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Google Pay with unlocked Bootloader without root (Android 10)

Hello,
I just flashed Xiaomi.eu ROM 9.10.17. How can I use Google Pay with it? I guess the unlocked Bootloader is preventing Google Pay? When I install Magisk Manager to check if I pass safety net it passes.

My experiences with google pay on Xiaomi.EU roms aren't great...
What you need to install is the magisk manager & hide all the google stuff.
Also you need to hide magisk itself.
https://github.com/davidramiro/gpay-gms-patch/blob/master/README.md
I guess you also need to do this.
But, for me it ain't working.. I guess the problem was with my bank.
Don't know why but I guess it had to be something with Android 10.
I went back to the official miui rom & Google Pay is working again.
I use Google Pay every day so I'm sticking with official rom.
Hope it will work when Miui 11 with Android 10 will be released.
My opinion if you want to do bankstuff & google pay. Stick to official rom.

Hello. for me, no worries. Google play works.

Did you delete your cards then reload them? The instructions said load your cards, but probably should've said delete your cards from Gpay first, follow that patch guide, then entire your cards onto Gpay from scratch.
Running MIUI 11 xiaomi.eu with unlocked bootloader, magisk rooted. Gpay works

So I have to be rooted with Magisk? Because I didn't want to have root anymore.

me it works without Magisk. I had to put the cards passing by miui 11. safetynet ok

Magisk+safety net module

meuhmeuh51 said:
Hello. for me, no worries. Google play works.
Click to expand...
Click to collapse
Google play? Or Google pay?

Works great on RevolutionOS Q

Use hce option under NFC switch in connection menu in the settings if gpay does not tell you that you cannot add any card. Otherwose there is a ton of posts on how to make gpay work on rooted devices

stock miui 11 EU google pay doesn't work (root or no root) something about the unlocked bootloader detection. i have for the life of me never got it to work besides one time it glitched and i did rot hide and extremely fast added a card. it added but never was able to pay with it.

xdarkmario said:
stock miui 11 EU google pay doesn't work (root or no root) something about the unlocked bootloader detection. i have for the life of me never got it to work besides one time it glitched and i did rot hide and extremely fast added a card. it added but never was able to pay with it.
Click to expand...
Click to collapse
Folks, check this thread:
https://forum.xda-developers.com/apps/magisk/magisk-google-pay-gms-17-1-22-pie-t3929950
Method works great. Root needed. See steps that were successful for me at post #764 (4th post page 77) there. PW

Question [Solved] Root and Gpay?

Hi guys
I recently decided to root my Exynos S21U, all fine to far but I'm fighting to get Google Pay to work properly - so far without success.
Has anybody here got a rooted S21U with working Gpay and could kindly share what you did to make it work?
Thanks,
Axel

U dont need root to have google pay.
Download apk from here and install it on your device:
https://apkpure.com/google-pay/com.google.android.apps.walletnfcrel

Beso said:
U dont need root to have google pay.
Download apk from here and install it on your device:
https://apkpure.com/google-pay/com.google.android.apps.walletnfcrel
Click to expand...
Click to collapse
I don't think he's rooting to get Google Pay.
He wants a rooted phone, but is dealing with the side effect that it renders GPay un-usable.
Correct me if I'm wrong @s3axel
BTW @s3axel , have you tried Magisk Hide?

Yes, my device is rooted and I want to get Gpay to work
What I tried so far, all without success (of course all With Magisk Hide enabled for at least Gpay, Google Play Services and Google Framework)
- Magisk Stable
- Magisk Canary
- Props Magisk module
- Safetynet Fix 1.1.1
Funny enough everything is working fine in my other phone (Mi11U) with Magisk Stable and Magisk Hide enabled, nothing else...
Thus I was curious for reports from people who use their S21U rooted and with Gpay to learn what I need to do.....

s3axel said:
Yes, my device is rooted and I want to get Gpay to work
What I tried so far, all without success (of course all With Magisk Hide enabled for at least Gpay, Google Play Services and Google Framework)
- Magisk Stable
- Magisk Canary
- Props Magisk module
- Safetynet Fix 1.1.1
Funny enough everything is working fine in my other phone (Mi11U) with Magisk Stable and Magisk Hide enabled, nothing else...
Thus I was curious for reports from people who use their S21U rooted and with Gpay to learn what I need to do.....
Click to expand...
Click to collapse
It's possible to make it work (I'm on S21 Ultra 5G, latest Magisk canary, AUC8).
Follow these instructions to the letter and you'll get going ;-)
Working: Magisk with Google Pay as of gms 17.1.22 on Pie
Ok. I tried this and it worked on gms 17.1.22, allowing one to add cards and pay in store. Warning YMMV, but this is the process I did to get this working. One caveat is that I suspect users will have to reverse some step if gms is updated and...
forum.xda-developers.com
By the way, once you succeed in make it work, I suggest you update the thread title with something like [SOLVED] or [WORKING], so other newcomers can benefit from it

rodrigofd said:
It's possible to make it work (I'm on S21 Ultra 5G, latest Magisk canary, AUC8).
Follow these instructions to the letter and you'll get going ;-)
Working: Magisk with Google Pay as of gms 17.1.22 on Pie
Ok. I tried this and it worked on gms 17.1.22, allowing one to add cards and pay in store. Warning YMMV, but this is the process I did to get this working. One caveat is that I suspect users will have to reverse some step if gms is updated and...
forum.xda-developers.com
By the way, once you succeed in make it work, I suggest you update the thread title with something like [SOLVED] or [WORKING], so other newcomers can benefit from it
Click to expand...
Click to collapse
Thanks, this worked fine once I found the correct Magisk module
Just for reference flashing this module did its magic and kept the fingerprint in 3rd party apps working...

Question Does unlocking and flashing a custom rom mess up payment apps

With google coming up with increasingly stricter policies of what deems a device safe and rise of hardware attestation for safetynet, does the note 10 face these issues, or do the payment/banking apps work fine?

I have a Samsung A51 and once my device was rooted the Samsung Pass application will not allow me to record and use any security passwords or biometric security. The application gives me a message stating that because my device is rooted I can no longer use Samsung Pass. However, I am still able to use passwords and biometrics on my bank accounts application.

Last year, I changed the firmware of the LG V35 ThinQ I had and Google Pay would not work for me.

if it comes rooted yes , you will have to hide the root otherwise wont work

Everything works fine for me. I'm using a custom rom and I'm rooted. Play store shows my device is certified, and it passes safetynet on magisk.

TechV said:
Everything works fine for me. I'm using a custom rom and I'm rooted. Play store shows my device is certified, and it passes safetynet on magisk.
Click to expand...
Click to collapse
Click to expand...
Click to collapse
Same here

mite_jan said:
if it comes rooted yes , you will have to hide the root otherwise wont work
Click to expand...
Click to collapse
What is the best way to hide the root?

To hide root, enable magisk hide, and change the magisk manager to something else, like mgsk. I enable gpay in magisk hide, and even changed magisk manager to mgsk (You can use any name, but remember the name you change to), and I'm now able to access gpay. Works everytime.

Looking for some tips - Unable to get these two Belgium apps working with Magisk

Hi,
I live in Belgium and it's been years that I'm using Cyanogen, then now Lineage. Recently, I made a bargain and bought 2 Google Pixel 4a, one for me and one for my girlfriend.
I installed Lineage on both of them, and I have to say that it's the best Android experience I had so far. We both love our device. It's small, powerful enough, camera pictures are amazing.
However, we are unable to get any banking apps working. We would like to use 2 applications:
1. Payconiq: https://play.google.com/store/apps/details?id=mobi.inthepocket.bcmc.bancontact&hl=en&gl=US
2. Keytrade: https://play.google.com/store/apps/details?id=be.keytradebank.phone&hl=en&gl=US
I succeeded to get Payconiq working on my phone, using Magisk 23 and Magisk hide. So far so good.
Since this morning, Magisk has been updated to 24.1, Magisk hide is gone and I have to use Magisk Zygisk... And Payconiq doesn't work anymore.
Regarding the second app "Keytrade", it never worked, with any version of Magisk. I don't know what they did in their app, but it seems that they were able to find a way to detect if a phone has a custom rom pretty nicely.
Maybe this is something that the author of Magisk should be aware of? Maybe I'm doing something wrong?
Do you have any piece of advice for me? I don't want to be forced to re-install the official rom, I still want to use Lineage and have those apps working.
Thanks!
Edit 1: After installing Universal Safetynet fix (https://github.com/kdrag0n/safetynet-fix), payconiq works, but not Keytrade.

Easiest way is to use a good browser like Brave to login to the bank's website bypassing the app.
I consider banking apps to be trash apps and never load them. The more needless apps you load, the greater the security risk.
Apps I sometimes use but don't like their behavior I package block when not in use and/or firewall block.
Rather than fight it, bypass it...

blackhawk said:
I consider banking apps to be trash apps and never load them.
Click to expand...
Click to collapse
Not helpful, because thanks to EU rules many banks simply and mandatorily require their app as the second authentication factor - especially when you don't want to use their "real" banking app and use the oldfashioned web interface instead.

Ramihyn said:
Not helpful, because thanks to EU rules many banks simply and mandatorily require their app as the second authentication factor - especially when you don't want to use their "real" banking app and use the oldfashioned web interface instead.
Click to expand...
Click to collapse
That sucks... so much for easy fixes

The Transporter said:
Hi,
I live in Belgium and it's been years that I'm using Cyanogen, then now Lineage. Recently, I made a bargain and bought 2 Google Pixel 4a, one for me and one for my girlfriend.
I installed Lineage on both of them, and I have to say that it's the best Android experience I had so far. We both love our device. It's small, powerful enough, camera pictures are amazing.
However, we are unable to get any banking apps working. We would like to use 2 applications:
1. Payconiq: https://play.google.com/store/apps/details?id=mobi.inthepocket.bcmc.bancontact&hl=en&gl=US
2. Keytrade: https://play.google.com/store/apps/details?id=be.keytradebank.phone&hl=en&gl=US
I succeeded to get Payconiq working on my phone, using Magisk 23 and Magisk hide. So far so good.
Since this morning, Magisk has been updated to 24.1, Magisk hide is gone and I have to use Magisk Zygisk... And Payconiq doesn't work anymore.
Regarding the second app "Keytrade", it never worked, with any version of Magisk. I don't know what they did in their app, but it seems that they were able to find a way to detect if a phone has a custom rom pretty nicely.
Maybe this is something that the author of Magisk should be aware of? Maybe I'm doing something wrong?
Do you have any piece of advice for me? I don't want to be forced to re-install the official rom, I still want to use Lineage and have those apps working.
Thanks!
Click to expand...
Click to collapse
How to pass SafetyNet on Android after rooting or installing a custom ROM
It is possible to pass SafetyNet, even after extensive modding like rooting or installing a custom ROM. Check out how to do that here!
www.xda-developers.com

Austinredstoner said:
How to pass SafetyNet on Android after rooting or installing a custom ROM
It is possible to pass SafetyNet, even after extensive modding like rooting or installing a custom ROM. Check out how to do that here!
www.xda-developers.com
Click to expand...
Click to collapse
Safetyfix passes on the phone... I don't know how the Keytrade app is doing to detect root on the phone.

blackhawk said:
That sucks... so much for easy fixes
Click to expand...
Click to collapse
So true Unfortunately, that seems the way to go in Europe considering banking. If you want it online instead of running to the bank clerk all the time, you're stuck with at least some authentication app. Things get only worse when there's no classical webinterface at all and you're bound to use a complete banking app instead (there are some neobanks doing so already).
The Transporter said:
I don't know how the Keytrade app is doing to detect root on the phone.
Click to expand...
Click to collapse
They simply recognize Magisk app in some way. I've read in some other threads here that a probable solution is to use the app called "Ice Box" to hide the Magisk app by freezing it. Might be worth a try for you.

Another way if you have zygisk enabled. Go to config denylist select play store play services gms you need to hit menu system apps first. And you apps you wish to hide. Then search magisk alpha telegram channel. Download shamiko module. Reboot your phone with enforce denylist selected. After reboot turn the enforce denylist toggle off and flash the shamiko module and reboot. If your app still does not work and you are using lsposed zygisk. You can download hide my applist Xposed module and further hide your app.
Pm me if you want to links to all as they are not supposed to be posted on xda

Have you managed to fix this?
I'm in the same boat.
My bank app 'keytrade bank' keeps detecting that I've rooted my device. This is what I tried
- I installed Magisk
- Installed module Shamiko
- Installed SafetyNet Fix v2.2.1
- Enabled Zygisk
- Configured DenyList
- Hide Magisk app

Awaces said:
Have you managed to fix this?
I'm in the same boat.
My bank app 'keytrade bank' keeps detecting that I've rooted my device. This is what I tried
- I installed Magisk
- Installed module Shamiko
- Installed SafetyNet Fix v2.2.1
- Enabled Zygisk
- Configured DenyList
- Hide Magisk app
Click to expand...
Click to collapse
You have to disable Enforce DenyList in Magisk.

Question How do I hide root from certain apps?

Hey, I rooted my phone just yesterday, and today I went to musescore just to see that they for whatever reason don't allow rooted phones to use their app?
So I tried enabling zygisk, DenyList, and I added musescore to the denylist and restarted my phone, but somehow musescore still knows that I'm rooted.
Is it possible that vbmeta is somehow related? if so then what file exactly am I supposed to flash as vbmeta (I use custom ROM).
If not, then what can I do to hide root from the app?

YayJohn said:
Hey, I rooted my phone just yesterday, and today I went to musescore just to see that they for whatever reason don't allow rooted phones to use their app?
So I tried enabling zygisk, DenyList, and I added musescore to the denylist and restarted my phone, but somehow musescore still knows that I'm rooted.
Is it possible that vbmeta is somehow related? if so then what file exactly am I supposed to flash as vbmeta (I use custom ROM).
If not, then what can I do to hide root from the app?
Click to expand...
Click to collapse
After force deny list did you've deleted caches of google play and google services and reboot? check also google play store inside settings if certified, if certified then it should work for your app too.

Maybe try installing Universal SafetyNet Fix?
GitHub - kdrag0n/safetynet-fix: Google SafetyNet attestation workarounds for Magisk
Google SafetyNet attestation workarounds for Magisk - GitHub - kdrag0n/safetynet-fix: Google SafetyNet attestation workarounds for Magisk
github.com
And some applications can be extra finicky. LIke for me, Google Pay always takes its time to get persuaded about not being rooted. Also there might be other components either of this app or for system apps that might need hiding. I would generally try following guides for making banking apps work.

YayJohn said:
Hey, I rooted my phone just yesterday, and today I went to musescore just to see that they for whatever reason don't allow rooted phones to use their app?
So I tried enabling zygisk, DenyList, and I added musescore to the denylist and restarted my phone, but somehow musescore still knows that I'm rooted.
Is it possible that vbmeta is somehow related? if so then what file exactly am I supposed to flash as vbmeta (I use custom ROM).
If not, then what can I do to hide root from the app?
Click to expand...
Click to collapse
I'm not familiar with that app, but I know that some apps also check for the presence of the Magisk Manager app. If you've already tried Zygisk and the deny list, then another thing to do would be to hide the Magisk app. It the Magisk Manager, go to Settings > Hide Magisk app.

What worked for me is installing Insular ( from Fdroid) and then clone the App that complains about root to the work environment.

I just downloaded musescore and installed it. It hasn't detected root on my phone. I use Shamiko to hide root. Get Fox's magisk module manager from fdroid. Then use it to install Shamiko. Make sure you turn off Enforce Denylist in magisk so Shamiko can enforce the deny list. Hide the magisk app using the feature in magisk. It works for me.

YayJohn said:
Hey, I rooted my phone just yesterday, and today I went to musescore just to see that they for whatever reason don't allow rooted phones to use their app?
So I tried enabling zygisk, DenyList, and I added musescore to the denylist and restarted my phone, but somehow musescore still knows that I'm rooted.
Is it possible that vbmeta is somehow related? if so then what file exactly am I supposed to flash as vbmeta (I use custom ROM).
If not, then what can I do to hide root from the app?
Click to expand...
Click to collapse
Oh yes I can't seem to open musescore too even with safety net pass. But it is because I am using MicroG. I tried it on my other phone with Play Services and it works fine with hidden root (shamiko and magisk disabled) and safety net pass.

BigChungus321 said:
Oh yes I can't seem to open musescore too even with safety net pass. But it is because I am using MicroG. I tried it on my other phone with Play Services and it works fine with hidden root (shamiko and magisk disabled) and safety net pass.
Click to expand...
Click to collapse
I use MicroG as well. I can load the app and use it, I just can't subscribe because it requires GSF to make payment.

IrishJames said:
I use MicroG as well. I can load the app and use it, I just can't subscribe because it requires GSF to make payment.
Click to expand...
Click to collapse
You can open it right? But can you select and open a random piano piece or something like that. For me, the piece loads up then detects something (root, safety net idk) then just tells me I can't for root reasons. I tried using shamiko too and all the root hiding methods I know and I still couldn't open a piece. It does load the main menu for me too on MicroG+patch playstore but can't open the contents.

It's been roughly a month. Has anyone found a fix for this issue yet? There was discussion about the issue here where a dev 'fixed' the app for someone with a rooted phone. However I cant tell what the dev did because all his messages are deleted, for all I know he could of shared an apk or something, guess I'll never know. I've decided to try to get in contact with one of the people whose issue managed to get fixed, although I don't know if he'll ever respond. Apparently in the forum, he told the dev that he assumed the block was intentional. Maybe this could hint us towards a fix because maybe the block doesn't target rooted users?
BigChungus321 said:
I tried using shamiko too and all the root hiding methods I know and I still couldn't open a piece.
Click to expand...
Click to collapse
If thats the case then perhaps the app isin't checking for root? Theres no way musescore has more sophisticated anti-root software than some banking apps out there. Perhaps it's detecting the os that the user uses instead? I can confirm this because my samsung s7 edge with the same lineage os version as my Xiaomi doesn't want to play any scores either. This issue also happens to people who have no custom rom or even no root, it has to do with the os that you use rather than being an issue with root.
So what, did I type 2 paragraphs on a one month old forum just to rant? No. I will find the issue (well, I already found the reason in the text above), and I will try to fix it, not by making any workarounds such as cloning the app but getting the app to reliably work on a rooted / custom rom phone.
EDIT: Maybe using something to spoof the OS to make apps think it's a different OS?

POTENTIAL FIX: So in new versions of magisk, the developer decided to remove magiskhide. Turns out that having magiskhide turned on makes musescore actually be able to function. I tested this on my samsung s7 edge (didn't want to brick my Xiaomi phone by accident just yet and it worked. However I labelled this 'POTENTIAL' as downgrading magisk isin't really a plausible fix and could still be considered a workaround.

RoboNinjaR said:
It's been roughly a month. Has anyone found a fix for this issue yet? There was discussion about the issue here where a dev 'fixed' the app for someone with a rooted phone. However I cant tell what the dev did because all his messages are deleted, for all I know he could of shared an apk or something, guess I'll never know. I've decided to try to get in contact with one of the people whose issue managed to get fixed, although I don't know if he'll ever respond. Apparently in the forum, he told the dev that he assumed the block was intentional. Maybe this could hint us towards a fix because maybe the block doesn't target rooted users?
If thats the case then perhaps the app isin't checking for root? Theres no way musescore has more sophisticated anti-root software than some banking apps out there. Perhaps it's detecting the os that the user uses instead? I can confirm this because my samsung s7 edge with the same lineage os version as my Xiaomi doesn't want to play any scores either. This issue also happens to people who have no custom rom or even no root, it has to do with the os that you use rather than being an issue with root.
So what, did I type 2 paragraphs on a one month old forum just to rant? No. I will find the issue (well, I already found the reason in the text above), and I will try to fix it, not by making any workarounds such as cloning the app but getting the app to reliably work on a rooted / custom rom phone.
EDIT: Maybe using something to spoof the OS to make apps think it's a different OS?
Click to expand...
Click to collapse
Its not opening for me because I'm using MicroG. Like banking apps, MuseScore checks for specific Play Services version. Since microg uses idk android4.4 play services, it will fail to load any Banking Apps or apps of the same kind that uses that check regardless of root 'cause that version's too old and a potential for security. For the OS check, I guess it does check it too. I tried on two emulators and both failed to load a piece as well (might be because of safetynet cuz emulators can't pass it). There are xposed and magisk modules that can spoof OS and even prevent the app from seeing user installed apps. I haven't tried that method because I switched ROM now and got MuseScore working fine even without hiding root.

BigChungus321 said:
Its not opening for me because I'm using MicroG. Like banking apps, MuseScore checks for specific Play Services version. Since microg uses idk android4.4 play services, it will fail to load any Banking Apps or apps of the same kind that uses that check regardless of root 'cause that version's too old and a potential for security. For the OS check, I guess it does check it too. I tried on two emulators and both failed to load a piece as well (might be because of safetynet cuz emulators can't pass it). There are xposed and magisk modules that can spoof OS and even prevent the app from seeing user installed apps. I haven't tried that method because I switched ROM now and got MuseScore working fine even without hiding root.
Click to expand...
Click to collapse
Weird. I have microG and I managed to get musescore working without switching roms. All I did was use safety net fix, enabled zygisk and added it to the deny list. Tried it before and it didn't work, probably because I didn't install safetynet fix. Who knows, maybe it's related to what type of GApps you install. I guess this issue is fixed for now.