet.
Also noted that under the pull-down for Maufacturer there is no Google, so I'm assuming te choice will be Asus.
r4d14n7 said:
Normally, the SquareTrade warranty is $39.99 and $49.99 for the 8GB and 16GB models, respectively (all values in USD). If you buy the warranty through their Nexus 7 landing page (http://www.squaretrade.com/nexus7) you'll get $10 off, so $29.99 and $39.99. Offer expires 17 August 2012. The warranty is good for 2 years and includes accidental coverage from handling (spills, drops, etc.). They can also adjust the warranty to start when you actually received your Nexus 7, not when you purchased it.
Searched their site for a minute to get some details. There is no deductible for tablets. Shipping is free both ways. Once the parts and labor for any repairs reaches the original purchase price of the device, the contract is considered fulfilled. If it is damaged beyond repair, they will cut a check or make a paypal deposit in the amount of your original purchase price and consider the contract fulfilled. They guarantee 5-day turnaround. 5 days from when you ship the device to them, they will have it repaired and shipped back or pay you for the device. There may be other terms that I did not find on the site, or that I simply forgot but it sounds pretty good to me. I'll be purchasing a plan since I will soon have 3 kids under 3 years old. Who knows what's going to happen to my precious Nexus.
I just wanted to share this discount with you all since I haven't seen it posted yet. For those lucky enough to be able to find a one-time-use 30% off discount, thumbs up for you! I couldn't find any that weren't used so this is my best bet.
Click to expand...
Click to collapse
I don't usually purchase warranties, but this looks pretty promising. I'll have to try this out when I buy my nexus 7 in august. Thanks
Worth Ave Group covers theft as well and costs $47.50 with 15% off coupon (15OFF).
http://www.worthavegroup.com/products/tablet-insurance/
You can usually find 20% off (which is what this offer is essentially) but they do 30% as well, and I know from working with them that they do pay. My daughter borked an old Nikon compact camera and we shipped it to them and they cut me a check for cost of the item. No fuss or muss.
jmcging said:
You can usually find 20% off (which is what this offer is essentially) but they do 30% as well, and I know from working with them that they do pay. My daughter borked an old Nikon compact camera and we shipped it to them and they cut me a check for cost of the item. No fuss or muss.
Click to expand...
Click to collapse
Squaretrade of Worth Ave?
sstuner said:
Also noted that under the pull-down for Maufacturer there is no Google, so I'm assuming te choice will be Asus.
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Click to collapse
Yes. Asus is the manufacturer. I love squaretrade. I buy all my warranties from them and use the 30 percent off code they send me. I got my warranty on my own Nexus 7 for the $34.99
Sent from my Nexus 7 using xda premium
TY SO MUCH! i just bought it , i was deciding if i wanted to earlier but when i saw discount i grabbed it right away!
clankfu said:
Worth Ave Group covers theft as well and costs $47.50 with 15% off coupon (15OFF).
http://www.worthavegroup.com/products/tablet-insurance/
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Click to collapse
Ah, nice! How are claims through them? Quick and hassle-free? That's the most attractive part of SquareTrade, to me. I'll check them out before I buy, though I've never needed theft/loss protection in the past. Thanks for the tip!
movieaddict said:
TY SO MUCH! i just bought it , i was deciding if i wanted to earlier but when i saw discount i grabbed it right away!
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No problem! Took me a minute to find this discount as I don't think it's advertised anywhere on their site. I even looked up the normal costs and still saw no mention of it. $40 is worth it, I think.
r4d14n7 said:
Ah, nice! How are claims through them? Quick and hassle-free? That's the most attractive part of SquareTrade, to me. I'll check them out before I buy, though I've never needed theft/loss protection in the past. Thanks for the tip!
Click to expand...
Click to collapse
I haven't filed a claim with them but their reviews seem to be pretty good. You do have to submit a police report for instances of theft or vandalism and if your device is stolen from your car, there has to be signs of forced entry. Also, it doesn't cover loss, just theft.
Most premium credit cards like Discover or Amex have a 90 day accidental damage, or theft coverage policy automatically applied to purchases on the card. They also double the 1 year warranty to 2 years. I have used it before when my puppy chewed up a new pair of expensive exotic leather boots and the process was rather painless.
Personally, I'll probably take the risk on skipping a paid warranty. These devices have a pretty short lifespan for me before I rotate it out for the next newest thing.
Just purchased the warantee for my N7/16GB.
I'd really like to take advantage of this but if I bought my nexus 7 off of craigslist then am I straight out of luck? Not sure what the purchase date is and where it was purchased from (but it is an 8GB so it has to be from the Google Play Store right?) I also don't have the receipt.
The price went back up, but you said it's good till august 17th? I would love to get this, but only at the sale price...
Sent from my Nexus 7 using xda app-developers app
Solange82200 said:
The price went back up, but you said it's good till august 17th? I would love to get this, but only at the sale price...
Sent from my Nexus 7 using xda app-developers app
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Click to collapse
Me too. August 17? apparently not
It did show August 17, I tried to go thru my cached pages for yesterday but couldn't find it yet. I'll continue and if I find it, i'll post it and maybe you can call them up directly.
I never buy any extended waranty. In Canada there is a mandatory 1 year manufacturer waranty.If an electronic device does not die in the first year, it will most likely live it's designed life (there a a statistical probability for this). Most electronic devices "die" because they become obsolete not because they stop working. To pay $40 for a $200 device, is just trowing money out of the window.My 2 cents.
adit9989 said:
I never buy any extended waranty. In Canada there is a mandatory 1 year manufacturer waranty.If an electronic device does not die in the first year, it will most likely live it's designed life (there a a statistical probability for this). Most electronic devices "die" because they become obsolete not because they stop working. To pay $40 for a $200 device, is just trowing money out of the window.My 2 cents.
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Click to collapse
While I agree with you.... people don't buy this for the increased warranty, they generally buy it for accidental damage insurance.
adit9989 said:
I never buy any extended waranty. In Canada there is a mandatory 1 year manufacturer waranty.If an electronic device does not die in the first year, it will most likely live it's designed life (there a a statistical probability for this). Most electronic devices "die" because they become obsolete not because they stop working. To pay $40 for a $200 device, is just trowing money out of the window.My 2 cents.
Click to expand...
Click to collapse
I have young children. I am careful, but sometimes I make mistakes. If something happens a year and a half from now, I would get the full purchase price back, even though the tablet would have depreciated in value.
Back when I had no kids, yes, I would consider it a waste. Now? Not so much. Thanks for your help though.
Can I simply sign up for the cheapest contract, get the phone at a discounted rate, pay the ETF right after, and walk away with a discounted phone?
I'm 6 months away from ending my contract, and my current phone has been really messing up a lot lately. I'm really strapped for cash at the moment, and I really can't wait 6 months for a new phone. I could buy a phone on Ebay, but a few years ago I got ripped off on there, so I would rather leave that as a last resort.
The phone is $600 brand new from my carrier. I really can't pay that for a phone at the moment. Signing a 2 year and getting it online would cost under $100 including activation fee. That's without any rebates. Just immediate discounts I believe. Plan is $60. ETF is $200. That's about $400 total with room for any taxes once I cancel. On ebay it's about $400-$500 new.
Could I do this instead of paying the $600 full price? Or am I missing something?
toiletsss said:
Can I simply sign up for the cheapest contract, get the phone at a discounted rate, pay the ETF right after, and walk away with a discounted phone?
I'm 6 months away from ending my contract, and my current phone has been really messing up a lot lately. I'm really strapped for cash at the moment, and I really can't wait 6 months for a new phone. I could buy a phone on Ebay, but a few years ago I got ripped off on there, so I would rather leave that as a last resort.
The phone is $600 brand new from my carrier. I really can't pay that for a phone at the moment. Signing a 2 year and getting it online would cost under $100 including activation fee. That's without any rebates. Just immediate discounts I believe. Plan is $60. ETF is $200. That's about $400 total with room for any taxes once I cancel. On ebay it's about $400-$500 new.
Could I do this instead of paying the $600 full price? Or am I missing something?
Click to expand...
Click to collapse
You're missing the fact that your phone will still be network locked,whereas buying it from the MANUFACTURER and it's dealers gets you an unlocked sim,and such phones maintain value longer
Also the carrier has a right to charge you full price if you cancel service in under 30 days and don't return equipment.
Sent from my U8150 using XDA
Allanitomwesh said:
You're missing the fact that your phone will still be network locked,whereas buying it from the MANUFACTURER and it's dealers gets you an unlocked sim,and such phones maintain value longer
Also the carrier has a right to charge you full price if you cancel service in under 30 days and don't return equipment.
Sent from my U8150 using XDA
Click to expand...
Click to collapse
I'll be on the same network though, so that shouldn't be a problem right? I also don't mind paying an extra month. That would be about $450 total. I just don't want to be paying $600.
toiletsss said:
I'll be on the same network though, so that shouldn't be a problem right? I also don't mind paying an extra month. That would be about $450 total. I just don't want to be paying $600.
Click to expand...
Click to collapse
The savings won't be worth the hassle. I'm predicting more like $500 if you do it like you say.
But then,I'd advice you to read through your networks return policy, especially through the fine print. Like AT&T I know won't return your security deposit,another charge.
Sent from my U8150 using XDA
You are really strapped for cash, yet your require a $600 phone? I think you should get your priorities in order before trying to get over on your carrier.
lowandbehold said:
You are really strapped for cash, yet your require a $600 phone?
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Click to collapse
Yes. When your phone is the one tool you depend on for most of the day, and considering the price trends on phones, it's worth the investment. In any case, I didn't come here for opinions on my personal finance.
toiletsss said:
Yes. When your phone is the one tool you depend on for most of the day, and considering the price trends on phones, it's worth the investment. In any case, I didn't come here for opinions on my personal finance.
Click to expand...
Click to collapse
Before you kill each other,he does have a valid point. Why not buy a phone in your price range,or save for the 60 days you'd have to endure in your current plan?
Sent from my U8150 using XDA
Allanitomwesh said:
Before you kill each other,he does have a valid point. Why not buy a phone in your price range,or save for the 60 days you'd have to endure in your current plan?
Sent from my U8150 using XDA
Click to expand...
Click to collapse
I have 6 months left? Not 60 days. And because I've set aside money specifically for this purpose. Non-contracted phones in the $100 range are obsolete, and I'd end up spending more money anyways. I know what I'm doing with my money. I didn't come here looking for the Suze Orman of smartphones.
toiletsss said:
Yes. When your phone is the one tool you depend on for most of the day, and considering the price trends on phones, it's worth the investment. In any case, I didn't come here for opinions on my personal finance.
Click to expand...
Click to collapse
Actually, considering the price trends on phones, you are way off. If you are really strapped for cash, but can pull enough together for a phone, I would suggest a Galaxy Nexus. You can pick one up for $350 brand new, even less used. It will easily be good for another 2 years, and you can get yourself on prepaid when your contract ends and save a ton per month.
When you say $600 I am assuming you are planning on getting the GSIII. Not worth it in my opinion. Best thing out right now? Probably. A major upgrade from a GSII or Nexus? Nope. With technology how it is right now..the latest and greatest isn't going to be that much greater than the other options.
---------- Post added at 08:48 AM ---------- Previous post was at 08:44 AM ----------
One more thing...check with your carrier before doing this. Most carriers won't let you start a new contract for 6 months after paying an ETF.
lowandbehold said:
Actually, considering the price trends on phones, you are way off. If you are really strapped for cash, but can pull enough together for a phone, I would suggest a Galaxy Nexus. You can pick one up for $350 brand new, even less used. It will easily be good for another 2 years, and you can get yourself on prepaid when your contract ends and save a ton per month.
When you say $600 I am assuming you are planning on getting the GSIII. Not worth it in my opinion. Best thing out right now? Probably. A major upgrade from a GSII or Nexus? Nope. With technology how it is right now..the latest and greatest isn't going to be that much greater than the other options.
Click to expand...
Click to collapse
How so? Market prices for good conditioned phones seem to level off right above $100. And this happens far down the line. Sweetspot seems to be in the $300 range, so $400 for a new phone is more than reasonable. $600 is not so reasonable. This is from the prices I've seen on CL or Ebay.
And no. HTC One S actually. And for me, it's definitely the best thing out right now.
toiletsss said:
How so? Market prices for good conditioned phones seem to level off right above $100. And this happens far down the line. Sweetspot seems to be in the $300 range, so $400 for a new phone is more than reasonable. $600 is not so reasonable. This is from the prices I've seen on CL or Ebay.
And no. HTC One S actually. And for me, it's definitely the best thing out right now.
Click to expand...
Click to collapse
You can get a One S for $380...
lowandbehold said:
You can get a One S for $380...
Click to expand...
Click to collapse
A new one? From where?
xda marketplace, swappa, craigslist...the price of that phone has plummeted.
toiletsss said:
I have 6 months left? Not 60 days. And because I've set aside money specifically for this purpose. Non-contracted phones in the $100 range are obsolete, and I'd end up spending more money anyways. I know what I'm doing with my money. I didn't come here looking for the Suze Orman of smartphones.
Click to expand...
Click to collapse
You'd have to keep your phone 60 days to qualify for ETF. I wasn't referring to your current contract. Also,phone companies aren't stupid,and neither are their law firms. You will end up paying in full,or incurring a loss. There's a reason nobody is trying it.
Sent from my U8150 using XDA
As this thread doesn't have to do with mobile devices and instead service plans and carrier issues, moved to Off-Topic.
Quite frankly,to be putting this much effort into getting a HTC one S isn't worth it at all. If you have $300 to pay etf then you have enough to afford a one S,new and unlocked from your carrier you seem to despise.
http://forum.xda-developers.com/showthread.php?t=1774401&highlight=one+s
Sent from my U8150 using XDA
Tried it once when the iPhone 3g first came out. It ended up costing me no less than if I had paid retail price. I think they have that all figured out.
Not to mention the hell it will wreak on your credit score.
Yeah, for the money you're actually talking about you could get a Nexus, a Sony Xperia Sola or U, or a number of other phones.
I purchased the Note 8 for TMO from Samsung direct. I've never purchased insurance before because the deductibles were so high, but I've never owned a phone this expensive before either. I can get TMO, Samsung or Geek Squad coverage and I am wondering about the pro's and cons of the offerings.
Any suggestions would be appreciated.
I just did squaretrade. I like it that it's a one time pay vs a monthly, I can use it for future phones, deductible is $99 and I can use it 3 times per plan. I rarely keep a phone for more then a year so works for me.
I used worth ave group. It was around $80 a year. Deductible is $50.
I used it twice to fix my wife's broken iPhone screen. Did not have any issues.
Sent from my SM-N950U1 using Tapatalk
Mr. Toad said:
I used worth ave group. It was around $80 a year. Deductible is $50.
I used it twice to fix my wife's broken iPhone screen. Did not have any issues.
Click to expand...
Click to collapse
Question, the most I can choose is $899. The phone is more expensive than that.
Square trade for my note 8 tmobile 104 for 2 years and 99 deductible have been using them for about 7 years and never had a problem with them
fireguy0306 said:
Question, the most I can choose is $899. The phone is more expensive than that.
Click to expand...
Click to collapse
I choose that amount. I figured if the phone was a total lose I would eat the other $50. I mainly have it incase I crack the screen.
Sent from my SM-N950U1 using Tapatalk
Worth ave...
Thanks for the tip. Will check them out.
Was thinking about Samsungs premum care insurance ..
I just looked at the Squaretrade and it does not cover loss/theft. Also, it's unclear what happens if you crack the screen or the back and they don't have replacement parts. I seriously doubt they have replacement screens for N8 at this point. Will they cover buying a new device?
advocate2 said:
I purchased the Note 8 for TMO from Samsung direct. I've never purchased insurance before because the deductibles were so high, but I've never owned a phone this expensive before either. I can get TMO, Samsung or Geek Squad coverage and I am wondering about the pro's and cons of the offerings.
Any suggestions would be appreciated.
Click to expand...
Click to collapse
For the first time ever I accepted the sales outlets insurance. 12.00€ per month. All risks so I am told BUT I have every confidence should I need to make a claim there will be the normal insurance situations?
As you wrote this is an expensive mobile device that is large and could be dropped. I think insurance is worth it in this case.
I suggest you enquire at the outlet you made your purchase. Failing that what about approaching the same company who insures your home or car or whatever? The only other thing I would mention is there is no such thing as cheap, good, insurance. Use a reputable company. Let us know what you find. :highfive:
Ryland.
odesskiy said:
I just looked at the Squaretrade and it does not cover loss/theft. Also, it's unclear what happens if you crack the screen or the back and they don't have replacement parts. I seriously doubt they have replacement screens for N8 at this point. Will they cover buying a new device?
Click to expand...
Click to collapse
It does not cover theft. Honestly the phone never leaves my side and if I get it stolen from me its fairly useless to anybody.
Squaretrade is the best bang for your buck.
Look for 20 to 30 percent off coupons.
Bump for more opinions.
Thanks for the input. I ended up choosing Squaretrade. It cost $159 for three years of coverage which covers the N8 and a new phone when I buy it. They are having a special right now. The deductible is $99. I've never lost a phone, so I decided damage protection is all I really need.
Variables...
Depends on your usage and how often you switch phones.
I'm on this two jump thingy. All i need is a year of phone coverage. With the wort have group, that 1 year is like 80 bux i think? I dont plan to use it because i am not clumsy like some people.
But if you plan to keep this device longer than a year, then square trade is the first option I'd pick.
I am going to go with samsung, having an unlocked phone both AT&T and Verizon said they would not offer me insurance.
Sent from my Galaxy Note8 using XDA Labs
If you bank with Wells Fargo you can get $600 of phone insurance with a $25 deductible by just paying your phone bill with their Visa card. That's enough to cover a broken screen. I've used it once and it worked out well.
PsiPhiDan said:
Squaretrade is the best bang for your buck.
Look for 20 to 30 percent off coupons.
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sadly, i can't find any working coupons =\
PsiPhiDan said:
Squaretrade is the best bang for your buck.
Look for 20 to 30 percent off coupons.
Click to expand...
Click to collapse
Wish I had found ones that actually worked.
I purchased squaretrade. they have been around about as long as ebay has. I found this post and it had some great information about phone insurance.
I also went with Squaretrade. I have never lost a phone or had one stolen (knock on wood and all of that), so I'm not too worried about that. They were nice enough to refund me the entire price of the Squaretrade plan I had on my S7E, since I'd never used it in the 10.5 months I've had it on their plan. So the cost of a 2 year policy for the Note 8 is only like $50 net.
possibly looking to purchase phone insurance for my note 8. I currently have one through t mobile that's 10.00 a month with a 175.00 deductible. I used them once last year for my s7 edge. they weren't horrible but I was a little upset that I had a black s7 edge and they sent me a silver one. I know they cant guarantee a color but the fact the phone was only released 2 months prior and not have that color was kind of crap IMO. i was either thinking of going with square trade or Samsung premium care. my only issue is that i may want insurance that covers lost devices as well which neither of these companies have. Any input and experiences you guys have had would be great to read.
Are you saying you can buy insurance for said phones after a purchase or do you have to get it at the same day of the purchase? Because I made a terrible mistake by not buying insurance for my s7 edge and now I'm stuck with a broken phone lol
mlock420 said:
Are you saying you can buy insurance for said phones after a purchase or do you have to get it at the same day of the purchase? Because I made a terrible mistake by not buying insurance for my s7 edge and now I'm stuck with a broken phone lol
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day of or after the fact, didn't know you had to purchase it the day of purchase
black96ss said:
possibly looking to purchase phone insurance for my note 8. I currently have one through t mobile that's 10.00 a month with a 175.00 deductible. I used them once last year for my s7 edge. they weren't horrible but I was a little upset that I had a black s7 edge and they sent me a silver one. I know they cant guarantee a color but the fact the phone was only released 2 months prior and not have that color was kind of crap IMO. i was either thinking of going with square trade or Samsung premium care. my only issue is that i may want insurance that covers lost devices as well which neither of these companies have. Any input and experiences you guys have had would be great to read.
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SquareTrade here, $129 for 2 years and $99 deductible if something happens (other than loss or stolen obviously). Have never lost or had a phone stolen in all my smartphone years so that's a non-issue for me. I'll gladly pay $129 for piece of mind and $228 in total for a $1000 phone if something happens.
I have tmobile insurance it has helped me out a lot .get it it covers loss theft and damage...
Last year my kids new iphone got stolen and no hassle to get a new phone after 185 deductible
xbmoyx said:
SquareTrade here, $129 for 2 years and $99 deductible if something happens (other than loss or stolen obviously). Have never lost or had a phone stolen in all my smartphone years so that's a non-issue for me. I'll gladly pay $129 for piece of mind and $228 in total for a $1000 phone if something happens.
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Same here. Hopefully we'll never have to use it.
I have cover through my Bank Account in UK (Nationwide) - fee for the account is £13 /month, for worldwide travel insurance, worldwide Mobile Phone insurance and a few other benefits including great interest rate on balances. It covers all my household (Me and My Hubby, but if you had children it would cover) and covers devices up to £1000 in value, with £50 excess for either loss, theft, damage or breakdown, max of 2 claims per account per year. Worth enquiring anyway....
how many MC's must get dissed...
black96ss said:
possibly looking to purchase phone insurance for my note 8. Any input and experiences you guys have had would be great to read.
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https://forum.xda-developers.com/galaxy-note-8/help/whats-best-mobile-insurance-note-8-t3674637
https://forum.xda-developers.com/galaxy-note-8/help/insurance-note-8-t3696073
just so you dont think im a troll (maybe you already do ) "worth ave group" for the win chuck!!
marctronixx said:
https://forum.xda-developers.com/galaxy-note-8/help/whats-best-mobile-insurance-note-8-t3674637
https://forum.xda-developers.com/galaxy-note-8/help/insurance-note-8-t3696073
just so you dont think im a troll (maybe you already do ) "worth ave group" for the win chuck!!
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did youhave any experience with Worth ave group? seems like a pretty decent deal. 81.00 for the year and a 50 deductible. cover loss and theft too!