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just been looking at some posts and seen the price some of you guys pay in the usa,how come its so much.
If I recall market coverage I've read correctly, the US contracts reflect higher bundled minutes per month and subsidies for purchasing a phone. Both of these "features" aren't typical in other parts of the world (most notably Europe) where the minutes/month is either lower or non-existant and the carriers don't provide a discount for the phone that you pick up.
Many analysts expect the US model to migrate more towards the European model as time passes due to market pressures.
so for a average price plan what do you get for your money,here in the uk you get a free phone eg the diamond 600mins and say free web for 18months and for 35 uk£
Over here in the UK, phones are certainly subsidised. As for, higher minutes? I'm paying T-Mobile £37/month, for an 18 month contract. For that, I get 1000 voice minutes, 'unlimited' texts, 'unlimited' web, and a free MDA Vario 3 (Kaiser).
Big US companys are incredibly greedy, care nothing about the customer, don't care about improving the customer expirience, and only really care about the money.
that's why!
Edit:
For a US individual AT&T customer, you'll run...
$40 - 450 talk minutes... not even unlimited *5000* night and weekend minutes
$35 - unlimited data/ internet usage
$20 - unlimited texting
so for an individual who wants to text and use his tilt that even with a REBATE he spent 200 dollars on, for internet usage, he pays 95 us dollars per month. this is using the edge network most places in the US *only get HSDPA in metropolitan areas* which is quite slow :-S
sdconvoy said:
Big US companys are incredibly greedy, care nothing about the customer, don't care about improving the customer expirience, and only really care about the money.
that's why!
Edit:
For a US individual AT&T customer, you'll run...
$40 - 450 talk minutes... not even unlimited *5000* night and weekend minutes
$35 - unlimited data/ internet usage
$20 - unlimited texting
so for an individual who wants to text and use his tilt that even with a REBATE he spent 200 dollars on, for internet usage, he pays 95 us dollars per month. this is using the edge network most places in the US *only get HSDPA in metropolitan areas* which is quite slow :-S
Click to expand...
Click to collapse
That is a fact...and a very sad one at that.
o2xdaexec said:
so for a average price plan what do you get for your money,here in the uk you get a free phone eg the diamond 600mins and say free web for 18months and for 35 uk£
Click to expand...
Click to collapse
this might be a stupid q, but are the 600 mins per month or for the whole 18 months?
AthenaLod said:
this might be a stupid q, but are the 600 mins per month or for the whole 18 months?
Click to expand...
Click to collapse
600 minutes per month
sdconvoy said:
Big US companys are incredibly greedy, care nothing about the customer, don't care about improving the customer expirience, and only really care about the money.
that's why!
Edit:
For a US individual AT&T customer, you'll run...
$40 - 450 talk minutes... not even unlimited *5000* night and weekend minutes
$35 - unlimited data/ internet usage
$20 - unlimited texting
so for an individual who wants to text and use his tilt that even with a REBATE he spent 200 dollars on, for internet usage, he pays 95 us dollars per month. this is using the edge network most places in the US *only get HSDPA in metropolitan areas* which is quite slow :-S
Click to expand...
Click to collapse
Corporate greed knows no borders, we have T-Mobile in the U.S., they are a German corporation, and Verizon Wireless, Vodafone has a big stake in them. I get HSDPA in my area, and it's VERY rural, so you'd be wrong about HSDPA only being available in metro areas, I live in a county (Mendocino, NW CA) that is HUGE at 3800 sq.miles in size, has a population of 88,000 and is very mountainous and rural. The nearest Metropolitan area to me is San Francisco, 115 miles south of where I live.
Edit-To be fair, while many of the bigger carriers, like AT&T and Verizon may not be as customer oriented as they should be, you have to remember the U.S. has many smaller and regional carriers as well, like US Cellular, Golden State Cellular, Inland Cellular (to name a few), and they are often VERY customer oriented, and tend to provide more personal service to their customers.
http://en.wikipedia.org/wiki/List_of_United_States_mobile_phone_companies
Try here (Switzerland).
Prices are approximate due to conversion but gives an idea:
For $30/month:
250MB data/month
NO free calls, $0.45/min to other mobile networks (there are 3 so the chance the other person isn't on the same as you is quite high), $0.45/hour (you pay that amount regardless whether the call lasts 1 min or 59 mins) to same network or landline.
NO free texts ($0.15 each).
And as the retail value of a Kaiser is $1100 here, youl'll still pay it $650 with a 1-year contract or $450 with 2 years.
The billing model for all phone providers have now gone to that "per hour" fee on landlines and same network, and same amount per minute for other networks.
The one network that is usually always a bit in advance regarding their offers has gone for plans where your monthly fee becomes a credit and you can use it up, basically removing the base monthly fee IF you use it up entirely. But free minutes/texts are basically non-existant apart for the top ($70/month range) plans.
It is probably worth mentioning that, at the current exchange rate, one US dollar is worth approx. .6844 Euro.
Call that a buck and a half per Euro.
So a 40 EU contract is worth $60.
I pay $73USD per month to AT&T. For that I get:
450 Peak Minutes
5000 Nights and Weekend Minutes
Unlimited Data
1000 Messages (any combination of message types)
Weird Al's Canadian Idiot greeting my callers until I answer.
I don't see how this is such a bad deal. In order to exceed the 5000 minutes of off-peak time, you would need to be on the phone 1 minute for every 4.94 minutes during the off-peak periods. Let us also remember that AT&T has Rollover, so our unused peak minutes hang around for 12 months.
NotATreoFan said:
I pay $73USD per month to AT&T. For that I get:
450 Peak Minutes
5000 Nights and Weekend Minutes
Unlimited Data
1000 Messages (any combination of message types)
Weird Al's Canadian Idiot greeting my callers until I answer.
I don't see how this is such a bad deal. In order to exceed the 5000 minutes of off-peak time, you would need to be on the phone 1 minute for every 4.94 minutes during the off-peak periods. Let us also remember that AT&T has Rollover, so our unused peak minutes hang around for 12 months.
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Click to collapse
I get a tad of a discount so mines a bit less. I pay 120 USD for the following
National Family plan 700 mins ( I can go anywhere with 0 roaming fees here in the states )
Unlimited data PDA Connect for one line ( believe me I use it more than ATT might like lol )
1500 sms/txt per line
Longer Free nights and weekends
I bought 1 tilt from Ebay and 1 from the retail store. Even though I paid almost 700USD for the 1 from the start ( when it first came out ), I don't regret a second of it. I feel the prices for the plans themselves are quite fair.
wron wrong WRONG!!!
Comjon now! stop complaining about how high our monthly contracts are!! (My wife's idiot brother in law once had a $900 bill come to him--his wife was happy) but that's besides the point. How else are we going to contribute to our gov'ts 1.7 TRILLION bail out? lol
telegraph0000 said:
Comjon now! stop complaining about how high our monthly contracts are!! (My wife's idiot brother in law once had a $900 bill come to him--his wife was happy) but that's besides the point. How else are we going to contribute to our gov'ts 1.7 TRILLION bail out? lol
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Click to collapse
India is pretty cheap when it comes to mobile usage...Vodafone charges me 13$ per month upto 1GB data plan free per month and about 0.02$ per minute outgoing and free incoming with some text msgs free per month dont remember how many now...here you need to buy the phone seperately a decent WM device can cost upto 200$ appx but its a one time buy and you can switch SIM cards (i.e the phones are unlocked so you free to switch service providers) My average bill for a month comes upto 32$ including the rental charges.
Cheers
FCC plays a big part of why contracts are so much. Just look at the last auction they had for the 700mhz spectrum. If you want cheap rates, Sprint had a SERO plan for $30 a month for 500min anytime, $50 for 1250 min, $100 for 2500 min, all plans include Unlimited Text Messaging, Unlimited Data, Free Nights & Weekends Starting at 7pm. SERO is no longer offered but instead Everything Plus. $60 for 500 min $80 for 1000 min both plan include what SERO had.
MetroPCS also has pretty cheap plans.
For me I have 700 min/mo rollover family plan shared with 5 phones. My phone has PDA data plan and 1500 txt/sms. 2nd phone has unlimited medianet and 200 txt/sms. Rest just voice. I pay $137 a month for all 5 lines because I have a FAN account. I got about 1500 minutes of rollover minutes so it doesnt cost anything if I go over my minutes. Besides if I ran out of minutes, theres always Skype on my tilt and on my N75.
PerfAlbion said:
If I recall market coverage I've read correctly, the US contracts reflect higher bundled minutes per month and subsidies for purchasing a phone. Both of these "features" aren't typical in other parts of the world (most notably Europe) where the minutes/month is either lower or non-existant and the carriers don't provide a discount for the phone that you pick up.
Many analysts expect the US model to migrate more towards the European model as time passes due to market pressures.
Click to expand...
Click to collapse
Erm, I paid the most I have ever paid for a phone for my Tytn II, 85eur for the phone, 35 Eur (250 outgoing minutes (all incoming calls are free)) a month plan, 10 Eur for unlimited FUP 3G internet. I pay just under 45 Eur a month for a 2 year plan.
I hope people in the US go towards a EU type policy. I cannot believe people still pay for local incoming calls.
Hmmm
How far do you get to call without paying extra? We get all of the USA, which is pretty big. Maybe we pay more to get more, our network is a bit large.
Here in the UK, mobile numbers don't have area codes (which I believe is the case in the US, although I stand prepared to be shot down in flames if I've got that one wrong).
Therefore, we don't pay more to call 'further'. Fixed lines, however can be geographic (with area codes), or non-geographic (freephone and premium rate numbers), so call can vary there. Calls to mobiles and geographic numbers usually are taken off the minutes bundled with the tariff before being charged; non-geographic numbers are generally charged.
As a result, I can call my brother who lives at the other end of the UK from me, and it comes out of my free minutes. If I had used all of those, however, it wouldn't cost me any more than if he were down the street.
Do any of your europeland companies let you keep your anytime minutes if you don't use them? That was my draw to AT&T when I first signed up.
My current plan is $68/month. approx 46.25 euros a month
Tilt came free to me for being a professional
450 anytime minutes, 5000 n&w
Unlimited data
1000 texts/mms/etc
I just got the s6 edge 128gb pre ordered threw att's web site. I called customer service and told them Verizon is
selling there phone for 899.99 were att is selling it for 1014.99 so a difference of 115 dollars they credited my account
115 dollars and I payed full price so no contract for me. My contract was up last November so i waited for the s6 to come out.
I figured i would go back on a 2 tear plan but there isn't really any savings. The phone is 500 dollars buy they told me my
monthly rate goes up buy 15 dollars a month so take 15 dollars multiply it buy the time 24 months and add 360 dollars to the cost of the
phone. So the cost of the phone now is 860 dollars so for a 30 dollar difference i bought the phone and no contract. The next program
is a joke. But anyway i figured i would pass this info along so others might benefit from the savings. Have a good one
negev said:
. The next program
is a joke. But anyway i figured i would pass this info along so others might benefit from the savings. Have a good one
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Click to collapse
yes. the NEXT is a joke. 2 years contract is no joke !
i have a old family plan with 3 lines, only 1st line has internet with 2GB data, the other 2 lines is just dumb phones, i paying average around 110$ a month.
but i getting S6 GOLD 64gb for 399$ plus taxes + upgrade fee, it' about 500$.
netnerd said:
yes. the NEXT is a joke. 2 years contract is no joke !
i have a old family plan with 3 lines, only 1st line has internet with 2GB data, the other 2 lines is just dumb phones, i paying average around 110$ a month.
but i getting S6 GOLD 64gb for 399$ plus taxes + upgrade fee, it' about 500$.
Click to expand...
Click to collapse
How is next a joke? It'd actually cheaper to get phones through next compared to signing 2 years contracts on the new MS value plans 10gb +. It's simply an installment plan on the full retail price...
How much you paying Next with 10gb data a month? Plus full price on phone. I don't need no 10gb a month.
If you were gonna pay full price for the phone and you're with AT&T should have bought the T-Mobile variant and unlock it... Why? Because the T-Mobile variant would have worked with AT&t LTE and it would have a unlocked bootloader. Taking for previews Samsung phones the T-Mobile variant have most of the bands and unlocked bootloader. If you're Verizon should have wait for the Dev Edition
negev said:
I just got the s6 edge 128gb pre ordered threw att's web site. I called customer service and told them Verizon is
selling there phone for 899.99 were att is selling it for 1014.99 so a difference of 115 dollars they credited my account
115 dollars and I payed full price so no contract for me. My contract was up last November so i waited for the s6 to come out.
I figured i would go back on a 2 tear plan but there isn't really any savings. The phone is 500 dollars buy they told me my
monthly rate goes up buy 15 dollars a month so take 15 dollars multiply it buy the time 24 months and add 360 dollars to the cost of the
phone. So the cost of the phone now is 860 dollars so for a 30 dollar difference i bought the phone and no contract. The next program
is a joke. But anyway i figured i would pass this info along so others might benefit from the savings. Have a good one
Click to expand...
Click to collapse
More or less, companies price everything so that you pretty much have minimal to no savings on the contract. Sometimes, you even lose money, depending on whether or not you can get the device cheaper online or which model you're getting. Paying full price up front, however, is usually not recommended, mainly due to inflation and opportunity cost. That being said, 2 year contracts are usually the worst of the options, especially since they make you pay the tax of the full price of the device. If you're in a state without sales tax, this discrepancy can work in your favor.
inkrededibles said:
That being said, 2 year contracts are usually the worst of the options, especially since they make you pay the tax of the full price of the device. If you're in a state without sales tax, this discrepancy can work in your favor.
Click to expand...
Click to collapse
i dont have the NEXT plan, dont you also pay sales taxes on it also? like on the first bill ?
For anyone wondering, I did the math on the three options provided by Verizon in terms of paying for the S6 Edge. Here are my equations, where n is sales tax. If you want to find out the cost where you live, replace n with (1+your sales tax). So if your sales tax is 9%, n=1.09:
32 GB
Verizon Edge: (29.16)(24)n=
2 Yr Contract: 299.99+[699.99(n-1)]+(15*24)n=
Full Price: (699.99)n=
64GB
Verizon Edge: (33.33)(24)n=
2 Yr Contract: 399.99+[799.99(n-1)]+(15*24)n=
Full Price: (799.99)n=
128GB
Verizon Edge: (37.49)(24)n=
2 Yr Contract: 499.99+[899.99(n-1)]+(15*24)n=
Full Price: (899.99)n=
For example purposes, I calculated with a sales tax of 9%. At 9%:
32 GB
Verizon Edge: $735.83
2 Yr Contract: $755.39
Full Price: $762.99
64GB
Verizon Edge: $871.91
2 Yr Contract: $864.39
Full Price: $871.99
128GB
Verizon Edge: $980.74
2 Yr Contract: $973.39
Full Price: $980.99
This only the device, not the amount you'll be spending per month in terms of data and minutes. However, the 15 dollar discount you receive for being off-contract is included in the price difference when compared to the 2 Yr Contract. I also didn't include any promotions held by Samsung, Verizon, or any other companies, as to keep this relevant for future readers.
In conclusion, inflation makes the difference between Verizon Edge and 2 Yr Contract negligible, so if you're on the fence, choose whatever you're comfortable with. Inflation also makes it much cheaper for you to pay through Verizon Edge instead of paying everything up front. So unless you're getting a significant discount somehow through a different dealer or Amazon or something, don't purchase the phone with a single payment.
+ no $40 activation fee for Verizon Edge
+ $100 bill credit to the new customer for Verizon Edge
No that best buy also sells phone with Verizon Edge, but the price is $150 higher than the Verizon Shop. I ordered mine from Verizon. I miss the preorder bonus from best buy (wireless charger), but I can find cheaper chargers in Amazon ($10 duracell bundle)
inkrededibles said:
For anyone wondering, I did the math on the three options provided by Verizon in terms of paying for the S6 Edge. Here are my equations, where n is sales tax. If you want to find out the cost where you live, replace n with (1+your sales tax). So if your sales tax is 9%, n=1.09:
32 GB
Verizon Edge: (29.16)(24)n=
2 Yr Contract: 299.99+[699.99(n-1)]+(15*24)n=
Full Price: (699.99)n=
64GB
Verizon Edge: (33.33)(24)n=
2 Yr Contract: 399.99+[799.99(n-1)]+(15*24)n=
Full Price: (799.99)n=
128GB
Verizon Edge: (37.49)(24)n=
2 Yr Contract: 499.99+[899.99(n-1)]+(15*24)n=
Full Price: (899.99)n=
For example purposes, I calculated with a sales tax of 9%. At 9%:
32 GB
Verizon Edge: $735.83
2 Yr Contract: $755.39
Full Price: $762.99
64GB
Verizon Edge: $871.91
2 Yr Contract: $864.39
Full Price: $871.99
128GB
Verizon Edge: $980.74
2 Yr Contract: $973.39
Full Price: $980.99
This only the device, not the amount you'll be spending per month in terms of data and minutes. However, the 15 dollar discount you receive for being off-contract is included in the price difference when compared to the 2 Yr Contract. I also didn't include any promotions held by Samsung, Verizon, or any other companies, as to keep this relevant for future readers.
In conclusion, inflation makes the difference between Verizon Edge and 2 Yr Contract negligible, so if you're on the fence, choose whatever you're comfortable with. Inflation also makes it much cheaper for you to pay through Verizon Edge instead of paying everything up front. So unless you're getting a significant discount somehow through a different dealer or Amazon or something, don't purchase the phone with a single payment.
Click to expand...
Click to collapse
I actually did something quite similar but I simply went through the process twice on Verizon's device and plan pages.
For an S6 Edge using their 'Edge' service plan it worked out to $101.30 per month, basic service, 2GB, no addons, pre tax.
For an S6 under 2 year contract it came out to $72 and change plus the $349.99.
Running those numbers, the Edge plan cost $2431.20 over the course of 24 months. (taxes and fee's extra)
The contract rate however was $1735.2 + the $349.99 = $2085.19! (taxes and fees extra)
Now, there's the activation fee pay right? then that $30 discount for renewal but in my case an additional $100 for phone trade and the $50 mail in rebate.
Anyway, I realize your mileage may vary but according to the numbers I got off of Verizon's website, the Edge plan is an absolutely terrible option. Maybe multiple lines or large data plans might change that but for me the difference was roughly $486 savings to go with the contract.
Food for thought.
I guess you didn't count $15 / month discount for the customers with Edge program.
So basically you have to subtract 15*24 = $360 from the price.
I saw an article somewhere around the internet.. and it actually was the same price for both contract and edge including the activation fee.
But new customers are likely get $100 more benefit from the edge.
Again, existing customers can get a free gift if preorder through Best Buy.
Causality said:
I actually did something quite similar but I simply went through the process twice on Verizon's device and plan pages.
For an S6 Edge using their 'Edge' service plan it worked out to $101.30 per month, basic service, 2GB, no addons, pre tax.
For an S6 under 2 year contract it came out to $72 and change plus the $349.99.
Running those numbers, the Edge plan cost $2431.20 over the course of 24 months. (taxes and fee's extra)
The contract rate however was $1735.2 + the $349.99 = $2085.19! (taxes and fees extra)
Now, there's the activation fee pay right? then that $30 discount for renewal but in my case an additional $100 for phone trade and the $50 mail in rebate.
Anyway, I realize your mileage may vary but according to the numbers I got off of Verizon's website, the Edge plan is an absolutely terrible option. Maybe multiple lines or large data plans might change that but for me the difference was roughly $486 savings to go with the contract.
Food for thought.
Click to expand...
Click to collapse
I did a 2-year contract upgrade and not sure if it was noted or not but there was a $40 upgrade fee included as well.
Hey, nice to make your acquaintance.
Unfortunately the numbers still don't pan out. I just went through and did it again, this time the contract price came out to $80 per month. not sure why I saw $72 last time and $80 this time but....
Anyway, That's the monthly price minus fees and taxes. I didn't forget to add anything, Verizon did it all on their checkout page. 80*24+40-30+200=2130.
2 year Edge: 2430
2 year Contract: 2130
I was wrong in saying $486 and for that, my bad, but no matter how you slice it, contract is cheaper for a single line plan. Unless you need to upgrade often I just can't see the point. Then again, I've been on Verizon since the bastards absorbed Alltel years ago. Now that was a good company. I've never been particularly fond of Verizon but... I'm a CDMA guy so I don't see that I have much of a choice.
Edge is cheaper.
NoFanboy said:
Edge is cheaper.
Click to expand...
Click to collapse
I'm sure it is for some. For a single line, 2GB plan, no, it is not. Go to Verizon and price them both out... It's all there on their page.
Also, I believe at the higher-tier plans, you get a $25/mo discount off, not just $15. Here is a good website that breaks it down:
http://www.gottabemobile.com/2015/03/29/galaxy-s6-verizon-edge-vs-verizon-2-year-contract-prices/
eyc said:
Also, I believe at the higher-tier plans, you get a $25/mo discount off, not just $15. Here is a good website that breaks it down:
http://www.gottabemobile.com/2015/03/29/galaxy-s6-verizon-edge-vs-verizon-2-year-contract-prices/
Click to expand...
Click to collapse
Yep minimum 8GB of data gives you -25$ Discount so add that 25$x24 months. (as a saving)
patt2k said:
Yep minimum 8GB of data gives you -25$ Discount so add that 25$x24 months. (as a saving)
Click to expand...
Click to collapse
*6GB
Masciale said:
*6GB
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Yea i realized my mistake later was to lazy to edit lol
Sent from my SM-N910V using Tapatalk
My analysis goes like this....
I HAVE to have 64gb. 32 if MicroSD would be fine. But... that means 64 is a must since no more MicroSD.
I have unlimited data. If I go to Edge or renew my contract (I am off contract for over a year) I am forced onto a new plan AND loose unlimited. When I did the math on the prices/costs/fees of a new plan over 2 years (and unlimited data loss) VERSUS just outright keeping the phone and plan and data and no contract I have now, buying the phone outright wins in a dollars to dollars comparison.
9% sales tax omg where is that at!?!
California - many cities have 8-9 percent sakes tax.
Edge is more beautiful than S6 I think.
patt2k said:
Yep minimum 8GB of data gives you -25$ Discount so add that 25$x24 months. (as a saving)
Click to expand...
Click to collapse
I have no idea if VZW was bull****ting with me, but they said that if you are on a family plan and the aggregate total data the family can use is at a certain level (in my wife's case, 16 GB), then everyone on the plan can get $25/mo off by switching to Edge. That sounded too good to be true, but they let my wife go to Edge and save $25/mo on the family plan.
eyc said:
I have no idea if VZW was bull****ting with me, but they said that if you are on a family plan and the aggregate total data the family can use is at a certain level (in my wife's case, 16 GB), then everyone on the plan can get $25/mo off by switching to Edge. That sounded too good to be true, but they let my wife go to Edge and save $25/mo on the family plan.
Click to expand...
Click to collapse
they trolling you don't worry. All that has to be is at least 6GB data plan for -25$ either out of contract or on edge. Can't really believie reps these days especially last month they tried to make do an upgrade like twice when I was asking for something else and out of nowhere they were telling me that I asked for upgrade 2 weeks earlier and I never did lol.
patt2k said:
they trolling you don't worry. All that has to be is at least 6GB data plan for -25$ either out of contract or on edge. Can't really believie reps these days especially last month they tried to make do an upgrade like twice when I was asking for something else and out of nowhere they were telling me that I asked for upgrade 2 weeks earlier and I never did lol.
Click to expand...
Click to collapse
Yea, I hear ya. So, let's say 4 people are on a family plan that has 12GB/month total data available. Can all 4 people go on Edge and each save $25? That's what VZW was telling me.
eyc said:
Yea, I hear ya. So, let's say 4 people are on a family plan that has 12GB/month total data available. Can all 4 people go on Edge and each save $25? That's what VZW was telling me.
Click to expand...
Click to collapse
In this case yes unless I misunderstood your last post that would be correct. As long as there is a minimum of 6GB data package on all your lines you would get 25$/per line per-edge phone or if you are out of contract.
Hope that helps
Hey all,
I went out and got the at&t s6 yesterday and I hopped onto my wife's family plan. While there, they were successful in convincing me the AT&T Next payment plan is the way to go, compared to a 2 year contract.
Next: $23 monthly for phone, $15 monthly for service charge, $40 up front payment for tax.
2 year contract: $200 for phone, $40 monthly for 2 year contract, $40 one time initiation fee.
Doing the math in store convinced me that after 2 years is done in both situations, the Next plan was cheaper. However, I remember reading in the past that monthly payment plans are for suckers. Any ideas?
It's about convenience in my opinion. Not everyone has 684-784 for a new S6. $37/mo is a reasonable and usually unnoticeable. I also think you forgot to mention the $15 monthly smartphone service charge is $40 if you're on contract. It's a minute difference if any. The only way you got hosed is the locked bootloader. But this phone is golden. I don't miss root at all
eddiekang said:
Hey all,
I went out and got the at&t s6 yesterday and I hopped onto my wife's family plan. While there, they were successful in convincing me the AT&T Next payment plan is the way to go, compared to a 2 year contract.
Next: $23 monthly for phone, $15 monthly for service charge, $40 up front payment for tax.
2 year contract: $200 for phone, $40 monthly for 2 year contract, $40 one time initiation fee.
Doing the math in store convinced me that after 2 years is done in both situations, the Next plan was cheaper. However, I remember reading in the past that monthly payment plans are for suckers. Any ideas?
Click to expand...
Click to collapse
It really depends on how long you keep your phones or if you want to be able to upgrade very often. If you keep your phone for more then 2 years then yes next is cheaper because once you pay it off then you will continue to pay $15/month instead of the $40/month if you signed a 2 year contract.
If you want to upgrade quicker then you need to choose the more expensive next plan so you can upgrade sooner.
eddiekang said:
Hey all,
I went out and got the at&t s6 yesterday and I hopped onto my wife's family plan. While there, they were successful in convincing me the AT&T Next payment plan is the way to go, compared to a 2 year contract.
Next: $23 monthly for phone, $15 monthly for service charge, $40 up front payment for tax.
2 year contract: $200 for phone, $40 monthly for 2 year contract, $40 one time initiation fee.
Doing the math in store convinced me that after 2 years is done in both situations, the Next plan was cheaper. However, I remember reading in the past that monthly payment plans are for suckers. Any ideas?
Click to expand...
Click to collapse
When I calculated it out, you end up paying more for the phone when you switch to the Next plan, which is why they are trying to get people to switch.
I've dealt with them with this and they do everything they can to make it seem cheaper, but I don't buy it.
---------- Post added at 01:22 PM ---------- Previous post was at 01:20 PM ----------
xeni said:
It really depends on how long you keep your phones or if you want to be able to upgrade very often. If you keep your phone for more then 2 years then yes next is cheaper because once you pay it off then you will continue to pay $15/month instead of the $40/month if you signed a 2 year contract.
If you want to upgrade quicker then you need to choose the more expensive next plan so you can upgrade sooner.
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Click to collapse
I don't think you ever pay the phone off, you just pay the monthly fee, until you hit the minimum amount to upgrade. However, it divides the full price of the phone over 30 months.
Also, you have to make sure the phone is perfect when you go to trade it in or else you will run into issues with them accepting the phone as part of your upgrade...
Edit: I read up a little bit more on it, they are offering discounts on data plans depending on if you have Next or not. I can see this maybe factoring into the pricing. I haven't priced it out since the first time I got asked to switch to a Next plan. The real advantage from the program is not being tied down to a 2 year contract.
Do you mind explaining the calculation? For me, it's
Next 30: 24 x 23 = 552 for the phone
15 x 24 = 360 service fee
~40 up front tax for the phone. Total after 24 months= 952
If i want to buy the phone outright after 24 months, i pay the difference on the phone which at that point would be 680-552 = 128.
952 + 128 = 1080 total after 2 years and i own the phone.
2 year contract: 40 x 24 = 960 monthly service fee
40 initiation fee + 200 subsidized phone cost= 240
960 + 240 = 1200 total after 2 years and i own the phone.
(This doesn't even include taxes throughout 2 years.)
What am I missing? Thanks for your replies.
yoman258 said:
When I calculated it out, you end up paying more for the phone when you switch to the Next plan, which is why they are trying to get people to switch.
I've dealt with them with this and they do everything they can to make it seem cheaper, but I don't buy it.
---------- Post added at 01:22 PM ---------- Previous post was at 01:20 PM ----------
I don't think you ever pay the phone off, you just pay the monthly fee, until you hit the minimum amount to upgrade. However, it divides the full price of the phone over 30 months.
Also, you have to make sure the phone is perfect when you go to trade it in or else you will run into issues with them accepting the phone as part of your upgrade...
Click to expand...
Click to collapse
yoman258 said:
When I calculated it out, you end up paying more for the phone when you switch to the Next plan, which is why they are trying to get people to switch.
I've dealt with them with this and they do everything they can to make it seem cheaper, but I don't buy it.
---------- Post added at 01:22 PM ---------- Previous post was at 01:20 PM ----------
I don't think you ever pay the phone off, you just pay the monthly fee, until you hit the minimum amount to upgrade. However, it divides the full price of the phone over 30 months.
Also, you have to make sure the phone is perfect when you go to trade it in or else you will run into issues with them accepting the phone as part of your upgrade...
Click to expand...
Click to collapse
Like I said it really depends on what you want to do. I just got he Galaxy S6 (after upgrading from my M8 AT&T Next 12 and buying off the phone so I can resell it) on the AT&T next plan and this is how it works out, just like it did with the M8.
1. Instead of paying $40 a month per line I pay $15 so I save $25 on the monthly service plan.
2. If I choose the AT&T Next 12 (20 Payments of 34.25 = 685 + tax), I can make 12 payments and then upgrade after 12 payments and get a new phone and start a new payment plan depending on how much the phone is. Or I can choose to make the full 20 payments and keep the phone and maintain the $15/month line charge. Or I can pay off the entire phone at anytime and keep the $15/month charge.
3. If you buy this on contract it works out like this. 24 x $40 = $960 + 200 = $1160, and you continue to pay $40 a month after the 2 years.
4. If you buy this on AT&T Next 18 which allows you to pay it off over 2 years just like the contract term then it works out like this. 24 x $28.55 = 685.2+tax ~ 740 or so + 15/month x 24 = $1100, however after the 2 years are up you continue to pay $15/month and not $40 a month so if you keep your phone past the 2 year mark you are saving $25/month where as with the contract you wouldn't be.
eddiekang said:
Do you mind explaining the calculation? For me, it's
Next 30: 24 x 23 = 552 for the phone
15 x 24 = 360 service fee
~40 up front tax for the phone. Total after 24 months= 952
If i want to buy the phone outright after 24 months, i pay the difference on the phone which at that point would be 680-552 = 128.
952 + 128 = 1080 total after 2 years and i own the phone.
2 year contract: 40 x 24 = 960 monthly service fee
40 initiation fee + 200 subsidized phone cost= 240
960 + 240 = 1200 total after 2 years and i own the phone.
(This doesn't even include taxes throughout 2 years.)
What am I missing? Thanks for your replies.
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Click to collapse
You've hit the nail on the head. AT&T Next/Verizon Edge are legit. It's a reorganizing of costs. Instead of getting the phone at a massive discount and paying a higher amount on your bill, you are now paying more for the phone with monthly installments added to your bill in order to earn/retain a billing discount. If you calculate almost any phone with a 10gb or higher data plan, NEXT will save a minimum $140 every time.
Sent from my SAMSUNG-SM-N910A using Tapatalk
If you're on a mobile share plan, it definitely works out in your favor to use Next. Otherwise you're paying a premium for the service itself. I think it's compelling that once you've made your payments, your monthly bill goes down, whereas on 2 year, if you decide to hang on to your phone longer, you're paying to keep your device.
Next is cheaper for those that like to get their phones at launch price. If you wait for one of Amazon's $1 deals or Bestbuy deals, then the contract way is not so bad due to less money up front.
I've been trying to figure this out myself. They already signed me for the Next24, but I'm still within the time period to make a change. I'm not sure if the cost/benefit ratio works for me in my circumstances. Perhaps one of you guys that understands the voodoo can help me figure it out.
Let's take the 1G plan as an example. First, I'm going to examine the costs, then I want to ask for your help to understand the mechanics of the Next plan.
NOTE: Because of the different tie periods between the two plans, I adjusted the 2 year plan for another six months of cost to more accurately compare.
Next:
$25 - 1g Data
$40 - Voice
-$15 Discount
$50/month
$23.64 Phone Finance
= $2209 total ($1500 service plan cost for 30 months + $709.20 in phone payments)
2 Year Contract
$25 - 1g Data
$40 - Voice
$200 Phone
= $2190 total ($1950 in service plan costs for 30 months + $200 phone cost + $40 renewal/upgrade fee
There seems to be only about $20 difference between the two. What matters to me is what happens in the event I want to upgrade next April to a new phone with the Next plan, or what happens at the end of my Next contract.
Upgrade: My understanding is that in the event I want to upgrade to a newer phone in a year, I pay off the phone balance, turn in the phone and presuming it's in good condition, I get the latest-and-greatest. I can only do this once in any given Next plan, but if I do, there's a question about who owns the phone (see below).
Contract End: Who owns the phone? In the case of the traditional 2-year contract, I know that the phone is mine. But under the Next plan, if I get to the end of the 30 month period and have paid off the phone (whether I've upgraded or not), is it mine to keep or do I have to turn it in?
Once you make all the payment, the phone is yours. If you upgrade early without paying it off, they get the phone back as a trade in. You have to make a minimum number of payments before you can upgrade which I believe is based on which next program you choose. Course after you've had it a while you could then pay it off and upgrade. Would be better than paying all up front.
BillTheCat said:
I've been trying to figure this out myself. They already signed me for the Next24, but I'm still within the time period to make a change. I'm not sure if the cost/benefit ratio works for me in my circumstances. Perhaps one of you guys that understands the voodoo can help me figure it out.
Let's take the 1G plan as an example. First, I'm going to examine the costs, then I want to ask for your help to understand the mechanics of the Next plan.
NOTE: Because of the different tie periods between the two plans, I adjusted the 2 year plan for another six months of cost to more accurately compare.
Next:
$25 - 1g Data
$40 - Voice
-$15 Discount
$50/month
$23.64 Phone Finance
= $2209 total ($1500 service plan cost for 30 months + $709.20 in phone payments)
2 Year Contract
$25 - 1g Data
$40 - Voice
$200 Phone
= $2190 total ($1950 in service plan costs for 30 months + $200 phone cost + $40 renewal/upgrade fee
There seems to be only about $20 difference between the two. What matters to me is what happens in the event I want to upgrade next April to a new phone with the Next plan, or what happens at the end of my Next contract.
Upgrade: My understanding is that in the event I want to upgrade to a newer phone in a year, I pay off the phone balance, turn in the phone and presuming it's in good condition, I get the latest-and-greatest. I can only do this once in any given Next plan, but if I do, there's a question about who owns the phone (see below).
Contract End: Who owns the phone? In the case of the traditional 2-year contract, I know that the phone is mine. But under the Next plan, if I get to the end of the 30 month period and have paid off the phone (whether I've upgraded or not), is it mine to keep or do I have to turn it in?
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Click to collapse
beaverslayer said:
Once you make all the payment, the phone is yours. If you upgrade early without paying it off, they get the phone back as a trade in. You have to make a minimum number of payments before you can upgrade which I believe is based on which next program you choose. Course after you've had it a while you could then pay it off and upgrade. Would be better than paying all up front.
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Click to collapse
OK, so let's say I qualify for an upgrade at 12 months. If I upgrade to a new phone, I pay off the remaining balance, turn in the old phone (let's use the S6 as an example) and get a new phone to replace it, say it'll be the S7. Do I have to begin making payments on the new phone, or is it mine to keep?
BillTheCat said:
OK, so let's say I qualify for an upgrade at 12 months. If I upgrade to a new phone, I pay off the remaining balance, turn in the old phone (let's use the S6 as an example) and get a new phone to replace it, say it'll be the S7. Do I have to begin making payments on the new phone, or is it mine to keep?
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Click to collapse
Let's say you get the AT&T Next 12 which is 20 payments at $34.25 for the Galaxy S6. After 12 payments you can give back the S6 and get the S7 and the payments start over depending on which phone you pack along with which Next plan. If you keep the phone for the full 20 payments the phone becomes yours and you can keep it. Let's say you want to upgrade your phone after 10 payments (12 is minimum), then you would have to pay an additional 20 payments at 34.25 before you can upgrade your phone and give back the S6.
xeni said:
Let's say you get the AT&T Next 12 which is 20 payments at $34.25 for the Galaxy S6. After 12 payments you can give back the S6 and get the S7 and the payments start over depending on which phone you pack along with which Next plan. If you keep the phone for the full 20 payments the phone becomes yours and you can keep it. Let's say you want to upgrade your phone after 10 payments (12 is minimum), then you would have to pay an additional 20 payments at 34.25 before you can upgrade your phone and give back the S6.
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Click to collapse
Alright, let's go with your scenario because I still have a week to change my mind.
What I hear you saying is that if I were to go with the Next 12 plan and upgrade at one year, it will look like this for an (imaginary) S7, presuming it will be the same price as this year's phone:
$411 for the S6 phone RENTAL FEE over the course of a year (because I'd be turning in the phone)
+ $685 for the cost of the S7 which would require a NEW F'n CONTRACT that resets all over for another 20 months of payments
= 1096 for a next generation phone that would retail for $685 on a straight purchase by the end of year two
I see no reason why anyone would want to bother. It would make more sense to just buy the phone outright from Amazon at a discount (because AT&T charges more - this is the only business I can think of where the retailers charge more than the manufacturer!) and keep the old phone as a backup or sell it on Ebay.
Do I have it right?
BillTheCat said:
Alright, let's go with your scenario because I still have a week to change my mind.
What I hear you saying is that if I were to go with the Next 12 plan and upgrade at one year, it will look like this for an (imaginary) S7, presuming it will be the same price as this year's phone:
$411 for the phone RENTAL FEE over the course of a year (because I'd be turning in the phone)
+ $685 for the cost of the S7 which would require a NEW F'n CONTRACT that resets all over for another 20 months of payments
= 1096 for a next generation phone that would retail for $685 on a straight purchase by the end of year two
I see no reason why anyone would want to bother. It would make more sense to just buy the phone outright from Amazon at a discount (because AT&T charges more - this is the only business I can think of where the retailers charge more than the manufacturer!) and keep the old phone as a backup or sell it on Ebay.
Do I have it right?
Click to expand...
Click to collapse
If you buy out the phone today at $685 and then buy the S7 at $685 (presuming the price stays the same) then you are paying $1470 over the course of 1 year and you would be owning both handsets outright. When you make 12 payments at 34.25 and you want to upgrade you have the option of paying off the remainder of the loan (8 payments at 34.25) and keeping the phone so you are back at $1470.
Also good luck finding the phone on sale on Amazon for the forseable future and remember the more you wait the less months you have until S7 comes out. So if you wait until July for an S6 sale on Amazon you are now 3-4 months back and the phone is 3-4 months old meaning that you are $105-140 back on payments so technically the phone is only worth $545-580.
Either way you look at it, you are paying for the phone full price, whether you are buying it outright today or paying it off over 20 months (unless you give it back after 12 months and get a new phone and start a new payment plan).
BillTheCat said:
Alright, let's go with your scenario because I still have a week to change my mind.
What I hear you saying is that if I were to go with the Next 12 plan and upgrade at one year, it will look like this for an (imaginary) S7, presuming it will be the same price as this year's phone:
$411 for the S6 phone RENTAL FEE over the course of a year (because I'd be turning in the phone)
+ $685 for the cost of the S7 which would require a NEW F'n CONTRACT that resets all over for another 20 months of payments
= 1096 for a next generation phone that would retail for $685 on a straight purchase by the end of year two
I see no reason why anyone would want to bother. It would make more sense to just buy the phone outright from Amazon at a discount (because AT&T charges more - this is the only business I can think of where the retailers charge more than the manufacturer!) and keep the old phone as a backup or sell it on Ebay.
Do I have it right?
Click to expand...
Click to collapse
You are getting what you are paying for. You are buying on a payment plan. You wouldn't go out and buy a new car this year with 60 months of payment ahead of you and trade it in after one year and not expect to loose money in the deal now would you. You are making the decision to trade it in before it's paid for, not AT&T.
---------- Post added at 05:42 PM ---------- Previous post was at 05:39 PM ----------
I've always heard the cheapest way to get a phone ls to sign a 2 year contract then go home and call AT&T and say you want to do an early termination which cost roughly $350, which means you at out about $550 and get to keep the phone.
beaverslayer said:
Once you make all the payment, the phone is yours. If you upgrade early without paying it off, they get the phone back as a trade in. You have to make a minimum number of payments before you can upgrade which I believe is based on which next program you choose. Course after you've had it a while you could then pay it off and upgrade. Would be better than paying all up front.
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Click to collapse
I'm thinking that's what I'll do. I guess I'll ride it out and see what the landscape looks like next year.
xeni said:
If you buy out the phone today at $685 and then buy the S7 at $685 (presuming the price stays the same) then you are paying $1470 over the course of 1 year and you would be owning both handsets outright. When you make 12 payments at 34.25 and you want to upgrade you have the option of paying off the remainder of the loan (8 payments at 34.25) and keeping the phone so you are back at $1470.
Either way you look at it, you are paying for the phone full price, whether you are buying it outright today or paying it off over 20 months (unless you give it back after 12 months and get a new phone and start a new payment plan).
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Click to collapse
I guess it just seems that $411 for one year's use seems a tad steep considering for a couple hundred more, you can use it forever. Though there is the benefit of the lower pricing on the Next plan compared to the 2 year contract.
beaverslayer said:
You are getting what you are paying for. You are buying on a payment plan. You wouldn't go out and buy a new car this year with 60 months of payment ahead of you and trade it in after one year and not expect to loose money in the deal now would you. You are making the decision to trade it in before it's paid for, not AT&T.
---------- Post added at 05:42 PM ---------- Previous post was at 05:39 PM ----------
I've always heard the cheapest way to get a phone ls to sign a 2 year contract then go home and call AT&T and say you want to do an early termination which cost roughly $350, which means you at out about $550 and get to keep the phone.
Click to expand...
Click to collapse
An interesting strategy. I might consider it, but it seems 'dishonest' in some strange way. And I'm sure there will be repurcussions, I wonder what the chance of getting a new plan might be after cancelling another one.
BillTheCat said:
I'm thinking that's what I'll do. I guess I'll ride it out and see what the landscape looks like next year.
I guess it just seems that $411 for one year's use seems a tad steep considering for a couple hundred more, you can use it forever.
Click to expand...
Click to collapse
You can buy it out for the remainder of the balance, you don't have to give it back if you pay it off. After 12 months you have a few choice, either give it back and get a new one, buy out the remainder of the balance or continue your payments until you have it completely paid off and it is yours to keep.
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BillTheCat said:
I'm thinking that's what I'll do. I guess I'll ride it out and see what the landscape looks like next year.
I guess it just seems that $411 for one year's use seems a tad steep considering for a couple hundred more, you can use it forever. Though there is the benefit of the lower pricing on the Next plan compared to the 2 year contract.
An interesting strategy. I might consider it, but it seems 'dishonest' in some strange way. And I'm sure there will be repurcussions, I wonder what the chance of getting a new plan might be after cancelling another one.
Click to expand...
Click to collapse
Not dishonest at all. That's a reason they have ETF. You won't need a new contract. You shouldn't want one either. You'll be paying for the service month to month as people do when their contracts expire.
It's actually brilliant and I'm an idiot for not thinking of it myself
DigitalUnderground said:
Not dishonest at all. That's a reason they have ETF. You won't need a new contract. You shouldn't want one either. You'll be paying for the service month to month as people do when their contracts expire.
It's actually brilliant and I'm an idiot for not thinking of it myself
Click to expand...
Click to collapse
I would worry that they might not start new service with you if you were to cancel, even if you did pay the ETF.
I suppose I could just change my Next 24 plan to a Next 12, accelerating the payments, pay the 'balloon' at a year to own the phone, and see what things look like at that point. It seems there's no point in buying the phone from the carrier anymore.
Walked into tmobile so I could take a glance at the note 5 and s6+ ( not impressed at all) and blah blah blah ended up talking to a sales person about jump and how it works. I was in a hurry, but she didn't explain the 2 different types very well. I know I'm on the first one where I pay 10$ a month but she mentioned something about them paying off the rest of the phone for me.. but she also threw out there something about them only paying for half of what I owe.. just hoping someone can clear it up. From what I read jump on demand is a leasing type deal. Anyway thanks in advance! !
Have no clue they where charging me $440+ had to return my beloved note 4. At this very moment I'm saying heck know. It's nice device but I'm not paying that much again for a phone with minor improvements. Yes I said "minor" kill me people. The motox pure would probably cost the same UNLOCKED with all the custom things I want on it. And I keep my note 4? Hmmm does sound better
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I mean, what do you want to know? They're both pretty easy to figure out.
The standard jump plan you pay $10/mo and get the jump plan and insurance. you pay monthly for 24 months on the full price of the device. In CA and some other places, you pay sales tax on the full price of the phone up front. You either have to wait until your phone is 50% paid off to trade it in (new jump plan) or can trade it in every 6 months regardless of amount owed on the phone (original jump plan), depending on when you signed up for the jump plan. I have 2 lines on the original plan.
The lease, you pay a monthly price as stated, and as most all leasing goes, that price is for a portion of the price of the phone. The lease term is 18 months. At the end of 18 months, you either have to pay the remainder of the price of the phone(and keep the phone, and I have no idea how sales tax would work at that point, but have no intentions on finding out), or trade it in for another lease. In CA, you DO NOT pay any sales tax up front to get your device. You can trade it in 3x per 18 months.
I have my daughter on the iPhone 6 lease, we pay $12/mo due to the $60 some odd down payment we had to give them.. My credit isn't terrible, I'm not sure how they figured the down payment.
Clear as mud?