Question Google Pay vs Samsung Pay on S21 Ultra - Samsung Galaxy S21 Ultra

Heyo, I have a question for all you boys and girls. This is going to be my first un-rooted phone in a loooong time and now that I have the ability to use NFC payments, I was wondering which is best? I was doing some research and I read that Samsung Pay now sucks because they did away with the MST technology. I figure Samsung Pay would be easier to use because its a Samsung phone but a lot of people say they like Google Pay better. Which do you use? Have you used both, and how well do they do? What would you recommend? Thanks guysss
ps I added a poll up top!

I prefer Google Pay as it just works without any worries for me. Its actually the single reason I HAVENT used the 4.0 Beta.

I just feel Samsung's versions of apps to be clunky. I mean it could be my mind thinking it's still 2011 when TouchWiz got a lot of hate. The only Samsung app I use is the Phone Dialler. Apart from that, it's all Google for me!

Samsung Pay. For the added ability to use with my Watch 3.
Used Google Pay on old Pixel, a nightmare with pre charges and my bank. For example, taxi app pre charges the maximum fare of £20, when trip completes and final cost £15 = £15 charge of card and leaves the £20 pre charge which takes 7 days to clear on my bank. Also the new Google Pay app is worse than the previous one according to reviews.

so....I signed up for Samsung Pay today. It's alright, pretty convenient. However, when you scan your debit card it makes you put in your PIN to your card. This is just an extra step. Does anyone know if Google Pay avoids this? I've read mixed things about it online.

Dopewaffles said:
so....I signed up for Samsung Pay today. It's alright, pretty convenient. However, when you scan your debit card it makes you put in your PIN to your card. This is just an extra step. Does anyone know if Google Pay avoids this? I've read mixed things about it online.
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I just added my debit card in today, it didn't have me do that. Might be a bank requirement?

ajb540 said:
I just added my debit card in today, it didn't have me do that. Might be a bank requirement?
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I've read so many things online but nothing is 100% accurate. I've now had some time to use it at many other stores and I've found out that if the payment terminal originally made me enter in a PIN with my card, Samsung Pay will do the same. If the terminal approves it without my PIN, than Samsung Pay wont make me enter in a PIN.
At this point I'm just gonna keep it for a backup incase I forget my wallet, but its not at the point where its so convenient for me to use Samsung Pay over my debit card. It's actually less convenient because I have to scan my finger into my phone before I can pay, and I don't have to do that with my debit card.

Related

Paid Apps in the UK?

Hey,
Is anyone in the UK seeing any paid apps at the moment? I believe we're due to start seeing them again
Tomorrow, accordingly:
http://www.pocketgamer.biz/r/PG.Biz/Android/news.asp?c=12039
Nik_Doof said:
Tomorrow, accordingly:
http://www.pocketgamer.biz/r/PG.Biz/Android/news.asp?c=12039
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cool thanks for that
Paid apps are live for UK users.
I can also confirm this. Although all the prices are in dollars....
AleksN said:
I can also confirm this. Although all the prices are in dollars....
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Not all, a few (example: Meteor Brick Breaker) are in pounds.
Just had a quick look and the paid apps have hit the UK 12:22am
I didnt think the paid apps would be available for rooted phones?
spiderbites said:
Just had a quick look and the paid apps have hit the UK 12:22am
I didnt think the paid apps would be available for rooted phones?
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They are, AFAIK you only need to be running RC9, it doesn't matter whether it's OTA RC9 or JesusFreke's version.
I can definitely see them, and I'm on a rooted phone.
Awesome, the paid apps just popped up for me today - I thought I had lost that chance, being rooted and all. I was quite suprised they were all in dollars - thought it may have had something to do with the Latitude activation app.
Just bought a couple of apps, Im a happy guy - I was concerned the only way to get them on my rooted phone would have been to pirate them!?
I checked a couple of minutes after midnight (randomly, didn't realise they were coming) on my rooted phone and they were there! I thought all was good. However, with a Maestro card (a fairly popular card in the UK), I can only buy apps priced in GBP and not USD. Which means my selection is severely limited at the moment. Any one else having such problems or is it just me? It's rather annoying! Either Maestro users will be able to buy apps priced in dollars (the preferrable option) or, more likely I think, people will put prices in GBP but not fairly convert the prices, meaning we'll end up paying more.
spiderbites, they don't allow (some?) paid apps on the ADP firmware because, by default, you can access the files and make copies of them. Rooted RC9/RC33 phones are not affected as they are hacked versions of a locked down firmware.
Fneb said:
I checked a couple of minutes after midnight (randomly, didn't realise they were coming) on my rooted phone and they were there! I thought all was good. However, with a Maestro card (a fairly popular card in the UK), I can only buy apps priced in GBP and not USD. Which means my selection is severely limited at the moment. Any one else having such problems or is it just me? It's rather annoying! Either Maestro users will be able to buy apps priced in dollars (the preferrable option) or, more likely I think, people will put prices in GBP but not fairly convert the prices, meaning we'll end up paying more.
spiderbites, they don't allow (some?) paid apps on the ADP firmware because, by default, you can access the files and make copies of them. Rooted RC9/RC33 phones are not affected as they are hacked versions of a locked down firmware.
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How did you manage to use Maestro? It did not accept my HSBC Maestro card as technically Google Checkout only works with Visa, Mastercard, American Express and one other (can't remember).
Go to the Google Checkout page on the internet and add your card details through there, rather than adding a new card through the Android Market itself. If you (only) use a Maestro card, though, you'll only be able to buy applications priced in pounds - if you try to buy something priced in dollars, it'll say you don't have a valid credit card and ask you to put one in.
Still, at least I've been able to buy the London tube map app.
Fneb said:
Go to the Google Checkout page on the internet and add your card details through there, rather than adding a new card through the Android Market itself. If you (only) use a Maestro card, though, you'll only be able to buy applications priced in pounds - if you try to buy something priced in dollars, it'll say you don't have a valid credit card and ask you to put one in.
Still, at least I've been able to buy the London tube map app.
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Thanks for the tip! I think it is stupid that they don't simply convert the prices into quids.
Yep, Maestro here too, and I can only get the £ apps.
Karolis said:
Thanks for the tip! I think it is stupid that they don't simply convert the prices into quids.
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As far as I am aware, it is up to the developers to use their Android Market account to add areas/countries that can buy their app, and set the prices accordingly. (if anyone knows better, feel free to correct me). Unfortunately, many of them seem happy to just leave their apps US-only even though the UK market is now open. Or, it might be that they're unaware that this is possible.
Of course, it would be a lot easier if Google would modify the system to allow purchases of $ apps at current (at the time of purchase) exchange rates. Perhaps it's worth us UK users starting a petition for this.
Your thoughts?

Crappy replacment policy - Advanced Replacment Only

Why is Google forcing advanced RMA's where they put a temporarily hold? Why cant it be that you send the device back they receive it and once it's cleared you get a replacement and you only get a advanced replacement if you ask for it or be presented the option to choose.
The email I was sent has the advanced replacement only with no other options!
Even if I return the device first and they say it's cleared and I click the order link there will still be a temporary charge! Why cant they update the link to be $0.00 to get a replacement and not ask for any card details? Before this happens they send you an email saying Good news your return was processed. Click here to receive your replacement free.
The policy is great for those who can put money on hold but what about those that cant or don't have the funds to back it. What. Are they forced to return the device to get a replacement?
They figure that everybody can put 200$ in funds on hold for a week with no other options expect to return it?
I also noticed that google isn't handling the returns. It appears SMS Infocom Corp is handling them out of Texas? What if they screw up and said that it's your fault so your charged for the new device?
Additional charges up to the full price of your device will be incurred if our service center determines that the damage to your original device isn’t covered under warranty. Prior to ordering your replacement and sending your device for inspection, please refer to the warranty card in the Nexus 7 packaging or visit www.asus.com for details on the ASUS limited warranty.
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Then you have to dispute it with Google or file a charge back. Wonderful
Most businesses give you the two options. The standard one that I just mentioned or the advanced replacement if they offer it.
This is bull**** IMO not allowing both options and only the advanced replacement. Even the rep on the phone at google said it was crappy. I'm serious.
I do not have the 200$ in my account to back the temporary authorization
So do I have to return it for a refund to get a replacement?
Actually it is a great policy, well at least for those of us with credit cards that aren't maxed out.
I like not having to wait the additional time it takes to send the defective unit back before getting a replacement shipped out.
BamAlmighty said:
Actually it is a great policy, well at least for those of us with credit cards that aren't maxed out.
I like not having to wait the additional time it takes to send the defective unit back before getting a replacement shipped out.
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Well that's the problem. It works for some people that are able to do so. What about the others that cant? Then it's horrible for those that cant.
Why didn't they have both options and give you the choice?
I'm still awaiting a email from Google about it.
Seems like I'm forced to return it for a refund to a replacement.
It is logistically easier to do it the way they are doing it... Quite different if you are dealing with a brick and mortar shop, just go in and exchange it. No risk of having extra hardware floating around.
As for having a third party company to deal with the returns is not all that unusual. A lot of companies do that.
Not sure how many people would buy a Nexus if their card(s) were maxed out.
Did you call Asus, see which options they have.
Sent from my Galaxy Nexus using Tapatalk 2
If they wanna hold another $249 from me that's fine. I also buy things when I know I have room on my credit card as well as my bank account.
krelvinaz said:
It is logistically easier to do it the way they are doing it... Quite different if you are dealing with a brick and mortar shop, just go in and exchange it. No risk of having extra hardware floating around.
As for having a third party company to deal with the returns is not all that unusual. A lot of companies do that.
Not sure how many people would buy a Nexus if their card(s) were maxed out.
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Alot of people used bank accounts and not credit cards. Why are people getting the notion that everybody has a credit card they can use to back it?
See that's the problem. Makes it easier for them but harder for those who cant put a temporary charge.
rafa3L said:
Did you call Asus, see which options they have.
Sent from my Galaxy Nexus using Tapatalk 2
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I could try that.
I'm tempted to just say screw it and keep it an deal with it due to the policy. If it breaks then deal with Asus down the road.
pclov3r said:
Alot of people used bank accounts and not credit cards. Why are people getting the notion that everybody has a credit card they can use to back it?
See that's the problem. Makes it easier for them but harder for those who cant put a temporary charge.
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Debit cards are really handy, the merchant pretty much sees them as the same, but in fact they are not.
Debit card only deals with CASH in your bank. When it is put on hold that CASH is on hold. Credit cards put holds on available Credit, Not Cash unless you are using a pre-paid credit card which is really more like a Debit card.
You don't have the same protections buying with a Debit card as you do with a Credit card, the first being, they didn't get your CASH, they are only putting a hold on your Credit. If you can't afford the CASH, you shouldn't be using it.
krelvinaz said:
Debit cards are really handy, the merchant pretty much sees them as the same, but in fact they are not.
Debit card only deals with CASH in your bank. When it is put on hold that CASH is on hold. Credit cards put holds on available Credit, Not Cash unless you are using a pre-paid credit card which is really more like a Debit card.
You don't have the same protections buying with a Debit card as you do with a Credit card, the first being, they didn't get your CASH, they are only putting a hold on your Credit. If you can't afford the CASH, you shouldn't be using it.
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Yeah. They figured everybody has a credit card or bank accounts with the cash to temporarily fund it?
Still BS imo that they don't have the other option. I may be forced to return it for refund or deal with it as is. I figured they would give you both options.
"If you can't afford the CASH, you shouldn't be using it." Yes, But what other options do I have? Google is giving you no other option it seems expect to return it for a refund or deal with ASUS. As i said even the google rep said this wasn't going to work for everybody!
I'm hoping they can do what I said in the first post and honestly I see no reason why they wouldn't unless there system doesn't work.
I'm awaiting another reply form upper Management i guess about this.
krelvinaz said:
Debit cards are really handy, the merchant pretty much sees them as the same, but in fact they are not.
Debit card only deals with CASH in your bank. When it is put on hold that CASH is on hold. Credit cards put holds on available Credit, Not Cash unless you are using a pre-paid credit card which is really more like a Debit card.
You don't have the same protections buying with a Debit card as you do with a Credit card, the first being, they didn't get your CASH, they are only putting a hold on your Credit. If you can't afford the CASH, you shouldn't be using it.
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A strange elitist comment, so this guy paid in full for a tablet but in order to get a warranty replacement he should have calculated in double the price of the tablet, before he even purchased the tablet?
Went through the RMA process and it came off as Google was not quite sure how to handle advanced replacements, the whole emailing me a special link to buy a replacement tablet as it were. Was completely half ass'ed, they already have mine/our billing info why not just do anything with anyone's money after a tech has gave it once over
Sent from my Nexus 7 using Tapatalk 2
BrianDigital said:
A strange elitist comment, so this guy paid in full for a tablet but in order to get a warranty replacement he should have calculated in double the price of the tablet, before he even purchased the tablet?
Went through the RMA process and it came off as Google was not quite sure how to handle advanced replacements, the whole emailing me a special link to buy a replacement tablet as it were. Was completely half ass'ed, they already have mine/our billing info why not just do anything with anyone's money after a tech has gave it once over
Sent from my Nexus 7 using Tapatalk 2
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Thank you this is exactly my point.
This is going to probably be my first and only purchase for a google device form the google play store. Why is there no standard replacment like any normal company does such as Evga for example or a online retailers such as Amazon newegg etc.
What is up with the advanced link?
I hate to say it but my Dad just pointed out that something is shady about this only giving you this one option. What scares me the most is the following
"Additional charges up to the full price of your device will be incurred if our service center determines that the damage to your original device isn’t covered under warranty. Prior to ordering your replacement and sending your device for inspection, please refer to the warranty card in the Nexus 7 packaging or visit www.asus.com for details on the ASUS limited warranty."
pclov3r said:
Well that's the problem. It works for some people that are able to do so. What about the others that cant? Then it's horrible for those that cant.
Why didn't they have both options and give you the choice?
I'm still awaiting a email from Google about it.
Seems like I'm forced to return it for a refund to a replacement.
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First, first world problem. Second, sounds like you don't have your priorities straight. 3rd life ain't easy. 4th if you don't like it complain to them and do business with companies that meet your needs. Last, owning a N7 is not a right you aren't entitled.
Sent from my DROID RAZR using Tapatalk 2
pclov3r said:
Thank you this is exactly my point.
This is going to probably be my first and only purchase for a google device form the google play store. Why is there no standard replacment like any normal company does such as Evga for example or a online retailers such as Amazon newegg etc.
What is up with the advanced link?
I hate to say it but my Dad just pointed out that something is shady about this only giving you this one option. What scares me the most is the following
"Additional charges up to the full price of your device will be incurred if our service center determines that the damage to your original device isn’t covered under warranty. Prior to ordering your replacement and sending your device for inspection, please refer to the warranty card in the Nexus 7 packaging or visit www.asus.com for details on the ASUS limited warranty."
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I've never had to return my asus laptop and netbook to them since I have warranties with best buy but I really haven't heard a lot of good things with asus and their warranty. Personally that's why I'm sticking with google at the moment. My original was epic screen lift and I got replacement on friday and haven't hardly used it between friday and saturday due to work and it has a dead pixel and something is rattling around near the top. I'd rather have Google 2 day me a new one then wait god knows how long for asus.
pclov3r said:
Thank you this is exactly my point.
This is going to probably be my first and only purchase for a google device form the google play store. Why is there no standard replacment like any normal company does such as Evga for example or a online retailers such as Amazon newegg etc.
What is up with the advanced link?
I hate to say it but my Dad just pointed out that something is shady about this only giving you this one option. What scares me the most is the following
"Additional charges up to the full price of your device will be incurred if our service center determines that the damage to your original device isn’t covered under warranty. Prior to ordering your replacement and sending your device for inspection, please refer to the warranty card in the Nexus 7 packaging or visit www.asus.com for details on the ASUS limited warranty."
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Ever hear of money orders., paying by cash as in waiting until you can walk into a store and buy one. You are wrong, there are many options starting with take your business elsewhere.
By the way I would be careful suggesting something is shady that is pretty much a common business practice.
Sent from my DROID RAZR using Tapatalk 2
So, if I have to RMA, I have to have an additional $199 for the tablet on a credit card? I thought the policy was for Google to try to take the additional money AFTER the amount of time has passed that they didn't receive the tablet back (21 days?).
It's going to be real tricky trying to keep $200 on a card... especially since bills and stuff usually take my card below $200 each month. But then again, I guess I can hope to have a flawless device
jrpbulk said:
By the way I would be careful suggesting something is shady that is pretty much a common business practice.
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So it's common for businesses to force you to do an advanced replacement with no other options when 10 other businesses I've dealt with offer what I'm saying?
So in your option you should have double the cost of an item on your card before you buy it for this very reason?
Let me make it very clear
NOT EVERYBODY HAS A CREDIT CARD OR $200 IN EXTRA MONEY THEY CAN PUT ON HOLD FOR THE NEXT WEEK AND A HALF!!!
WHAT IS SO HARD TO UNDERSTAND ABOUT THAT
DO YOU BUY PRODUCTS AND SAY THAT YOU NEED DOUBLE THE AMOUNT ENCASE THE PRODUCT IS DEFECTIVE? NO!
SERIOUSLY!
espionage724 said:
So, if I have to RMA, I have to have an additional $199 for the tablet on a credit card? I thought the policy was for Google to try to take the additional money AFTER the amount of time has passed that they didn't receive the tablet back (21 days?).
It's going to be real tricky trying to keep $200 on a card... especially since bills and stuff usually take my card below $200 each month. But then again, I guess I can hope to have a flawless device
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They're not "taking" your money. They're putting a temporary authorization of the amount of whatever account you're using for the replacement (such as a bank account, credit card, etc.) Once they receive the defective tablet within 21 days and make sure it's all good then they'll take that temp authorization off your account. But if it's not returned to them within the 21 days that's when I believe they can charge you.
This will explain it more too
https://play.google.com/about/device-terms.html
funkyboy1281 said:
They're not "taking" your money. They're putting a temporary authorization of the amount of whatever account you're using for the replacement (such as a bank account, credit card, etc.) Once they receive the defective tablet within 21 days and make sure it's all good then they'll take that temp authorization off your account. But if it's not returned to them within the 21 days that's when I believe they can charge you.
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Yes, But the problem occurs when you don't have the extra money to put on hold.
pclov3r said:
Yes, But the problem occurs when you don't have the extra money to put on hold.
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Yea well sorry to burst your bubble but the minute you ordered your tablet and an email was sent to you saying thank you for your purchase they provided the link to their devices support. So from that moment they laid out the whole process of how this would work. Now whether or not you read it well that was your choice but all that information was there and just didn't mysteriously show up.
https://play.google.com/about/device-terms.html

Google wallet

Has anyone used Google wallet tap and pay yet on the N6??
SoCoCapricorn said:
Has anyone used Google wallet tap and pay yet on the N6??
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Yep. Works great.
Keep in mind though, that a lot of retailers may show the "Tap 'n Pay" symbol, but they don't have it enabled, so it won't work. Retailers such as Best Buy, Home Depot, Wal-Mart, etc., are trying to start their own service (CurrentC), and have disabled "Tap 'n Pay" as a result. So, you can't take the symbol as a guarantee that Google Wallet will work. However, when it does, it's awesome. Hopefully, these other retailers will come to their senses, and allow "Tap 'n Pay" on their terminals eventually, especially with all of the recent bad press about retailers getting hacked, and credit card information leaking. Google Wallet, as with any "Tap 'n Pay" system (like Apple Pay) doesn't actually give the retailers the credit card information, just a transaction code, so it's a LOT safer, and you should use it whenever it's available. CurrentC wants to pull directly from your checking (which is the whole point -- the retailers are tying to avoid credit card fees), will need your checking account routing information, and won't offer the MasterCard protection that comes with "Tap 'n Pay." Imagine how screwed you'd be if your CHECKING account information get's hacked!
Even if you don't use Google Wallet, you should feel free to download CurrentC (the app is on the Google Play store) long enough to give it a 1-star review. Let these retailers know that this isn't the best way to do business.
jt3 said:
Yep. Works great.
Keep in mind though, that a lot of retailers may show the "Tap 'n Pay" symbol, but they don't have it enabled, so it won't work. Retailers such as Best Buy, Home Depot, Wal-Mart, etc., are trying to start their own service (CurrentC), and have disabled "Tap 'n Pay" as a result. So, you can't take the symbol as a guarantee that Google Wallet will work. However, when it does, it's awesome. Hopefully, these other retailers will come to their senses, and allow "Tap 'n Pay" on their terminals eventually, especially with all of the recent bad press about retailers getting hacked, and credit card information leaking. Google Wallet, as with any "Tap 'n Pay" system (like Apple Pay) doesn't actually give the retailers the credit card information, just a transaction code, so it's a LOT safer, and you should use it whenever it's available. CurrentC wants to pull directly from your checking (which is the whole point -- the retailers are tying to avoid credit card fees), will need your checking account routing information, and won't offer the MasterCard protection that comes with "Tap 'n Pay." Imagine how screwed you'd be if your CHECKING account information get's hacked!
Even if you don't use Google Wallet, you should feel free to download CurrentC (the app is on the Google Play store) long enough to give it a 1-star review. Let these retailers know that this isn't the best way to do business.
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Yeah thank you, ive used google wallet since it debut, I even just ordered the Google wallet Card. I think Google wallet is really safe the way they don't give out your card or account info. It makes me super happy The N6 has Tap and Pay! I love using the feature
Sent from my SPH-L720 using XDA Free mobile app
SoCoCapricorn said:
Yeah thank you, ive used google wallet since it debut, I even just ordered the Google wallet Card. I think Google wallet is really safe the way they don't give out your card or account info. It makes me super happy The N6 has Tap and Pay! I love using the feature
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Just keep in mind that the Wallet card is a bit different than the app. While the app can directly pull from any credit/debit card that you have added to your Wallet account, the physical card will ONLY pull from your Google Wallet balance. It requires that you transfer funds from your checking account or credit card manually prior to any transaction, and if your Google Wallet balance is lower than the transaction amount, the transaction will be denied.
I have a physical Google Wallet card, which I ordered the day they were announced, thinking it'd work like the app. I was very disappointed to find out the above, and it's literally sitting on a shelf unused. I use the app exclusively. I simply never keep a Google Wallet balance, pulling directly from my debit/credit cards. The physical Wallet card is useless to me.
It works great on my Nexus 6! I love the look on people's faces when I psy with it because the Nexus is indeed a whale
Can't wait for all of this crap to settle out. (Disclosure: I work for a large financial company...trust me, you have heard of us and our credit cards...I don't work in the card division, though). I do not have a debit card...ATM card only. There is absolutely nothing to be gained for the consumer with any kind of debit transaction. No way I am giving Home Depot. etc. my checking account info to get set up on their system when I can just use a credit card. I am not going to give up points/miles/cash back and take on increased risk just so I can take my phone out of my pocket instead of my wallet. And we are still a long, long way from not needing a wallet (driver's license, medical insurance card, auto insurance card, AAA card, etc. etc.).

Why does Samsung Pay only work with certain banks?

With all the news about Samsung Pay at the moment, it's interesting to note that the Samsung Pay Beta page says you have to have a card from Bank of America, or another specific bank, in order to be able to use SP. What I don't get is, why does it only work with certain banks? Samsung confirmed they've partnered with Visa and MasterCard, so why wouldn't a Wells Fargo Visa, for example, work? What is it about the fact that a Visa debit card is issued by X bank vs Y bank that makes it incompatible? From the beta testers who have reported about how Samsung Pay works, you just scan the card, enter the relevant details, and *boom*, Samsung Pay is ready to work its magic.
Any thoughts/explanations?
**I'll also note that something else that confused me about the media's reporting of Samsung Pay was that, up until a few weeks ago, almost all the media was saying "Will SP be able to beat Apple Pay?" or "Will Samsung Pay catch on?" I felt like I was the only one who had actually watched the Samsung keynote and heard the part about "Samsung Pay will be backwards compatible with existing checkout stands via magnetic technology," and thus I wasn't in the least bit worried about "whether Samsung Pay will actually work." So, part of me wants to just chalk up the statement that it only works with certain banks to technological more misunderstanding on the part of the media…except for the fact that Samsung themselves said it.
I think it is just the beta that is limited by a certain bank. If not, this whole thing will be DOA.

What bank you use for Samsung pay

I have been use-ins Samsung pay With capital one. it works at walmart with No Problems at N F C terminal no problems But with Mst it is hit or Miss. Can not get to work at gas stations - I feal like it's a issue with the Bank I am using
. what bank do- you use and what Percent dose it work for you looking is starting another account with P. N.C
Won't work at gas stations because they require you to insert the card.
Sent from my SM-N950U using Tapatalk
I am talking about inside. Not outside. I called Samsung pay and my bank they both say they should be working
harlenm said:
Won't work at gas stations because they require you to insert the card.
Sent from my SM-N950U using Tapatalk
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I've been able to trick a few gas stations, I put in either my Drivers license or my credit card in backwards then pull it out quick and immediately put your phone up to the pump.
If you are gonna do that, why not just use a credit card? Seems like twice as many steps for the same result.
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harlenm said:
If you are gonna do that, why not just use a credit card? Seems like twice as many steps for the same result.
Sent from my SM-N950U using Tapatalk
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Points. Anyway, I've noticed that places that fail with the note 8...works with the Gear s3. Weird.
There are some retailers that will reject Samsung pay even if there is no technical reason to do so, should work does not mean it will work. I know off the top of my head Costco does not allow Samsung pay using MST (though I have not come across a Costco that has NFC).
At issue might be that if the retailer has chip and pin setup, then it will outright reject MST transactions if the card being used supports chip and pin.
I also suspect, and this is pure conjecture on my behalf, it has something to do with the tokenization and the inability to track spending patterns (if i recall gas stations are highly susceptible to false positive that anti-fraudulent algorithm detection uses) .
SteelPicori said:
There are some retailers that will reject Samsung pay even if there is no technical reason to do so, should work does not mean it will work. I know off the top of my head Costco does not allow Samsung pay using MST (though I have not come across a Costco that has NFC).
At issue might be that if the retailer has chip and pin setup, then it will outright reject MST transactions if the card being used supports chip and pin.
I also suspect, and this is pure conjecture on my behalf, it has something to do with the tokenization and the inability to track spending patterns (if i recall gas stations are highly susceptible to false positive that anti-fraudulent algorithm detection uses) .
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I thought it was the chip Samsung and capital one say it's not. It's really not that big of a deal that it don't work I cross the on as that don't out of my places to shop. If I can get points for purchasing stuff I already was going to purchase for later to get 100 dollar gift cards 6 months later I'm going to do it.
Wish wish there was a way to know where it works and what don't I deal embarrassed when it gets declined
I use American Express and it works pretty much everywhere. But in NY it's basically a law to have Android/Apple/ and samsung pay support in every store. I use both forms of Samsung pay and it works basically every time. I'll give Android pay a shot sometime but not for a little while mainly because Samsung pays little swipe up for debit card use is awesome. Also I should say that in my experience (earlier today at a dollar general) I was having issues with the mst. But I found out it was due to placement. Also my note 8 froze the cashier computer so we had to reboot the computer and try it and it all worked great. So if you have issues just see if it's a placement issue.

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