Issue: Using NFC for Payments (rooted) - Magisk

Hi everyone, I've been seeking for a solution before posting here, didn't want to bother anyone or clutter the web, but as a last resort...
My device is rooted, props successfully installed and set. Banking app works, Netflix and even McDonald's (which I've tested because i had a cts issue) which is now solved.
The issue now is that i want to activate payments using NFC, but when i open my bank app and try to activate the toggle it shows this error:
"your smartphone does not meet the requirements to use NFC payments.
HCE_INIT_ACTIVATION/ERROR_SECURITY_TRC"
It's not a big issue, but if there is a work around. I would like to know.

Good you have an option alternative to Google Pay in first place (you are probably not in US, right?). I recently has similar question posted on reddit without much success. Let's see what audience will propose here.

Yes indeed i'm from Europe and I'm not using G-Pay because i think every bank here have their own toggle in their apps to activate or deactivate the option: "pay with your smartphone."
I'm also pretty doubtful as to whether there is a solution to this error, however my fingers are crossed.

ScratchTheCat said:
every bank here have their own toggle in their apps to activate or deactivate the option: "pay with your smartphone."
Click to expand...
Click to collapse
There was same case in US 3-5 years ago and then Google Pay took over and now none of the banks supports its own payment feature in app
Did you check Xposed? There are modules to bypass root check in some European banks available, may be at least on will work.

That's some pretty bad news, that means that Europe will most certainly follow soon enough...
I have not tried Xposed or EdXposed yet, I'll look into it tomorrow and try it out depending on the info.
Question; Does Magisk pass the safety test on your device?
Can you find Netflix on the Playstore? = basicIntegrity
Can you use the McDonald's app? = ctsProfile
I'm curious about your case too.

Even when your bank does not support Google Pay yet, you can use PayPal and they draft the payment from your bank account. Or open an additional account with a bank supporting GPay.

ScratchTheCat said:
Hi everyone, I've been seeking for a solution before posting here, didn't want to bother anyone or clutter the web, but as a last resort...
My device is rooted, props successfully installed and set. Banking app works, Netflix and even McDonald's (which I've tested because i had a cts issue) which is now solved.
The issue now is that i want to activate payments using NFC, but when i open my bank app and try to activate the toggle it shows this error:
"your smartphone does not meet the requirements to use NFC payments.
HCE_INIT_ACTIVATION/ERROR_SECURITY_TRC"
It's not a big issue, but if there is a work around. I would like to know.
Click to expand...
Click to collapse
What is this application you are using? Can you provide a link to google play store? And one more question, do you have to register to the banking application to add a card and see this error

Spartacus500 said:
What is this application you are using? Can you provide a link to google play store? And one more question, do you have to register to the banking application to add a card and see this error
Click to expand...
Click to collapse
Yes this is an app of the bank I'm customer of, so you need to be a customer there and have a bank account and a card, plus a card reader to login to the app at first. Which all works as it should, however the NFC "tap to pay" option doesn't work. Due to the error mentioned above. Also apps such as "it's me" also don't work. https://play.google.com/store/apps/details?id=be.bmid.itsme&hl=nl&gl=BE
When I'm off work, I'll try EdXposed.

ava1ar said:
There was same case in US 3-5 years ago and then Google Pay took over and now none of the banks supports its own payment feature in app
Did you check Xposed? There are modules to bypass root check in some European banks available, may be at least on will work.
Click to expand...
Click to collapse
I've tried EdXposed along with it's modules flashed through Magisk. No luck at all.
However EdXposed does show the NFC app in the blacklist which Magisk doesn't.
My banking app doesn't seem to know that the device is rooted until it asks me to turn on NFC.
Ehh idk...

Related

How to use Google Wallet instead of Android Pay

I tried and failed to pay with my rooted phone recently.
When I put my phone on the NFC pad, Android Pay popped up and told me that I can't pay with it because my phone it rooted.
Actually, I prefer Google Wallet over Android Pay, but it seems Android Pay just disables Google Wallet. Is there a way to disable Android Pay?
I deleted "Android Pay" app before. I checked that it is not in my all app list. Somehow it can still pop up.
Not sure if you noticed, but Google made the decision recently to separate Google Wallet into two separate apps. Wallet is now used only to send money to people, and Android Pay is required now to do NFC payments. As far as I know, there is no fix currently for rooted devices to use it as I have the problem as well. It's a shame too because I used NFC payments all the time before they changed the app.
Please though, if someone knows of a workaround to get Android Pay working I'd love you forever. I tried some of the suggestions in other threads saying to hide your root access and such, but none of it has worked so far.
beansNcornflakes said:
Not sure if you noticed, but Google made the decision recently to separate Google Wallet into two separate apps. Wallet is now used only to send money to people, and Android Pay is required now to do NFC payments. As far as I know, there is no fix currently for rooted devices to use it as I have the problem as well. It's a shame too because I used NFC payments all the time before they changed the app.
Please though, if someone knows of a workaround to get Android Pay working I'd love you forever. I tried some of the suggestions in other threads saying to hide your root access and such, but none of it has worked so far.
Click to expand...
Click to collapse
Neither do they worked for me. I tried temporarily turning off root, RootBlock and No Device Check

android pay - payment declined

Hi, hopefully this is a good place for this topic. I had xposed installed. Then I get rid off xposed, safety net pass in magisk but Google play still shows uncertified and when I try to use android pay in shop payment is declined. What to do to make android pay working?
All mobile banking app working fine including barclays, but Google play shows "uncertified" and everytime when I want to use android pay payment is declined.
Could that have something to do with this>>> https://1drv.ms/i/s!AmrrA5rL7BHoiyBizoVNXJirSEPo
Before in settings I had "android pay" now is "g play"
Please help
https://didgeridoohan.com/magisk/Ma...and_other_apps_wont_install_or_doesnt_show_up
I cleared data in Google play app, it show "certificated " in settings in Google play. Safety net check pass but still cannot pay by android pay. Payment get declined as before :crying:
I haven't got any direct experience with Android Pay, but I believe you might also have to start over, clear data for AP and add your card again. I'm just guessing, unfortunately, but I seem to remember reports like that...
Didgeridoohan said:
I haven't got any direct experience with Android Pay, but I believe you might also have to start over, clear data for AP and add your card again. I'm just guessing, unfortunately, but I seem to remember reports like that...
Click to expand...
Click to collapse
I tryed this too and still android pay doesn't work
x7nofate said:
I tryed this too and still android pay doesn't work
Click to expand...
Click to collapse
Flash the attached fix, and you should be good to go afterwards.
guptapunjabi said:
Flash the attached fix, and you should be good to go afterwards.
Click to expand...
Click to collapse
Is not working, I still get message "payment declined" when I try to use android pay

Can't pay in galaxy store(rooted)

Hi guys.
I want to buy something from the Galaxy Store, but when I try to pay it says "Can't use credit card. Rooting detected. Use another payment method." and then I click ok and it loads the payment screen where you can choose another payment method, but a popup shows over it with: "Error. No payment method available" so I can't buy anything.
Anyone experienced this? Is there a fix for this?
P.S.
I am rooted with Magisk. I tried to hide the app from Magisk, but it is not listed there so I can't select it. I also tried the "Hide magisk manager" so the package name chages, but again no luck.
Thanks!
xchatter said:
Hi guys.
I want to buy something from the Galaxy Store, but when I try to pay it says "Can't use credit card. Rooting detected. Use another payment method." and then I click ok and it loads the payment screen where you can choose another payment method, but a popup shows over it with: "Error. No payment method available" so I can't buy anything.
Anyone experienced this? Is there a fix for this?
P.S.
I am rooted with Magisk. I tried to hide the app from Magisk, but it is not listed there so I can't select it. I also tried the "Hide magisk manager" so the package name chages, but again no luck.
Thanks!
Click to expand...
Click to collapse
Odin your phone back to no root oreo if you can.
Photo's[emoji2398] by Sully using SM-N960U or SM-870A
i heard PayPal works fine! Try PayPal if your planning on keeping root!
paypal does. and ive managed to add cards too.
disable exposed if you have it installed.
be sure safety net is passed in magisk.
you can also use magisk hide and then hide samsung pay.
be sure ure on a recent magisk v18.2+ build. or ieally use v19.
bober10113 said:
paypal does. and ive managed to add cards too.
disable exposed if you have it installed.
be sure safety net is passed in magisk.
you can also use magisk hide and then hide samsung pay.
be sure ure on a recent magisk v18.2+ build. or ieally use v19.
Click to expand...
Click to collapse
Hi there,
I don't have exposed, safety net is passed. I've hid whatever related app shows in Magisk Hide (Galaxy Wearable, Galaxy Watch Plugin, Samsung Health, Samsung accessory service, SASystem providers), but there is no Samsung Pay.
Still as long as I get to the Payment screen the popup shows up with "No payment method available".
xchatter said:
Hi there,
I don't have exposed, safety net is passed. I've hid whatever related app shows in Magisk Hide (Galaxy Wearable, Galaxy Watch Plugin, Samsung Health, Samsung accessory service, SASystem providers), but there is no Samsung Pay.
Still as long as I get to the Payment screen the popup shows up with "No payment method available".
Click to expand...
Click to collapse
check your version of magisk as suggested previously. also be sure to have the show system apps enabled in the 3 dot menu in magisk hide tab as shown in attached picture.
bober10113 said:
check your version of magisk as suggested previously. also be sure to have the show system apps enabled in the 3 dot menu in magisk hide tab as shown in attached picture.
Click to expand...
Click to collapse
Hi there I haven't noticed this option. I activated the system apps and hid Samsung Billing, then I was able to add my card for payments (I guess Paypal is not allowed in my region or something). I just purchased something.
Thanks a lot for the help.

Magisk security risks

Hey, folks,
I have a question about the risks involved in using Magisk on the phone and also Xposed. Using Magisk and Xposed has always been elementary for me, however, I have never used my bank account on my phone as I am afraid of being vulnerable for using these applications. In my new job the use of my banking application is mandatory so I don't know if I should uninstall Magisk and Xposed. What do you guys think? Is it advisable to manage money on your phone with these applications installed?
thank you
Can you even run the banking app with xposed installed? It breaks safetynet and apps probably check for that. As for magisk yeah it's perfectly fine.
Hi,
I haven't had any problems. Being unable to sit up in front of a PC/Laptop, I handle *everything* on my phone.
Of course, like anything important, use proper security measures. Using a VPN is advisable. Look at places like the Android Authority Tech Store. They have deals here and there. I've purchased "Lifetime" (20 years) deals on 2 different quality VPN services, one for $20 and the other for $40. One goes out, or even out of business, I've got the other and my money's worth long ago, so no big deal.
I also use Avast! Anti-Virus (not asking for opinions), as it's Free. There's also an app that scans for cell specific stuff that "spies" on what your doing, called "Incognito" for $2-$3 (one time).
Use what you feel good about, that's just me. Just use common sense as always, of course.
But no, I have not had any issues. So either I'm secure, or they've gotten in, saw how little there is and decided that I need it more than they do and are probably working on ways to put money *in* for me.
TTYL
Posted from my way cool LG V20 (H910) Nougat 7.0
From my experience Magisk is completely safe, it hides root very good. Some banking apps might still recognize it and block it, but you can try hide the app in the magisk manager section or even generate a random package name for the magisk manager itself if the bank app still finds it.
Also, using EdXposed (the new "unofficial" version for oreo and pie) won't affect safetynet, but again some apps might recognize it. There is a module for that called "rootcloak", it hides root, xposed and particular keywords that you can manually add, from some apps you can choose.
Last time I tried that was 2 or 3 months ago, and my banking/security apps worked normally without any problem. You just have to play around a little with those hiding-settings when you flash them the first time, that's it.

Question Google Wallet users in the UK - which bank?

Sorry I keep banging on about this, but using my phone for payments is one of the most useful features that I'm now missing.
I tried several GW versions, and the update still gives me the dreaded "can't add card, contact bank" message.
So, I think the only option is to go through the hassle and switch bank.
For those in the UK using GW on the Vivo, which bank are you using?
I'm thinking Starling my be extra strict. My next choice would be Monzo, but might be the same issue.
Thanks
My wallet works with my Chase, NatWest, Starling and Virgin Money cards.
Make sure to try a card from the intended bank before switching. Ask a friend to register his card then delete again. Some banks you have to activate google pay in their online banking or smartphone app.
Chase works in the UK, have you checked that your bank is on the supported list from the wallet app
Does your device pass the Play Integrity API check?
Do you have the latest Google Services Framework and Google Play services installed? I initially experienced similar issues and installing the latest Google Play services package (which many posts don't mention) and rebooting solved everything.
Unfortunately I have neither Starling nor Monzo but you may have to enable something like 'contactless payments' in your banking app.
Hope this helps. Sorry if all of this is obvious.

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