Rooted rom with banking app - Samsung Galaxy Note 8 Questions and Answers

Has anyone in UK found a bank that that don't have too strict control over their app being run on a rooted phone ?
The bank I am with I can't use on a rooted phone it is still able to detect magisk's hide function and these crappy stock ROMs are driving me nuts.

The banking apps rely absolutely on safety meassures, and rooting is the anthitesis of safety, in fact, is a good thing that all banking apps refuse to work on rooted devices, for our own peace of mind

I often hear of banking apps not working with root or tripped knox. Just curious, what do these banking apps offer besides account management?
I just view my banking through my bank's website and in the past not even in mobile view. I hate mobile view but my bank's website is forcing mobile view on mobile devices now. I'm rooted & knox tripped, never tried my bank's app though so I don't know if it's affected.

Zionator said:
Has anyone in UK found a bank that that don't have too strict control over their app being run on a rooted phone ?... .
Click to expand...
Click to collapse
There is an app that could "hide" the fact that the phone is rooted, from apps like the banking one. Used it on my previous rooted phone, but can't remember what's called (I'm now on a new, yet unrooted device). I'll look for it, but do a search with that condition...

​
Zionator said:
Has anyone in UK found a bank that that don't have too strict control over their app being run on a rooted phone ?
The bank I am with I can't use on a rooted phone it is still able to detect magisk's hide function and these crappy stock ROMs are driving me nuts.
Click to expand...
Click to collapse
The Co Op bank app still works, I do expect that to change at some point though.

winol said:
The banking apps rely absolutely on safety meassures, and rooting is the anthitesis of safety, in fact, is a good thing that all banking apps refuse to work on rooted devices, for our own peace of mind
Click to expand...
Click to collapse
I don't care much for that as I am not super rich and my account is more or less empty at the end of the month so I ain't got much to loose and besides I doubt any of the devs here on xda have evil intent.
I just need to keep track of bank balance so I know when not to buy something.
I just don't wanna run around with a second device from the bank in my pocket to be able to access my account from webview that I have to insert my card into to get a online banking code from every time.
I got a credit card that had an app which always use to work on rooted devices and still does. Never had any issues with that.
I find this extremely stupid that the bank allows me to view my account via a browser on a rooted phone bit not through the app.
That's so dumb.

shouren04 said:
I often hear of banking apps not working with root or tripped knox. Just curious, what do these banking apps offer besides account management?
I just view my banking through my bank's website and in the past not even in mobile view. I hate mobile view but my bank's website is forcing mobile view on mobile devices now. I'm rooted & knox tripped, never tried my bank's app though so I don't know if it's affected.
Click to expand...
Click to collapse
Well it works fine on knox tripped as I have banking app on this phone which has been rooted from day one but now I am on Oreo stock unrooted and banking app works fine.
I don't mind the webview but my bank requires me to use a secondary device to view through the website that gives me an access code and it so stupid to have to carry that around with me.

Related

How to use Google Wallet instead of Android Pay

I tried and failed to pay with my rooted phone recently.
When I put my phone on the NFC pad, Android Pay popped up and told me that I can't pay with it because my phone it rooted.
Actually, I prefer Google Wallet over Android Pay, but it seems Android Pay just disables Google Wallet. Is there a way to disable Android Pay?
I deleted "Android Pay" app before. I checked that it is not in my all app list. Somehow it can still pop up.
Not sure if you noticed, but Google made the decision recently to separate Google Wallet into two separate apps. Wallet is now used only to send money to people, and Android Pay is required now to do NFC payments. As far as I know, there is no fix currently for rooted devices to use it as I have the problem as well. It's a shame too because I used NFC payments all the time before they changed the app.
Please though, if someone knows of a workaround to get Android Pay working I'd love you forever. I tried some of the suggestions in other threads saying to hide your root access and such, but none of it has worked so far.
beansNcornflakes said:
Not sure if you noticed, but Google made the decision recently to separate Google Wallet into two separate apps. Wallet is now used only to send money to people, and Android Pay is required now to do NFC payments. As far as I know, there is no fix currently for rooted devices to use it as I have the problem as well. It's a shame too because I used NFC payments all the time before they changed the app.
Please though, if someone knows of a workaround to get Android Pay working I'd love you forever. I tried some of the suggestions in other threads saying to hide your root access and such, but none of it has worked so far.
Click to expand...
Click to collapse
Neither do they worked for me. I tried temporarily turning off root, RootBlock and No Device Check

Package Disabler Pro experience and comment on their authenticity

After 2 weeks of attempts to make it work, after several emails sent to the PoliceDeveloper team, here is my conclusion. This product is malicious or doesn't work.
Notice: I do not work for Samsung nor I've ever worked for PoliceDeveloper. I have no interest at all posting this except warning the next users. I'm simply a guy a bit pissed off by Samsung bloatwares.
Maybe my experience could bring some additional answers to a certain post reported on reddit and named: package_disabler_question.
This app is weird for several reasons explained below:
The developer team doesn't support you. The process is well documented nowhere, even in their emails, really absolutely nowhere. Apparently it doesn't work and when you show them the proof that you are dealing with an installation issue, they don't dare to reply, they simply ignore you or reply with an automated template. Truly disrespectful when you trusted them buying the app on the store.
Their website seems to refer to wrong versions only (based from my own experience). From the Google store, versions sometime work, sometime they doesn't. It was mentioned somewhere (app itself or their website) that you have to install a "PDP engine". When it's done, it still doesn't work, you write to the team and at that moment they state by email you don't need to use it anymore. So why is there a PDP engine to install at the very begining?? And the strangest thing is you don't know at all which tool is doing what, because nothing is explained anywhere.
The tool needs an internet connection, but you don't know what is it for? You guess, seeing what happens on your screen, that Knox validate the license. But is it even a genuine popup? I asked to the team what was this connection requirement for. Strange, after this email, silence from the team until the date I'm sharing my experience here.
Now if it was only about some painful installation and comunication with the dev team, I would only rank it with 3 or 4 stars, complimenting them for the great work. But there is much annoying, the tool maybe does not do what it pretends to do. When you achieve to install it and make it work after several emails, you want to disable some packages, they become indeed displayed in a disabled app list within PackageDisabler, good! But when you check the Android built-in task manager, nothing is in the Android disabled app list. I tried to run one of the recently disabled package and the app can't start. So does it do the job or does it make you think it does... I'm not an Android specialits so I simply asked about this to the team, not a single answer.
They state Samsung is trying to block their app. They just explain that maybe in the purpose to work under the radar sending you an apk by email, and of course you have to give Admin permission to that app. So is it even true Samsung is fighting them? And if it was true, why? You will tell me because they want to protect their juicy bloatware apps. Based on my experience, I'm begining to think maybe Samsung simply tries to protect their platform end users from that app...
I asked for a reimbursement. Yes even for 2$, it doesn't work on my Galaxy S9 so help me or give me my money back. No answer from PoliceDeveloper...
So I let you make your own judgement about all of these.
In my opinion, when you buy an app and ask for what the app needs/does, or simply why it seems not to do what the developer claims, you should get your answers. Otherwise there is something sleazy.
Note: Galaxy S9 Duos - Exynos here...
No problems here. I've been using it for some time and the only problem I've ever had was a minor one that was fixed with a new update.
Tel864 said:
No problems here. I've been using it for some time and the only problem I've ever had was a minor one that was fixed with a new update.
Click to expand...
Click to collapse
May I know which phone you are using?
yecundha said:
May I know which phone you are using?
Click to expand...
Click to collapse
S9, US Snapdragon
Been using on my s9 exynos for 2 months now. Perfect!
I actually bought package disabler pro from the play store couple days ago (s9) and it has worked fine. I found it actually helpful on reading details on apps installed. Giving it admin permission does bother me, but its permanent.
elstano2k7 said:
I actually bought package disabler pro from the play store couple days ago (s9) and it has worked fine. I found it actually helpful on reading details on apps installed. Giving it admin permission does bother me, but its permanent.
Click to expand...
Click to collapse
I would guess that for it to interact with other apps or system services it would need admin.
Works fine here on exynos s9 after update. Had bought the original app and they gave me a voucher for the new one.
It works for me but it does look hacky. It acts as a device administrator, like what a corporation might give you as a condition of using the LAN. It can not modify or uninstall apps but it can refuse their use. I would have returned my S9+ if not for this app. Samsung ads were constantly popping up even after two days of trying to get rid of them. The phone was unusable until the bloat was disabled.
kevinmcmurtrie said:
It works for me but it does look hacky. It acts as a device administrator, like what a corporation might give you as a condition of using the LAN. It can not modify or uninstall apps but it can refuse their use. I would have returned my S9+ if not for this app. Samsung ads were constantly popping up even after two days of trying to get rid of them. The phone was unusable until the bloat was disabled.
Click to expand...
Click to collapse
It's just a UI for the adb uninstall commands, but backs them up so you can restore them, even the uninstall adb commands don't really uninstall them, you need root for that
working just fine for me, responsive developer (email them and give me the serial number from previous apps.), and no malicious problem here. all green
What apps are recommended to uninstall?
I'm checking now and I can hardly believe how much crap came with this phone. No wonder I couldn't get it to work before. Essentially, I disabled anything that was:
- Running in the background or using data even though I don't use it
- Popping up advertisements (all Samsung apps)
- Location spyware like weather apps and dynamic keyguards
- Bixby everything
- No chance of being needed (this will vary greatly by person)
Briefing, Yelp, Knox Enrollment Service, Galaxy Essentials Service, Galaxy Essentials Widget, Samsung Keyboard, Weather, Samsung Internet, Samsung Billing, SystemUIBixby, Samsung+, Secure your stuff, Secure Folder, Sports, Finance, Bixy Vision, Samsung Themes, Samsung Pay Framework, Samsung Cloud, Autofill with Samsung Pass, Samsung Pass, Samsung Experience Service, Keyguard Wallpaper Updator, Gear VR Service, Game Tools, Game Launcher, Find My Mobile, Secure Wi-Fi, Email, SmartThings, BixyVision Framework, Voice wake-up, Samsung voice input, Bixby Service, Bixby Global Action, Bixby Voice Stub, Bixy Voice, Smart Things, com.samsung.android.app.watch.managerstub, Bixby Home, AirCommandManager, Samsung account, KnoxVpnPacProcessor, Google VR Services, Google, Gmail, Facebook App Installer, Facebook Services, Facebook App Manager, Game Optimizing Service, Dictionary, CNN for Edge Panel
To the op: it needs internet for two reasons. To connect with knox servers to allow the app to do what it does, that's Samsung's requirement. And to verify the license for the actual app, to prevent piracy.
And for why it's not working... You didn't really describe what's happening, so we can't help you... But i mean, a lot of people have a great experience with PDP for samsung devices... I can only assume its user error... Maybe you refuse to Grant it permissions, have a device that's restricted with knox by your employer, or you're rooted (or were)...
Pretty good list.
kevinmcmurtrie said:
...Knox Enrollment Service, Samsung Experience Service, Google
Click to expand...
Click to collapse
Kinda surprised it still worked after partially disabling the service that makes it possible (knox)... No doubt you're getting some extra cpu drain from the errors that's causing, run a log cat, guarantee you've got a lot errors happening.
And for the Samsung Experience Service, you must be using a third party launcher, because that's essentially touchwiz.
As for Google, don't quite see the benefit of disabling that. It's where google assistant is, and hardly does anything at all in the background.
Otherwise, great list.
Tip for everyone, after disabling apps, run a logcat (google "adb log cat" or download the cat log app) and just look for the words "error", "warning", "failed, "doesn't exist", and "found"... The more time you see any of those, more than likely that means more resources wasted because of missing packages. (Services call on other services, and they tend to cause tantrums when they don't get a response)... Probably a good idea to also do it before disabling anything, to establish a baseline.
I disabled the annoying app that kept asking me to sign up for Knox services. I don't think there's any means to disable Knox itself since it's part of the bootloader. There are plenty of errors spewing in logcat but they all appear to be sloppy code rather than any specific problem.
Nova Launcher Prime replaces Samsung Experience.
Google Search is disabled because I'm not using the search bar and it seems to pre-fetch a LOT in the background. I'm not a fan of Google cross-linking everything in inappropriate ways so I'm not using their apps.
MailDroid Pro replaces Email and GMail.
I noticed that Google now spams your phone's GMail account asking you to use Google apps. There's no opt-out, of course.
Nye-uhls said:
To the op: it needs internet for two reasons. To connect with knox servers to allow the app to do what it does, that's Samsung's requirement. And to verify the license for the actual app, to prevent piracy.
And for why it's not working... You didn't really describe what's happening, so we can't help you... But i mean, a lot of people have a great experience with PDP for samsung devices... I can only assume its user error... Maybe you refuse to Grant it permissions, have a device that's restricted with knox by your employer, or you're rooted (or were)...
Pretty good list.
Kinda surprised it still worked after partially disabling the service that makes it possible (knox)... No doubt you're getting some extra cpu drain from the errors that's causing, run a log cat, guarantee you've got a lot errors happening.
And for the Samsung Experience Service, you must be using a third party launcher, because that's essentially touchwiz.
As for Google, don't quite see the benefit of disabling that. It's where google assistant is, and hardly does anything at all in the background.
Otherwise, great list.
Tip for everyone, after disabling apps, run a logcat (google "adb log cat" or download the cat log app) and just look for the words "error", "warning", "failed, "doesn't exist", and "found"... The more time you see any of those, more than likely that means more resources wasted because of missing packages. (Services call on other services, and they tend to cause tantrums when they don't get a response)... Probably a good idea to also do it before disabling anything, to establish a baseline.
Click to expand...
Click to collapse
Any diference with AdHell 3 when disabling the apps? I'm using AdHell (is free), but I'd like to know if the uninstallation performed by PD is deeper.
Shaglok said:
Any diference with AdHell 3 when disabling the apps? I'm using AdHell (is free), but I'd like to know if the uninstallation performed by PD is deeper.
Click to expand...
Click to collapse
Adhell 3 uses KNOX, Package Disabler Pro uses ADB
*Detection* said:
Adhell 3 uses KNOX, Package Disabler Pro uses ADB
Click to expand...
Click to collapse
Thanks, but sorry for the (surely silly) question. The result is the same? I mean, disabling via ADB is like disabling via Knox? Or one method is better than other?
Enviado desde mi SM-G950F mediante Tapatalk
Shaglok said:
Thanks, but sorry for the (surely silly) question. The result is the same? I mean, disabling via ADB is like disabling via Knox? Or one method is better than other?
Enviado desde mi SM-G950F mediante Tapatalk
Click to expand...
Click to collapse
Different methods, same result
*Detection* said:
Adhell 3 uses KNOX, Package Disabler Pro uses ADB
Click to expand...
Click to collapse
Package Disabler pro on samsung devices also uses Knox, it uses adb for non-samsung devices.
kevinmcmurtrie said:
Nova Launcher Prime replaces Samsung Experience.
Google Search is disabled because I'm not using the search bar and it seems to pre-fetch a LOT in the background. I'm not a fan of Google cross-linking everything in inappropriate ways so I'm not using their apps.
MailDroid Pro replaces Email and GMail.
I noticed that Google now spams your phone's GMail account asking you to use Google apps. There's no opt-out, of course.
Click to expand...
Click to collapse
Well right on, you've got your replacement apps. I couldn't do that personally (even before i got hooked on Google Assistant).
And you can turn off a LOT of the pre-fetching, and the cross linking that the Google app and others do, but of course there will always be some (web and app activity in google account. Others in the google app, like contacts, calendar, call logs, sms, etc)
I'd be interested to know how your battery life compares, because while the Google apps can be... Busy... They do their business in pretty light-weight ways.

Magisk security risks

Hey, folks,
I have a question about the risks involved in using Magisk on the phone and also Xposed. Using Magisk and Xposed has always been elementary for me, however, I have never used my bank account on my phone as I am afraid of being vulnerable for using these applications. In my new job the use of my banking application is mandatory so I don't know if I should uninstall Magisk and Xposed. What do you guys think? Is it advisable to manage money on your phone with these applications installed?
thank you
Can you even run the banking app with xposed installed? It breaks safetynet and apps probably check for that. As for magisk yeah it's perfectly fine.
Hi,
I haven't had any problems. Being unable to sit up in front of a PC/Laptop, I handle *everything* on my phone.
Of course, like anything important, use proper security measures. Using a VPN is advisable. Look at places like the Android Authority Tech Store. They have deals here and there. I've purchased "Lifetime" (20 years) deals on 2 different quality VPN services, one for $20 and the other for $40. One goes out, or even out of business, I've got the other and my money's worth long ago, so no big deal.
I also use Avast! Anti-Virus (not asking for opinions), as it's Free. There's also an app that scans for cell specific stuff that "spies" on what your doing, called "Incognito" for $2-$3 (one time).
Use what you feel good about, that's just me. Just use common sense as always, of course.
But no, I have not had any issues. So either I'm secure, or they've gotten in, saw how little there is and decided that I need it more than they do and are probably working on ways to put money *in* for me.
TTYL
Posted from my way cool LG V20 (H910) Nougat 7.0
From my experience Magisk is completely safe, it hides root very good. Some banking apps might still recognize it and block it, but you can try hide the app in the magisk manager section or even generate a random package name for the magisk manager itself if the bank app still finds it.
Also, using EdXposed (the new "unofficial" version for oreo and pie) won't affect safetynet, but again some apps might recognize it. There is a module for that called "rootcloak", it hides root, xposed and particular keywords that you can manually add, from some apps you can choose.
Last time I tried that was 2 or 3 months ago, and my banking/security apps worked normally without any problem. You just have to play around a little with those hiding-settings when you flash them the first time, that's it.

Issue: Using NFC for Payments (rooted)

Hi everyone, I've been seeking for a solution before posting here, didn't want to bother anyone or clutter the web, but as a last resort...
My device is rooted, props successfully installed and set. Banking app works, Netflix and even McDonald's (which I've tested because i had a cts issue) which is now solved.
The issue now is that i want to activate payments using NFC, but when i open my bank app and try to activate the toggle it shows this error:
"your smartphone does not meet the requirements to use NFC payments.
HCE_INIT_ACTIVATION/ERROR_SECURITY_TRC"
It's not a big issue, but if there is a work around. I would like to know.
Good you have an option alternative to Google Pay in first place (you are probably not in US, right?). I recently has similar question posted on reddit without much success. Let's see what audience will propose here.
Yes indeed i'm from Europe and I'm not using G-Pay because i think every bank here have their own toggle in their apps to activate or deactivate the option: "pay with your smartphone."
I'm also pretty doubtful as to whether there is a solution to this error, however my fingers are crossed.
ScratchTheCat said:
every bank here have their own toggle in their apps to activate or deactivate the option: "pay with your smartphone."
Click to expand...
Click to collapse
There was same case in US 3-5 years ago and then Google Pay took over and now none of the banks supports its own payment feature in app
Did you check Xposed? There are modules to bypass root check in some European banks available, may be at least on will work.
That's some pretty bad news, that means that Europe will most certainly follow soon enough...
I have not tried Xposed or EdXposed yet, I'll look into it tomorrow and try it out depending on the info.
Question; Does Magisk pass the safety test on your device?
Can you find Netflix on the Playstore? = basicIntegrity
Can you use the McDonald's app? = ctsProfile
I'm curious about your case too.
Even when your bank does not support Google Pay yet, you can use PayPal and they draft the payment from your bank account. Or open an additional account with a bank supporting GPay.
ScratchTheCat said:
Hi everyone, I've been seeking for a solution before posting here, didn't want to bother anyone or clutter the web, but as a last resort...
My device is rooted, props successfully installed and set. Banking app works, Netflix and even McDonald's (which I've tested because i had a cts issue) which is now solved.
The issue now is that i want to activate payments using NFC, but when i open my bank app and try to activate the toggle it shows this error:
"your smartphone does not meet the requirements to use NFC payments.
HCE_INIT_ACTIVATION/ERROR_SECURITY_TRC"
It's not a big issue, but if there is a work around. I would like to know.
Click to expand...
Click to collapse
What is this application you are using? Can you provide a link to google play store? And one more question, do you have to register to the banking application to add a card and see this error
Spartacus500 said:
What is this application you are using? Can you provide a link to google play store? And one more question, do you have to register to the banking application to add a card and see this error
Click to expand...
Click to collapse
Yes this is an app of the bank I'm customer of, so you need to be a customer there and have a bank account and a card, plus a card reader to login to the app at first. Which all works as it should, however the NFC "tap to pay" option doesn't work. Due to the error mentioned above. Also apps such as "it's me" also don't work. https://play.google.com/store/apps/details?id=be.bmid.itsme&hl=nl&gl=BE
When I'm off work, I'll try EdXposed.
ava1ar said:
There was same case in US 3-5 years ago and then Google Pay took over and now none of the banks supports its own payment feature in app
Did you check Xposed? There are modules to bypass root check in some European banks available, may be at least on will work.
Click to expand...
Click to collapse
I've tried EdXposed along with it's modules flashed through Magisk. No luck at all.
However EdXposed does show the NFC app in the blacklist which Magisk doesn't.
My banking app doesn't seem to know that the device is rooted until it asks me to turn on NFC.
Ehh idk...

Banking App not working

Hello all,
I'm new to using Pixel Experience on my Pixel 2 XL and am running into an issue with one banking app. I installed version 12 of Pixel Experience and the TD Bank app won't even show up in the Play Store. If I try and download it from the web, I get "Your device isn't compatible with this version". I went ahead and installed Magisk and enabled MagiskHide but that didn't seem to help much. Since I can't even get it installed, I can't specifically hide root for that app.
Any ideas or suggestions would be greatly appreciated.
Thanks,
Fred
In my prior experiences with a rooted device on which banking account didn't work it did with island. Maybe you can install the banking app to island and use it there, because within island there is no root
Bright.Light said:
In my prior experiences with a rooted device on which banking account didn't work it did with island. Maybe you can install the banking app to island and use it there, because within island there is no root
Click to expand...
Click to collapse
Thanks I will look into Island as I wasn't familiar with it. I did end up getting it working by exporting the app APK from another phone and installing it on this one.
Fred

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