Okay so I need some money experts - Off-topic

I just graduated high school and got about $800 in gift money from the school and my family and friends, what should I do with it, in other words what would be the best thing to do with it, I was thinking I should put it into a savings account, any advice would help
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Benignoid said:
I just graduated high school and got about $800 in gift money from the school and my family and friends, what should I do with it, in other words what would be the best thing to do with it, I was thinking I should put it into a savings account, any advice would help
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save it . and do click on thanks !!!!!

Titties-n-Beer !

85gallon said:
Titties-n-Beer !
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Titties and beer will not do anything for me! Well the titties I don't mind
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Benignoid said:
I just graduated high school and got about $800 in gift money from the school and my family and friends, what should I do with it, in other words what would be the best thing to do with it, I was thinking I should put it into a savings account, any advice would help
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Put it in the damn bank.
Some online accounts have higher interest than traditional banks (although you do need to fund it from a traditional checking account)
Put some of the money in a traditional checking account (to fund the online savings) and the rest in a interest bearing savings account
Doooooooooooo eeeeeeeeeetttt!
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chop a fraction off it and treat your family to a nice dinner.
bank the rest.

Look into a bank CD - you will get more interest then if it was in a savings account, and it's not a risk like stocks.
Then just forget it's there until it matures.
Shop interest rates to get the best deal, and make sure it's a big bank and not some small local job.
Sent from a digital distance.

Disregard females, Acquire currency.
Just go to a strip club, and get a part time job.

Pm me, I'll give you my PayPal info.
Sent from my coffee pot.

“I spent half my money on gambling, alcohol and wild women. The other half I wasted.” - WC Fields

The best thing would be to invest them in this. I guarantee that you'll lose win big time.

half in mutual funds, then 1/4 in savings, then buy some dollar stocks and learn how to invest and trade

Blue6IX said:
Look into a bank CD - you will get more interest then if it was in a savings account, and it's not a risk like stocks.
Then just forget it's there until it matures.
Shop interest rates to get the best deal, and make sure it's a big bank and not some small local job.
Sent from a digital distance.
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What exactly is a bank CD and where can I find it?
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LordManhattan said:
The best thing would be to invest them in this. I guarantee that you'll lose win big time.
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I suck at poker
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Babydoll25 said:
Put it in the damn bank.
Some online accounts have higher interest than traditional banks (although you do need to fund it from a traditional checking account)
Put some of the money in a traditional checking account (to fund the online savings) and the rest in a interest bearing savings account
Doooooooooooo eeeeeeeeeetttt!
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Click to collapse
Is the checking account where I need to keep track of all the things I buy?
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Benignoid said:
Is the checking account where I need to keep track of all the things I buy?
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A checking account allows you to access your money (via ATM and/or debit card, teller withdrawal and by cheque.). You can write checks on the account and usually comes with a debit card that can be used for purchases in stores, online and as an ATM card. You can use your monthly statement to keep track of your spending.
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Look in my sig, something might catch your eye
Joking
Save it up. Or take your family to dinner.
Click THANKS if I helped.
And if your generous donate to me please
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Invest in some stocks, more risky but banks are paying sh!t for interest rates right now. Mutual funds would be good for you.
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You might also want to check out a website called Plantly. They help make diversified investments. I plan on using it within the next year-once I Getty a job again.
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Related

how much are you in debt?

I am about 8400 in debt from student loans and credit card debts.
Between house, mine and wifes student loans, and other little crap, about $175,000. Good thing is I own one of my vehicles, 1 payment left on the other and NO CREDIT CARDS.
House prices in my area are ~£300,000 ($495,000) for a three bedroom, so anybody buying one will instantly be £300,000 (minus deposit) in debt to the mortgage company.
I bet 8400 isn't sounding so bad now is it?
only around 1500EUR from a loan i made for a TV...
No debt. Currently a junior at the University of Arizona. Gotta love those scholarships
i am about £1000+ in debt, i havnt paid anything back for aprox 5years now, i am probably black-listed LOL
* spent most of the money on canabis and munchies
Rn
I should be 10k in debt because i need to get my masters . college was free because i am poor ;SD
- excuse my grammar im using swype-
About $30k. I kinda had knee surgery without insurance lol.
Sent from my Droid Incredible running CM7.0.3.
SteveG12543 said:
About $30k. I kinda had knee surgery without insurance lol.
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Click to collapse
Kinda had knee surgery? lol did you do it yourself??
I'm at about $1000
Toyota RAV4 = $19k-20k
Old school loan + credit cards = under $3,000
That's it
Everything is manageable and looking forward to getting our two kids (age 1 & 3), into private school.
wow! I don't want to apply for student loan anymore
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RinZo said:
Kinda had knee surgery? lol did you do it yourself??
I'm at about $1000
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Click to collapse
of course not? Lol
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What is in debt?
Only student debt and probably about 20 grand by now.
16K, good times
I will now be in debt because I am faced with having to pay for private nursing for my mom..... I had to borrow $20,000 from the bank...so.....$20,000
Whaddya gonna do? Family first....
Sent from my NS running NSCollab cuz I lost my tin cans and string....
Nothing here!!
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mrcd said:
What is in debt?
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Are you a noob to life or something?
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deliriousDroid said:
Are you a noob to life or something?
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Well, since this is a forum made up of people from many countries, He just may not understand the term "in debt" in english....Or He's thirteen. #Justsayin'
whatever i owe verizon and or my doctors for having no insurance whatsoever.

Anyone want to pay 60 grand for a broken iphone?

http://cgi.ebay.com/Apple-iPhone-4-...0540359649?pt=Cell_Phones&hash=item1e64cfcfe1
I still cannot figure out what is so special about it.
I bet the bidding hits 1m then apples shuts it down, and the think that guy that found one just like it in a bar sold it for 5k.
Correction 70k
Just reached 100K
Its a testing phone that's why may be. Some Chinese might need it to clone it.
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Its up to $999,999. with 91 bids. Its got to be bogus. Who in there right mind would spend that kind of money on something like this. It doesn't even work!
I would understand it if it was an Android phone.
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Well if you look at the bidding history, a guy was outbidding himself from 1.7k to 4.5k Then about 10 users with 0 feedback got it up to 14.5k. It smells as bad as a rotten fish at a sunny day.
I would consider it though if it had a QWERTY.
Has come down to 1000 $ now.
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Next phone that i brick, i am going to change the logo colour and sell it on Ebay for 99,999$ ..... then when someone asks me for the serial number, I'll Refuse.
Its working for this guy
m1l4droid said:
I won't pay 6 bucks for a working iPhone!
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this is so AMAZING
to the OP , i think the right place* for this thread is in the Marketplace section just my 2 cent
This is insane. Still not taken down? How do those eBay mods work?!
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k0sh said:
to the OP , i think the right place* for this thread is in the Marketplace section just my 2 cent
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only if the poster is the actual seller and your not allowed to post a link or advertise through another service.
Freaking hell its almost a million. i love the way ppl have self hatred for themselves and outbid their own bids. Reminds me of the ogre's on Wc2: "he did it - no he did it"

What happens if I don't pay for an item on eBay?

I just bought an HD7S
I forgot I don't get paid till next week. And the bid ends in a few hours...if I win the bid.
And don't pay until a week later...what happens?
They send repo people within 4 days! You need to come up with the money man. These guys dont play nice
deliriousDroid said:
They send repo people within 4 days! You need to come up with the money man. These guys dont play nice
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Haha
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DD is right. I had the repo guys come over once. But I happen to have the money on me at the time.
Just be straight with the seller and message him you f'ed up. Let him know the date you will pay. It all should be good.
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The seller could complain to Pay Pal, and as screwed up as Pay Pal is, god only knows how their incompetence could manifest itself into a never ending series of gremlins, always screwing up your account balance.
And we thank you for your support.
How about borrowing some cash to pay for it and pay whoever you borrowed from next week. Sounds easier.
VeryCoolAlan said:
I just bought an HD7S
I forgot I don't get paid till next week. And the bid ends in a few hours...if I win the bid.
And don't pay until a week later...what happens?
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I've been able to wait atleast a week before it's released to the next highest bidder
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This could all very well be irrelevant by now. Did you win the auction, Alan?
Archer said:
This could all very well be irrelevant by now. Did you win the auction, Alan?
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Nah! I'm good
There was like 25 mins left and then some Guy outbid me
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Where are your parents!!??
Please tell me you are serious with these threads??
M_T_M said:
Where are your parents!!??
Please tell me you are serious with these threads??
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Click to collapse
What threads?
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You know you're broke when....

You start feeling like you need everything and you start feeling hungry for no apparent reason lol
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You know you're broke when you have no money.
You know you're broke when your wallet's empty.
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You know you're broke when you have to empty your lawnmowers gas tank to put gas in your car.
You know you're broke when everything seems expensive.
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Lol true!
You don't deserve a point of view if the only thing you see is you


			
				
You eat ramen every night for dinner.
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I loooooooove ramen. Broke or not, I eat ramen whenever I can. Lol
You don't deserve a point of view if the only thing you see is you

Being Asian, yes. Us Asians love ramen.
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Also you know you're broke when you watch TV on a black and White stereo from the 1950's and you dig stuff up and use then from the junkyard.
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You know your broke when your always bumming some money off family till next payday.
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Koizuma said:
You know your broke when your always bumming some money off family till next payday.
Swyped from my HTC One X using XDA premium.
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Lol.
Sent from my jellied out vibrant sandwich while eating ramen.
You know you're broke when you sell your car for gasoline
Sent From My HTC Amaze
PG101 said:
Pics or it didn't happen!
PM me when you are ready to upload pics and I will reopen the thread.
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Click to collapse
You know you're broke when you're begging for gas money at the gas station to drive your son to the er, with bleeding head wounds.
I'll never forget that day, or the woman that filled my tank.
jRi0T68 said:
You know you're broke when you're begging for gas money at the gas station to drive your son to the er, with bleeding head wounds.
I'll never forget that day, or the woman that filled my tank.
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Click to collapse
That's why they invented ambulances.
No insurance, made too much money for government assistance, spent $2k a month out of pocket on my wife's medical bills (she was denied insurance from every provider), and the cost of an ambulance would have hurt when we got the bill. He ended up with several stitches, but no other harm.
I could write a novel, but it would be too depressing. That was 6 years ago, things are a little easier now.
You know you're broke when you can't afford to pay attention!
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Join my threads here and here.
Check out this [GUIDE] How to be a New User (and not a noob)
jRi0T68 said:
No insurance, made too much money for government assistance, spent $2k a month out of pocket on my wife's medical bills (she was denied insurance from every provider), and the cost of an ambulance would have hurt when we got the bill. He ended up with several stitches, but no other harm.
I could write a novel, but it would be too depressing. That was 6 years ago, things are a little easier now.
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Glad to hear you got through that. Sounds really tough.
On topic: ykyb when you ask your younger brother for money.
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Im glad things are easier now, for you.
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Google checkout

PLEASE HELP ME MY MOM IS AFTER MY LIFE :
My Whatsapp period is expired, so I was requesting my mom to pay Rs.53.19
She said that she will pay , but first study... So meanwhile I added the the card to google credit card no. And cvc etc.
Now without even asking for password my mom received a message that rs.50 are paid to google !
What is this! My mom is horrified that without entering password money is paid and that too I havent paid for whatsapp I just added the card ! What to do I'm dead, feeling alienated in my own house
How can this happen what'sapp is not paid but rs 50 are paid Wtf did just happen ?
Please help anyone I'm first time doing this and I am gone
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Help
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It's probably just a hold on the credit card to see if it's valid. The money will be back on the card after a few days.
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FlyGurl said:
It's probably just a hold on the credit card to see if it's valid. The money will be back on the card after a few days.
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What to I say to my mom now ?
Is this mentioned anywhere in google terms ?
She won't even pay for my whatsapp now Wtf :crying:
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These kind of holds are normal when you add a card on-line pretty much anywhere.
It's not a charge. It will go away. (unless you accidentally actually bought something else)
I understand that parents (and you) don't necessarily have familiarity with how that works, and that's okay - but it's nothing to get bent out of shape over. You could always just Google it - someone else in the history of the Internet has probably already freaked out about it or wondered what it was and was answered by people who knew.
DanceOff said:
What to I say to my mom now ?
Is this mentioned anywhere in google terms ?
She won't even pay for my whatsapp now Wtf :crying:
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Well you can tell her to check her credit card statement when it comes... it will definitely be refunded
Sent from my bowl of jelly!
vbhtt said:
Well you can tell her to check her credit card statement when it comes... it will definitely be refunded
Sent from my bowl of jelly!
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Guess what ? She blocked the card :what:
No statement ! And a new card next week I'm banned no more online shopping for me :what:
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Its googles wallet's rules. Whenever you add a new card they will take $1 (equivalent to Rs.50) as a confirmation. They either return return it after a day few days or once you have done a purchase with the wallet. For me, i got a refund. You can show her the FAQ in the Google wallet support page. They explained it pretty well.
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DanceOff said:
Guess what ? She blocked the card :what:
No statement ! And a new card next week I'm banned no more online shopping for me :what:
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Click to collapse
Tell her to chill! This happens on every kind of online app store! The money will be refunded. (Not sure if it will be if the card is blocked). And I hope 50 Rs is not a big deal for you. Or you could do some self imposed punishment to recover it...
Sent from my bowl of jelly!
vbhtt said:
Tell her to chill! This happens on every kind of online app store! The money will be refunded. (Not sure if it will be if the card is blocked). And I hope 50 Rs is not a big deal for you. Or you could do some self imposed punishment to recover it...
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50 is not big but she is horrified its paid without even ny entering the password :what:
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Ah the wonders of generation X and modern technology...
This is normal, nearly every pay service that asks you to enter credit card details does this. It also happens for direct-account linking in Europe. Paypal, for instance, writes off a small ammount (5 cents when I did this) to check if the link is valid, and then sends it back within 48 hours.
This IS mentioned when you link the credit card as the next-step procedure. You should've read it more carefully.
I know. My mom also freaks out about this stuff. Here show this -
http://support.google.com/wallet/bin/answer.py?hl=en&answer=2701024
This would be enough.
Guys, I added my debit card to Play Store on 9th January. It's 25 days now and even I was charged Rs. 50 back then which hasn't been refunded yet. Called up my bank and they say this charge is not refundable. Seriously? I never agreed for paying this. Who refunds this back? Google does? Or the bank? I've been charged one or two bucks from PayPal before but it was always refunded back in time. I'd rather spend 50 on a deserving app than for simply adding my card.
Wow....I registered mine about a year ago.....never got a single penny charged
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Danial723 said:
Wow....I registered mine about a year ago.....never got a single penny charged
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Wow .....my online shopping banned by my mom
Any alternative to Credit Card guys ?
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DanceOff said:
Wow .....my online shopping banned by my mom
Any alternative to Credit Card guys ?
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Danceoff is just like this banana
& her mom is like that papaya
Gogeta said:
Danceoff is just like this banana
& her mom is like that papaya
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Click to collapse
And you are like the meme ! Pretty useless
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Gogeta said:
Danceoff is just like this banana
& her mom is like that papaya
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Papaya?
It looks like a pear
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