Help and opinions wanted - Off-topic

Hi forgive the low post count but I'm at a loss where to turn.
My name's Jamie and I've been classified as disabled with a neurological disorder but there not exactly sure what it is as it only affects all handful of people in the UK. Anyway what brings me here is the fact me and my partner got engaged last year before I got diagnosed and I've had to come out of work we've got a one year old son hso my partner doesn't work. And we want to get married before I have chance to get much worse as the specialists are unsure of what will. happen next. But with neither of us working money is hard to save up. My partner went out with her mother recently and saw the dress of her dreams so much to the point where said she would get married in a back ally if she could have that dress. So my aim is to raise money for the dress and wedding we've planned on a regestry office as it's cheaper and faster, all I've managed to think of to raise money is donations of selling on what with my story and hope people bid for the cause rather than the item.
I'm attaching my paypal donate link to the bottom just incase any feel like helping.
Thanks for reading sorry about the grammer and the long post its not my strongest point.
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Go to job centre and get a claim pack fir dissability living allowance, use their free phone and get a doctor on side and don't take the piss when filling the form out but keep it consistant. If unsure, take it to citizens advice beureau for help. That should help you...
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also , look around ur house put w/e u just have around but dont use on ebay ... for example bikes , 1 is enuff for a family , and all the junk ya never use but is worth somthin etc etc

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What would you do with your money if you win the lottery?

Title says all..Please post your ideas
hmm, i would buy few ppc's (and i can assure u iphone will not be in them), give some to charity..take a world tour..buy myself a car
btw, what would you do ?
ather90 said:
hmm, i would buy few ppc's (and i can assure u iphone will not be in them), give some to charity..take a world tour..buy myself a car
btw, what would you do ?
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He won't tell, it's like the Italian Job, he's going to use everyone else's ideas !
Not really haha. I don't play the lottery....I got everything I want
You know what I would do if I had a million dollars? I would invest half of it in low risk mutual funds and then take the other half over to my friend Asadulah who works in securities...
JimmyMcGee said:
You know what I would do if I had a million dollars? I would invest half of it in low risk mutual funds and then take the other half over to my friend Asadulah who works in securities...
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great man. GREAT man.
i think id buy ppcs, a couple cars, and maybe a BIG house
I'd travel with my friends and see the world, then I'd use the rest to make other people happy too. I'd have a lot of paintball, airsoft and real guns and a huge yard.
Also I'd have a midget. With a tuxedo.
i wd buy a PS3 a realllyy large TV and some nice games for ps3
I would donate half to my favorite charities, secure my kids education, pay off all my debt, buy my wife some nice clothes and jewelry, and have an investment firm manage the rest.........
Oh who am I kidding, I'll end up blowing it all on hookers and alcohol.
First, Pay off debts, put away more than enough for my children's education, buy a really nice large house on the lake, Boat, 1963 Corvette Stingray for myself and a four door jeep for myself for winter driving,and whatever vehicle my wife wants and do lots of travelling. I would also set up my parents and mother in law for a very comfortable retirement which I would insist should start immediately (they hate their jobs) I love my job, So I would continue working
JimmyMcGee said:
You know what I would do if I had a million dollars? I would invest half of it in low risk mutual funds and then take the other half over to my friend Asadulah who works in securities...
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you have a friend whose name is Asadulah?
if I win the lottery, I would invest half of it in convincing my mom to name my new-born brother Asadullah...
please don't ask me about the second half
i would do nothing and keep living like i was b4 i won. I'd put the winning away for a rainy day.
Keeping it simple, b/c the more complex your life is, the less happy you will be.
First of all, build my house on my beautifull land!
Then, do a looong travel with my wife to Asia
Help this communty with a laaarge donation
Buy me a new Land Rover, and the rest on some SECURE investment, maybe buying gold... as any currency seems to be secure on this days.
Pay off debts, get some cars, some clothes, some tech.
Put money away for college
Buy nice house
Buy nice car
Take out 1mil for personal spending
Leave rest for my future children and in case I ever want to invest in a booming company or buy stocks in coniditions such as this when they're dead just so they can rise later and be worth millions! lol
zeezee said:
i would do nothing and keep living like i was b4 i won. I'd put the winning away for a rainy day.
Keeping it simple, b/c the more complex your life is, the less happy you will be.
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Hmm. As much as I would like to agree with you on that, and my mom and dad say the same thing if they won the lottery, I think that is soo untrue. Right now you are thinking it is impossible to win the lottery, that is why you say that. If you had actually won a 10mil lottery, I can guarantee you wouldn't be saying that. Even though I don't know you all too well, I don't believe ANYONE could do that. Just my personal opinion. Maybe you're those 1 in 10 million people who is able to just reject the urge to spend money when you have an abundance of it.
Pay for College lol and enough computers to get me threw the next few years lol with verizon boradband cards of course
j77drummer said:
Pay for College lol and enough computers to get me threw the next few years lol with verizon boradband cards of course
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SH*T!!! I would buy VZW just for aggrivating me, then sell it all to Sprint !
First I would pay off all of mine and my families debt. Then I would deposit it all in savings accounts. Then I would continue working for one year. Then I would live off of the interest it gained. This way I would never spend the money. And my children and grand-children...etc would never have to work. There would always be a secure income for them. I would also buy Life insurance to equal the amount, so that when I die, the money would double.
Yeah-Right!! I'D PARTY LIKE A ROCK STAR!!
I would pay off my debt and invest in the company I work for. I would try to keep working because I honestly love my job!

No job, bills keep coming in, need advice!

Hello!
I left my night shift job last month and still don't have a job. I'm actively looking for a job, but even then I won't make it to my first pay at this pace.
Is there any way I could make a few bucks at least for gas in the meantime, just so I don't reach the negative balance?
hey sorry about that better times will come.. in the meantime I'll give you my advice and this one comes from personal experience(yes I've had a few rough times, who hasn't?)
Last time I was short on the "thing you use to buy potatoes"(sounds better in portuguese) aka money, I sold something(s) that I had and was not making use of, like my PSP for example. Broke my heart to let it go but you gotta do what you gotta do.
The point is, we always keep things we don't use anymore because we think "well I might be needing this some day" and probably will need that thing again but until then there are more important things one might need.
hope this helps
I have been out of work for 6 months...
are you handy around the house? why not post your talents online (painting, wallpapering, cleaning) on free classified postings...
I lost my job in february due to a work injury, and I was physically unable to do most work with out the use of my left arm. I have healed since then but stopped receiving disability pay in october. It has been 10 weeks and unemployment still has yet to come through and help me out.
I also have sold off things that were luxury items like my ATV and an engine I had built sitting around in my garage. A friend of mine supplements his unemployment doing odd jobs he finds off craigslist and I have helped people move and cut firewood for cash. Hoping the economy picks up locally so i can get back to work soon.
Good luck and look everywhere. Craigslist is a good place to start.
what response have you received from the unemployment office?
Have you gone to them?
If you have, did you show the letter stating when disability payments would start and/or end?
They may be waiting from a response from your previous employer...
I don't get unemployment cheques, but I'm getting a job internview this morning. Thankfully, I don't have many financial responsabilities (college student here), but I could use a few bucks just to close the gap 'till I get a job.
As for putting gas in my car... I got rear-ended yesterday, total loss, and 5 minutes later Staples calls for a job offer!
N1c0_ds said:
I don't get unemployment cheques, but I'm getting a job internview this morning. Thankfully, I don't have many financial responsabilities (college student here), but I could use a few bucks just to close the gap 'till I get a job.
As for putting gas in my car... I got rear-ended yesterday, total loss, and 5 minutes later Staples calls for a job offer!
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CA-CHING!!!!!!!
I can already feel your neck stiffening up and a slight loss in feeling both of your pinky toes!!!
Not really, the car took it all so I'm feeling fine, but still. Now I have to get another car with what the insurance company judges my car is worth (360 000 km, but in better condition than anything that mileage).
Trouble likes company
N1c0_ds said:
Not really, the car took it all so I'm feeling fine, but still. Now I have to get another car with what the insurance company judges my car is worth (360 000 km, but in better condition than anything that mileage).
Trouble likes company
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There are lots of sites that pay you to fill in serveys, you only get a couple of dollars each but do 10 a day thats 20-30 dollars suppose lol
Just make sure that the company you represent isn't from Nigeria...
Dang it I hate this laggy keyboatd!!!

What age did you leave your parents' house?

Leave, as in have your own life.
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23 right after college. My advice, stay there and have as much fun as possible.
I'm still living under their roof, I'm going to be 20 in less than a month.
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I went to boarding school at twelve.
Then I came back at seventeen and left.......quickly
So. Technically it was seventeen
(boarding school is obviously supervised) but it feels like a longer time....
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19.
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Kicked out when I was 16. Went back @ 20 for a year.
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21 or 22. Got a girlfriend and ended up living with her. Not living with her anymore but I work too far from my parents house to live with them again. I would definitely try if I could though. I don't know if they would let seeing how I'm 29 now.
At 28....I moved when I got married. I'm 31 @ the momment. I lived like 15 minutes from them..lol.
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Got the boot at 16.
Evil Stepmother.
15, had a single mother at the time and she bailed, didn't wanna be a mom anymore. Lived with an older couple for a couple months then the school counselor helped me get emancipated to make it all legal. I was signing my own school paperwork and permission forms, bills, loans, and student aid papers before I could buy ciggs.
15 originally. My mother didn't like me spending nights with my GF of that time; so i moved in with her instead! Guess what i was doing at a time when i should have been doing my exams?
Anyway, that ended so i moved home until i was 17 when i moved out for good. Been supporting myself ever since.
Those of you that have a supportive family and good home life should stay there for as long as they'll put up with you. It's the easiest way to save money for your future.
DirkGently1 said:
Those of you that have a supportive family and good home life should stay there for as long as they'll put up with you. It's the easiest way to save money for your future.
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Hell freakin yeah. Amen. It's cool to live out on your own, bring chicks back to YOUR place. But you'll be regretting that move out when you're paying for college, rent, electric, gas, insurance, booze and weed at college with the money you're making flippin burgers full time just being grateful they give you a free meal once a day. Chicks don't like dudes with no money, even if he is living at his own apt. Bring em home to the spider man sheets. Most don't care and Mom is alot more understanding than you'll ever give her credit for.
Good thing my mom is so supportive, problem is even her is having a hard time financially and I can't find a freaking job!
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People usually move out when they pass out of school..
I passed out of school.. got into college in the same city so didn't have to move out.
Passed out of college and got my first job close to my home so still living with them
Will move out if my work sends me else where or if I take a job elsewhere
moved out of home when I was 18 for stydies and work then came back at 25 cause of financial crysis at my country. No job no money
Finally got a decent job and trying to save some money so i can plan my next move but it's not an easy thing cause my family bussiness is preety much ruined by this situation so i got to support them too
I'm 25 now and living at my parents house. We've been moving 3 years ago, now the whole family has to help out on that farm stuff, which will take maybe 1 or sometimes 2 weeks in a year so nothing special.
I do not have to cook myself which is probably the best thing cause when u get home after work, pretty tired and u have to cook - that's probably one thing that goes for days but not months or years
I'll stay maybe one or maybe two years here, then I'll find myself a place - atleast that's the plan, cause it's not always good to be here, and some day everyone has to go it's own way.
Wow interesting answers... I was 17 when I left. Dropped out of hs and started working 3 jobs...Couldn't stand my mom stealing all my weed and she hated me taking all her box wine and store brand vodka..hehe. but if I had a "normal family" id still be living there! Is 33 too old to live w/ your parents?
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lazydazed said:
Is 33 too old to live w/ your parents?
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Indubitably
I'm thinking of moving out in a few years. I'm still in university and working, I'm 19 I turn 20 by the end of the year. My mom's always been a single mother since she came to Canada, so I want to be able to help her out as much as possible and even though I'm 19... I get spoiled, hahaha so I still live with her.
boborone said:
Hell freakin yeah. Amen. It's cool to live out on your own, bring chicks back to YOUR place. But you'll be regretting that move out when you're paying for college, rent, electric, gas, insurance, booze and weed at college with the money you're making flippin burgers full time just being grateful they give you a free meal once a day. Chicks don't like dudes with no money, even if he is living at his own apt. Bring em home to the spider man sheets. Most don't care and Mom is alot more understanding than you'll ever give her credit for.
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Not necessarily. My mother is the most shallow, obnoxious person I know. Not to mention racist and close minded.
But if someones mom (and/or dad is good (speaking generally here) THEN STAY A LONG, LONG LONG TIME... like til your thirty... Seriously. Do it.
I left at seventeen and it was VERY DIFFICULT....

[help] car accident

Hi, I'm mostly active in the htc rezound forums but I just want some perspective from someone who knows about my situation.
Here's what happened.. I was traveling home from a town an hour out. My wife, infant son, and I were all in the car. I saw cars ahead pulled over and people outside theirs cars, so instinctively I attempt to slow down.. Big mistake.. The road was all black ice and I instantly began to spin sideways. I was only able to slightly correct the car and still ended up going off the side of the road at 70mph (going the speed limit) . We flipped about 2 3/4 times landing on the passenger side.
Everyone was ok, baby was still asleep
Anyways, I am only insured with liability.
My car was paid off, but now I'm stuck without a car, no way to get to and from anywhere. I don't know anyone in my area besides Co workers and I need a car.
Is there any thing I can do to squeeze some very needed money out of this situation? I will probably get about 300 for the totaled out car. I feel so wronged like I was jipped out of my car and almost lost my life and/or family
Anyone who has had something like this happen (icy roads) I need some advice please. There was nothing I could do, there was no salt on the road, multiple accidents occurred before they finally shut down the highway a few miles back.
Any feedback is appreciated
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Have you called 911 and your insurance company?
ak700 said:
Have you called 911 and your insurance company?
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Yes and yes, made an insurance claim.. I'm waiting on a call from the agent now. I told them about the ambulance ride we received and that they checked out all three of us at the hospital.
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Are you suggesting advice on how to sue your city to get a new car?
LoopDoGG79 said:
Are you suggesting advice on how to sue your city to get a new car?
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Just seeing if anyone else has been in this situation.. Not looking for insurance fraud or advice on suing the city. Just maybe if there's any other type of claim I can file... Like I said I just feel wronged because the roads should have been maintained.. The last time there was precipitation was about 5 hours before the accident.. It just seems like there should have been some type of warning or precautions or something :/
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Squirrel1620 said:
Just seeing if anyone else has been in this situation.. Not looking for insurance fraud or advice on suing the city. Just maybe if there's any other type of claim I can file... Like I said I just feel wronged because the roads should have been maintained.. The last time there was precipitation was about 5 hours before the accident.. It just seems like there should have been some type of warning or precautions or something :/
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Well, my sister got hit by a Oakland city bus. She is ok now, it knocked her off her bike, bad cut on her elbow, and a dislocated shoulder. It was clear it was the bus drivers fault. Witnesses and everything. Despite all this the lawyer says it's still going to take at least a year for her to see any money, probably longer. The moral of the story, getting money from a city is no easy or short process.
"Every man is guilty of all the good they did not do"
Voltaire
I doubt you're going to get any kind of money since you only have liability and black ice probably falls under an act of nature or some such. I don't see how the city would be on the hook for anything.
I don't think the city is liable to pay anything, though maybe you can squeeze out some more money from the insurance company.
If you have a lawyer friend, have him read all the clauses, terms, conditions etc of the insurance agreement and see if there is any scope.
Insurance companies only pay the depreciated value of your car. You need to check up whether the depreciated value of your car is what they are paying you.
Having your insurance claim fully accepted is rare. Best of luck.
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There is probably nothing you can do and no additional money you can get. Having liability only is a dangerous game imo, full coverage can save your butt.
Hind sight is 20/20. Considering you have a family with a very small child, you should have had planned better for this. Liability only is for those who know if their car is wrecked, it isn't worth fixing and have money available for another car if something happens.
I have always carried full coverage on paid off cars since I hit a deer when I was 17.
Best bet is to buy another car. If you have really bad credit, best chance is probably drive time
Sorry for the bad luck
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Yep. Lesson learned. I'm just happy to be alive ill just have to bite the bullet and buy a new car. Thanks for the responses guys
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Sucks that it happened for sure . But you came out of it with your most valuable posession that money can't buy, the lives of you and your family :good:.

I Found A Better Way To Recycle Old Electronics

Hey everyone. I've been coming around these parts for a long time now and I truly love the xda community. So I want to share some info I've recently come across while trying to get rid of my old androids and computers. I wrote all about it already at http://makethebestof.weebly.com/how-not-tos/how-not-to-get-ripped-off-when-recycling. I have found that if you take the time and a little effort, you can make a ton of money off of old or broken android phones. plus, your doing your earthly deeds. done.. dirt... cheap... i apologize.. So here I would like to talk about what we all do with our androids that are too far gone to be sold to places like usell or whatever. So what do you guys all do?
About 60% of my old electronics I give away.
Mostly to my parents when it comes to modern devices (phones, tablets). True, I don't make money off that, but these are the people whose house I live in without having to pay anything. As a result, they're still willing to loan me money for a new device without interest. And it got my dad (who got my S3) to go from 'Smartphones are nonsense, those stupid youths are all obsessed with their phone, even on lunch break, nobody talks anymore!' to him spending 80% of his free time reading on his phone. Bonus!
Anything else that's still useful either finds another home or ends up donated to the Salvation Army.
The rest, I keep. You never know when you may find a use for it, and resell brings you about 5% of the original price here. Not worth it.
I only throw away something if it's completely unfixably dead and I can't find another use for it.
Money has never been of any worth to me other than that I can pay my bills. I'd rather have someone owe me than get a few quid out of it. Much more useful.

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