Samsung Pay behaviour change? - Samsung Galaxy S10 Questions & Answers

Did they do something in the loyalty card feature of Samsung Pay for the S10?
My loyalty cards are no longer being read at devices like they did on my Note 8. I seem to remember they had some pulsing type technology that made them readable.
Has this been removed or is there a setting somewhere to enable it? Was this dependent on the notification LED?

ozgadgetguy said:
Did they do something in the loyalty card feature of Samsung Pay for the S10?
My loyalty cards are no longer being read at devices like they did on my Note 8. I seem to remember they had some pulsing type technology that made them readable.
Has this been removed or is there a setting somewhere to enable it? Was this dependent on the notification LED?
Click to expand...
Click to collapse
I think you're talking about MST that Samsung pay uses. It is still available on the S10 line of phones. Now for you, I'm not sure about the loyalty cards, I don't have any myself to try out or add.

Related

[Q] Some idea - is it possible to backup and simulate a sim card?

I was trying to find a good rate for a flatrate AND telephone costs - but somehow either on or the other sucks for me. I heard of phones which have dual sim, but the Galaxy has only one slot, so an idea came up:
Would it be somehow possible to backup a sim card and simulate it much like cdrom drives etc can be simulated on a pc? Possibly not I guess since it is read by hardware and all that stuff is hardwired, but I don't really know about this much so I wanted to ask you guys who know alot about the internals of the phones.
Its just a crazy idea ... it would probably not be "allowed" either but I'm just interested =)
the galaxy s has a setting that i noticed before it says ''dual sim - no'' was in txt document somewhere in system. what you propose would be a major security issue i certainly wouldnt want anyone else to get my cloned sim so such apps should never be made. you can buy a dual sim adapter they even support 3g and are pretty cheap you can take look at few here browse to second item.
http://www.fonefunshop.co.uk/dualsim/dualsimcovers.htm
Even if it could be done, it would certainly be illegal. The developer who made this possible will face lawsuits from all the major (and perhaps the smaller one as well) carriers.
This would be great feature/software and not only for illegal things. For example - I have a phone, which has something broken in SIM card reader - it gives me "No Sim card in Phone" whatever SIM I use... So with such software I could make an image of my valid SIM card on another phone and would be able to use it with "half-broken" phone
Unfortunately, this is not possible at the moment and my phone is almost useless

[Q] Tethering?.. (Verizon)

So I just upgraded to a Lumia 928 (my first WP) but because of pricing reasons and other contracts am still on a Nationwide Talk & Text plan, I am however now limited (tiered data). Now Verizon still wants to charge me for this feature despite the whole MCI v. FCC. 515 F 2d 385 (D.C. Circ 1974) thing where blocking or restricting apps on the C block is illegal and they can't charge extra for tethering (7/31/12). I've filed a 2000B form complaint with the FCC but I'm wondering if there is any current way to tether for free; I do have a developer account through dreamspark so even just a xap or sln file would work. Otherwise realistically, will the FCC do anything? This does (or at least can dependant on local radio towers) operate on the 700 band so the C Block rules should apply.
Is there any way to tether on WP8 for free?
(Again illegally imposed restriction on a tiered data plan)
Wired tethering is possible on Samsung devices, and may bypass the carrier check, but it's not (so far as I know) avaialable on Nokia phones yet. Other than that, there's no such option that I'm aware of.
I haven't read the court decision in detail, but my recollection was that it still allowed charging for tethering, just that they couldn't block it. This may be mistaken on my part, though. Frankly, I have no love for Verizon at all - they nickel and dime customers to death, they use the travel-incompatible CDMA technology, they don't offer incentives to bring your own phone (they barely support it at all), and their early temination fees are steep.
GoodDayToDie said:
Wired tethering is possible on Samsung devices, and may bypass the carrier check, but it's not (so far as I know) available on Nokia phones yet. Other than that, there's no such option that I'm aware of.
.
Click to expand...
Click to collapse
Thanks,
I haven't read the specifics other than the press release
In addition, the company recently revised its service offerings such that consumers on usage-based pricing plans may tether, using any application, without paying an additional fee.
Click to expand...
Click to collapse
so I thought that would include the built in internet sharing app
Frankly it's incredibly unclear and sucks
due to the way employee discounts are applied it's cheaper to have 5 smartphones @ 2gb each vs 10gb of shared with 5 smartphones even though the plan price works out to be the same
If you are on a tiered plan, you have free tethering included. I have used it several times myself (Lumia 928)
* settings/internet sharing
nunyazz said:
If you are on a tiered plan, you have free tethering included. I have used it several times myself (Lumia 928)
* settings/internet sharing
Click to expand...
Click to collapse
I thought that was the case but it is not
Just took some screenshots
this is what I get when I click through
turn on
Add internet sharing
yes -> call to subscribe
no -> just goes back to turn on option
Then you don't have a tiered plan. Mine works fine, I use it several times a week.
Hello, i bought a Nokia Lumia 928 on ebay from the states. I live in Sweden. and shure enough, i should have googled the phone a bit more before i bought it.
I have fixed to of my biggest problems with this phone.
Number 1. audio dropouts / call sound problems, speaker problems / no sound
If you go in to audio settings and you are able to change equalizer without having earphones plugged in, its the 3,5mm speaker jack that is the problem.
If you want to fix it yourself just search YouTube for Lumia 928 disassembly.
My quick fix is somewhat risky but I had to do it because my t5 torx in the speaker jack is busted.
I removed the screw in the simtray hole, unclipped the shell where the micro USB is, then went around the 3,5mm jack, down on the long side beside it, just few centimeters below, bended it out, this is hard, this way the 3,5mm connectors moves free from connector cable, blow in the crack and 3,5mm hole to get out dust, then press the phone together again and restart, I have had to do this twice. Buy a dustcap for 3,5mm jack..
Google searchers tags
No sound call Nokia Lumia 928 earpiece speaker dropped fix repair headset Bluetooth
2. lumia 928 Tethering, wifi hotspot, internet sharing
I was not able to use this due to verizons lockdown, i was just kicked out when i tried to activate it. But i updated to GDR3 and installed Nokia Access point and edited my apn settings in that app. (I already did it in the regular phone settings but it did not help)
http://www.wpcentral.com/download-preview-developers-and-get-gdr3-right-now
http://www.windowsphone.com/en-us/store/app/access-point/ce3895c7-01d0-4daf-a4c3-25c10463942d
And for some reason, when i did these two steps, i can now active internet sharing, i guess the Nokia access point app did something different, because i could not activate internet sharing before this.
When you have installed Nokia access point, you will find it under settings / access point

Need a Note 9 Snapdragon w/Oreo on Verizon that won't be Pie bombed

I need a strategy for a Note 9 Snapdragon w/Oreo on Verizon that can be safe from being Pie bombed by terrorist countries such as Google and Verizon, and becoming a POW in the Samsung Qualcomm prison like so many others. Has anyone found a way to successfully defend against their cyber attacks?
Google started the war by invading applications with a policy change that disabled our call history recorded by Automatic Call Recorder that us, and many others, use to track time, and take notes for projects, by not allowing it to read from our address books. We retaliated by side-loading the previous APK and set up a defense perimeter by turning off all automatic application updates. However, they also make nightly raids on our businesses by dropping Pie bombs and locked boot loaders to prevent us from recording our calls to stop and cripple our industries to bring us to our knees. Some have said, while sifting through the rubble after being Pie bombed, that they could still record some calls, if they were not Wi-Fi calls. However, even if true, Wi-Fi calling is often used when Wi-Fi is available, always used by Google Voice, and happens any time you are connected via Wi-Fi and out of range of the towers, such as flights, cruises, and when visiting foreign countries.
It has not escaped my attention that Google applications read our address books when we get a call, displays call history, and like all Trojans, tries to store our address book and personal information on their server. However, Automatic Call Recorder may not read the address book even locally, nor may other apps. There is obviously a two tier justice system. However, as we have seen, it takes time to bring these deep state actors to justice. As Allies, we need to work together to defeat these forces of evil.
Let me know if you have found a way to defend against their Pie bombs, and still retain your stylus. Otherwise my options are to carry a Note 4 with KitKat in the US and two phones when I travel, or give up a stylus, drop Samsung, and buy a phone I don't want to defend myself against the Pie virus, and their next terror weapon, Quirks. Yeah, I know I'll get attacked by their attorneys for leaking the name of their next version of Android, but it's no more Mr. Nice Guy. History has proven that appeasement ends up making the eventual and unavoidable confrontation with evil far more costly every time.
Insincerely,
IT_Architect
That just appears to be a very wordy way of saying you dislike certain features of Android 9 Pie.
Need a Note 9 Snapdragon w/Oreo on Verizon that won't be Pie bombed
Click to expand...
Click to collapse
No, it's a question of if anyone has found away to prevent Pie from being forced upon them, which disables widely-needed functionality that they depend on, and not even being able to root the phone to get around it, like they can do with other phones, that don't have another desirable feature, a stylus. The rest is a little humor to brighten up people's day.
I'm running Android 9 on my Note 9, and it's great!
Seek professional mental help.
IT_Architect said:
I need a strategy for a Note 9 Snapdragon w/Oreo on Verizon that can be safe from being Pie bombed by terrorist countries such as Google and Verizon, and becoming a POW in the Samsung Qualcomm prison like so many others. Has anyone found a way to successfully defend against their cyber attacks?
Google started the war by invading applications with a policy change that disabled our call history recorded by Automatic Call Recorder that us, and many others, use to track time, and take notes for projects, by not allowing it to read from our address books. We retaliated by side-loading the previous APK and set up a defense perimeter by turning off all automatic application updates. However, they also make nightly raids on our businesses by dropping Pie bombs and locked boot loaders to prevent us from recording our calls to stop and cripple our industries to bring us to our knees. Some have said, while sifting through the rubble after being Pie bombed, that they could still record some calls, if they were not Wi-Fi calls. However, even if true, Wi-Fi calling is often used when Wi-Fi is available, always used by Google Voice, and happens any time you are connected via Wi-Fi and out of range of the towers, such as flights, cruises, and when visiting foreign countries.
It has not escaped my attention that Google applications read our address books when we get a call, displays call history, and like all Trojans, tries to store our address book and personal information on their server. However, Automatic Call Recorder may not read the address book even locally, nor may other apps. There is obviously a two tier justice system. However, as we have seen, it takes time to bring these deep state actors to justice. As Allies, we need to work together to defeat these forces of evil.
Let me know if you have found a way to defend against their Pie bombs, and still retain your stylus. Otherwise my options are to carry a Note 4 with KitKat in the US and two phones when I travel, or give up a stylus, drop Samsung, and buy a phone I don't want to defend myself against the Pie virus, and their next terror weapon, Quirks. Yeah, I know I'll get attacked by their attorneys for leaking the name of their next version of Android, but it's no more Mr. Nice Guy. History has proven that appeasement ends up making the eventual and unavoidable confrontation with evil far more costly every time.
Insincerely,
IT_Architect
Click to expand...
Click to collapse
Install Adhell 3 you can freeze system apps! So there is no way you can get Pie bombed!
N1NJATH3ORY said:
Install Adhell 3 you can freeze system apps! So there is no way you can get Pie bombed!
Click to expand...
Click to collapse
Thanks tons for your reply. I saw reference to Adhell 3 on another thread, as well as packagedisabler, and adb. I'm more confident that I don't need to give up on the Note series and stylus.
My next thoughts go toward whether to buy the USA unlocked or Verizon model. The "USA Unlocked" bands, according to TechWalls, seem to be a superset of Verizon's, and doesn't have the permanently installed software from Verizon, of which Message+ is the only one we use AFAIK. OTOH, I've heard of issues with Wi-Fi calling and band aggregation on the Verizon network if one doesn't use Verizon's phones, that some say can be worked around by flashing. We don't foresee a reason to leave Verizon but the extra FDD LTE B14, B30, B71, and TDD LTE B46, could prove useful, especially B71. I would be interested in your perspectives on this decision.
Thanks again!
N1NJATH3ORY said:
Install Adhell 3 you can freeze system apps! So there is no way you can get Pie bombed!
Click to expand...
Click to collapse
Unfortunately, as there is no way to generate a new key any longer unless for SEAP partners, Adhell3 should not be considered as an option.
raul6 said:
Unfortunately, as there is no way to generate a new key any longer unless for SEAP partners, Adhell3 should not be considered as an option.
Click to expand...
Click to collapse
Is there a method that still works?
IT_Architect said:
Is there a method that still works?
Click to expand...
Click to collapse
Yes, adb route or using package disabler app
For what it's worth, I've successfully disabled the update on several unlocked devices using ADB. However, Verizon's version has a different update system and managed to force the update after 2 months of disabling Software Update and System Updates. Maybe someone can shed light on all the apps that need to be disabled on the Verizon version to prevent the update.
raul6 said:
Yes, adb route or using package disabler app
Click to expand...
Click to collapse
Thanks tons! I needed to know that.
Guyinlaca said:
For what it's worth, I've successfully disabled the update on several unlocked devices using ADB. However, Verizon's version has a different update system and managed to force the update after 2 months of disabling Software Update and System Updates. Maybe someone can shed light on all the apps that need to be disabled on the Verizon version to prevent the update.
Click to expand...
Click to collapse
I will need a solid solution for that. That would be a catastrophe for us and business and customers who are asking us. Call recordings are extensively used by IT, Attorneys, and CPAs to record and invoice their time, and for engineers discussing projects so they don't have to keep interfering with the conversation to write things down. The send them so none of the content or tone of the conversations are lost. For property managers, they get calls all the time for things that need to be fixed, and they simply send the file to the guy that is doing the fixing so nothing gets lost. It needs to be automatic. When a conversation starts, you don't know before it starts if it needs to be recorded. It's even good for just people wanting to bring another family member up to speed about a conversation instead of trying to remember everything. Going from Oreo to Pie blows up critical business processes.
If we don't find a solid solution, we will replace Note 3s with Note 4s, KitKat, and root, and share a couple iPhones for out of country assignments. For customers, it will be the iPhone if Android can't bring them anything useful that the iPhone doesn't.
IT_Architect said:
Thanks tons! I needed to know that.
I will need a solid solution for that. That would be a catastrophe for us and business and customers who are asking us. Call recordings are extensively used by IT, Attorneys, and CPAs to record and invoice their time, and for engineers discussing projects so they don't have to keep interfering with the conversation to write things down. The send them so none of the content or tone of the conversations are lost. For property managers, they get calls all the time for things that need to be fixed, and they simply send the file to the guy that is doing the fixing so nothing gets lost. It needs to be automatic. When a conversation starts, you don't know before it starts if it needs to be recorded. It's even good for just people wanting to bring another family member up to speed about a conversation instead of trying to remember everything. Going from Oreo to Pie blows up critical business processes.
If we don't find a solid solution, we will replace Note 3s with Note 4s, KitKat, and root, and share a couple iPhones for out of country assignments. For customers, it will be the iPhone if Android can't bring them anything useful that the iPhone doesn't.
Click to expand...
Click to collapse
Flash the pie cp(modem) file or any other version update CP file and you wont have to worry about Pie update ever. The update server will just classify your device as being on the latest update no matter what version of Oreo you're on.
Just use Odin to flash the CP file for your device. Only takes a few seconds.
Jammol said:
Flash the pie cp(modem) file or any other version update CP file and you wont have to worry about Pie update ever. The update server will just classify your device as being on the latest update no matter what version of Oreo you're on. Just use Odin to flash the CP file for your device. Only takes a few seconds.
Click to expand...
Click to collapse
I may buy a one and try that. I'm thinking about buying the Verizon phone because I don't want trouble with Wi-Fi calling, VoLTE, aggregation, etc. Does it matter if I buy the Verizon or the US Unlocked?
Thanks!
IT_Architect said:
I may buy a one and try that. I'm thinking about buying the Verizon phone because I don't want trouble with Wi-Fi calling, VoLTE, aggregation, etc. Does it matter if I buy the Verizon or the US Unlocked?
Thanks!
Click to expand...
Click to collapse
It doesn't matter. They are all the same exact device. Only difference is software.
Jammol said:
It doesn't matter. They are all the same exact device. Only difference is software.
Click to expand...
Click to collapse
My thoughts are about two things:
1. Will Verizon discriminate because the IMEI was not sold by Verizon? I see threads about Verizon not being allowed on, or not having access to VoLTE, Wi-Fi calling, band aggregation, etc.
2. The attraction of the US Unlocked version is it has a superset of Verizon's bands and comes with the following bands that the Verizon version does not:
3G CDMA Diversity: BC0(800), BC1(1900), BC10(800)
4G FDD LTE: B14(700), B30(2300), B71 (600MHz)
4G TDD LTE: B46(5200)
I'm not sure how Verizon treats Unlocked Phones and WiFi Calling.
I can tell you that we have three U.S. Unlocked phones on AT&T and Oreo... WiFi Calling is not available on any of them (i.e. options to turn WiFi Calling on/off is not available/exposed in menus). I think some people have installed an AT&T ROM on their Unlocked Phones and WiFi Calling became available, along with AT&T bloat though
JohnNadeau said:
I'm not sure how Verizon treats Unlocked Phones and WiFi Calling. I can tell you that we have three U.S. Unlocked phones on AT&T and Oreo... WiFi Calling is not available on any of them (i.e. options to turn WiFi Calling on/off is not available/exposed in menus). I think some people have installed an AT&T ROM on their Unlocked Phones and WiFi Calling became available, along with AT&T bloat though
Click to expand...
Click to collapse
Ah, there we go! Those are exactly the kind of traps I'm concerned about, and historically have been an issue. Then I would like to submit the following objectives and plan to accomplish these objectives to scrutiny by the group:
Objectives:
1. Guarantee the ability to be accepted on the Verizon network.
2. Preserve Oreo in order to be able to do normal call recording.
3. Insure access to the network features VoLTE, Wi-Fi calling, and band aggregation
4. Be able to successfully replace the Verizon SIM with and use the SIM of a foreign carrier when I travel abroad.
Plan:
A. Buy a Verizon-branded Note 9 phone with Oreo to ensure the IMEI is accepted with no hassles and the firmware already installed with the proven ability to access to all features of the Verizon network such as VoLTE, Wi-Fi calling, and band aggregation.
B. Flash the Verizon version of the Pie cp(modem) file to disable updates to Pie. (I assume that in order to not mess up the plan, I need to use the Verizon Pie cp(modem) file, rather than the US Unlocked Pie cp(modem) file that supports a superset of the Verizon's bands?)
C. Install Package Disabler Pro+ for an additional layer of protection against a Pie upgrade.
Thanks!
IT_Architect said:
Ah, there we go! Those are exactly the kind of traps I'm concerned about, and historically have been an issue. Then I would like to submit the following objectives and plan to accomplish these objectives to scrutiny by the group:
Objectives:
1. Guarantee the ability to be accepted on the Verizon network.
2. Preserve Oreo in order to be able to do normal call recording.
3. Insure access to the network features VoLTE, Wi-Fi calling, and band aggregation
4. Be able to successfully replace the Verizon SIM with and use the SIM of a foreign carrier when I travel abroad.
Plan:
A. Buy a Verizon-branded Note 9 phone with Oreo to ensure the IMEI is accepted with no hassles and the firmware already installed with the proven ability to access to all features of the Verizon network such as VoLTE, Wi-Fi calling, and band aggregation.
B. Flash the Verizon version of the Pie cp(modem) file to disable updates to Pie. (I assume that in order to not mess up the plan, I need to use the Verizon Pie cp(modem) file, rather than the US Unlocked Pie cp(modem) file that supports a superset of the Verizon's bands?)
C. Install Package Disabler Pro+ for an additional layer of protection against a Pie upgrade.
Thanks!
Click to expand...
Click to collapse
Sounds like a good plan!
I'll be interested in your results.
raul6 said:
Unfortunately, as there is no way to generate a new key any longer unless for SEAP partners, Adhell3 should not be considered as an option.
Click to expand...
Click to collapse
Ahh man that sucks bigtime! it's like Samsung want's us to root our phones! and trip knox! My key is going to expire real soon
N1NJATH3ORY said:
Unfortunately, as there is no way to generate a new key any longer unless for SEAP partners, Adhell3 should not be considered as an option....
Ahh man that sucks bigtime! it's like Samsung want's us to root our phones! and trip knox! My key is going to expire real soon
Click to expand...
Click to collapse
We appreciate your optimism. It means after your key expires, you can't use it, nor can you root the newer Samsung phones.

Samsung Pay Behaviour on Transit

Hello all,
Apologies for the noob questions, I've just come back to android after about 10 years on iOS. I've actually gone for a Note 20 Ultra + Samsung Galaxy Watch Active 2 but I couldn't find a forum for the active 2 and I want to know if this behaviour is any different on The Watch 3.
I have two issues with Samsung Pay on the Active 2, am I being an idiot or is this normal?
1. Transit cards don't work, my Samsung Pay card is set to be a Transit Card but when I got to the station (London, TFL) payment didn't automatically happen on the reader. Is the transit card function not supported on the watch or do I need to turn it on somewhere?
2. In comparison to the Apple Watch, Payment is pretty slow:
- Apple Watch, Double Click side button, card instantly shows and ready for payment
- Samsung Watch. Double Click Back Button > Put in Pin (if not already done today) > Wait a few seconds > Select Card to pay > Pay
Does anyone know if I can get it to default to a single card wihtout me having to select it? I only have one card setup in Samsung Pay anyway.
Thanks!

Question Dual Sim plus health monitor (ECG, etc) impossible?

I just got a new S21 Ultra dual sim Latin American variant, because no US version dual sim Samsung exists. I have a US Version Galaxy Watch 3 that pairs nicely with it, except when the health monitor app on the phone tries to open for the ECG I get an error saying that it is not available in my location. I verified with Samsung that this is because the phone is a non US variant and there is no way around this limitation (according to them), even though ECG is cleared for use in my home country (USA).
So an idea I am exploring now is to send this phone back (still in return period) and buy a UK variant dual sim S21 Ultra. My reasoning is that ECG is cleared for use in UK and apparently the health monitor app is working for the UK. I asked Samsung tech support and the agent said I would not be able to get through the health monitor "onboarding process" from a physical US location using a UK origin device. She didn't think using a UK IP VPN would help any, but she didn't seem sure. Still it seems like a legit idea to me ... the phone is from an "ECG cleared" country and I live in an "ECG cleared" country. But does logic apply with Samsung . . . I am not so sure anymore.
Do you think this idea would work?
Any other ideas of how I could end up with a dual sim S21 on which the health monitor app (ECG, etc) would work . . . that wouldnt risk bricking my phone?
Many thanks in advance for any help.
So here is a second idea to run past the experts here:
change CSC (currently set to TPA ) to XAA using method in this link:
Change CSC on Samsung Devices | Guide | iHax
Looking for a way to change CSC/Country Specific Code on your Samsung Galaxy device? Here's a quick guide on how to do it easily.
ihax.io
I actually pulled up that radio button screen to see what it currently was, but I chickened out of changing it
1) would this change make my dual sim phone a single sim phone?
2) is there a chance it would be impossible to revert back to TPA if the change caused problems?
3) any chance this change would brick the phone?
4) since I have 2 imei numbers, what is the result of making this change on only one imei?
5) do you think this change would solve the problem of not being able to start up and "onboard" the health monitor app?
Changing a csc from dual sim variant to dual sim variant shouldn't have any impact on IMEI. Almost no chance to brick the phone.
CSC just define preinstalled apps and features (ECG, call recording...)
I would say its worth the try but I can't guarantee anything
tiliarou said:
Changing a csc from dual sim variant to dual sim variant shouldn't have any impact on IMEI. Almost no chance to brick the phone.
CSC just define preinstalled apps and features (ECG, call recording...)
I would say its worth the try but I can't guarantee anything
Click to expand...
Click to collapse
thanks for that. Actually Id be changing CSC from dual sim variant (Latin America) to single sim variant (USA). Do you think that would cause issues ... like break the dual sim functionality?
So I backed up and looked at this complete mess Samsung has me in trying to kludge their products into working after I paid a hefty price for them and I made a decision. Im still in the return period on everything. So everything is getting boxed back up for return (chargers/watch/phone/cables/etc). Im going to take that money and put it into a dual sim Iphone12 and Apple Watch 6 which apparently works very well in the USA right out of the box with no complicated hacks. Been awhile since I hitched myself to the Apple Wagon ... we'll see how it goes. So long Samsung. RELIEF!
so i tried the iphone for awhile and I just couldnt do it anymore. so the new iphone went to the wife, and i got a Note 20 Ultra (Tmobile brand) today and the dual sim (using esim) does work . . . BUT
1) you have to endure Tmobile unlock policy nonesense
2) the dual sim functionality isnt as finely controlable as iphone or dual sim androids. you select one which of the esim/sim will be "primary" and it will use data. so you cant have the physical sim as the data user and the esim as the primary voice/sms line.
annoying , but not insurmountable issues.
not a bad phone, but the bronze color is actually more like a pink. a big plus for some would be the expandable memory.
a HUGE con is the price . . . 1300 USD
apparently ONLY the TMobile branded us version Note 20's have the esim enabled.
Have you checked the watch does not have to be from a country that supports ECG feature not the phone?
I cannot confirm whether or not the country of the watch itself has any effect. All I can say for sure is the phone has to be a version from a country that supports the ECG feature.

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